Zachary Horst is a financial advisor at Cetera with Series 65 and Series 63 licenses and four years of industry experience. He has worked previously at Concourse Financial Group Securities Inc and Fulton Bank. In addition to his advisory role, he is involved with Pathway Financial Group, where he provides client support and offers life, health, and annuity insurance products. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm provides a range of investment management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Robert Hostetter is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 19 years of industry experience. He previously worked at Securities America Advisors Inc and Concourse Financial Group Securities Inc. Outside of financial advising, he is a partner in an accounting firm and serves as a township auditor, among other business activities including co-owning a hair salon and participating on a regional bank advisory board. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a network of independent advisors. The firm offers a multi-manager platform with a range of portfolio management options and investment program structures, overseeing more than $256 billion in assets under management.

Benjamin Hagy is a financial advisor at Cetera with five years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Concourse Financial Group Securities Inc and PSERS. Hagy is involved in administrative and client support activities through Pathway Financial Group and also provides insurance services via Hagy Financial Services. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers portfolio management, financial planning, and access to third-party money managers through a multi-manager platform with various program structures and custodial relationships.

Brian Asper is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has previously worked at Concourse Financial Group Securities Inc for 11 years and has operated Pathway Financial Group since 2003. Asper serves as chairman of the board for Align Life Ministries, an educational nonprofit organization. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to a range of program structures and third-party managers.

Joel Potts is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and two years of industry experience. His prior work includes roles at Hamilton Capital, LLC, Summit Financial Strategies, and Master's Advisors Inc., among others. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad range of clients including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management and financial planning services delivered through a nationwide network of over 10,000 advisors.