James Stark is a financial advisor at Cetera with 36 years of industry experience. He holds the CFP® designation and securities licenses Series 63 and 65. His career includes roles at Wells Fargo Advisors Financial Network LLC and managing multiple wealth management firms. Stark serves on the board of Unite 4 Africa, a nonprofit organization. Cetera Investment Advisers LLC is an SEC-registered firm that provides services through a large nationwide network of independent advisors. The firm serves individuals, retirement plans, corporate and charitable clients, and institutional accounts with a multi-manager platform offering a range of portfolio management and financial planning solutions.

Timothy Lewis is a financial advisor with Cetera based in Tucson, AZ, holding a Series 66 designation and 11 years of industry experience. He has worked at Cetera since 2021 and previously at Edward Jones from 2015 to 2021. Lewis is also involved with Wilde Wealth Management Group and JRS Wealth Management Group. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with various program options and custodial relationships.

Benjamin Fernandez is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. His career includes positions at BBVA Securities Inc., BBVA Compass Insurance Agency Inc., and Greenberg Financial Group. Outside of his advisory work, he serves as president of a nonprofit supporting military personnel and participates as a civic leader in the Air Force Sustainment Center Civic Leader Program. Cetera Investment Advisers LLC operates a multi-manager platform serving individuals, employer-sponsored plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, with access to various program structures and third-party managers across discretionary and non-discretionary accounts.

Sheryl Hall is a CFP® professional with 40 years of industry experience, currently serving as an advisor at Cetera since 2024. She has held roles at Cetera Advisors LLC and First Allied Advisory Services, and she owns Hallmark Financial LLC, a financial services firm focused on financial planning, portfolio management, and insurance. Hall is also involved in community activities, including volunteer work with the Oro Valley Church of the Nazarene missions board and serving on the committee of Rockin' 4 Heroes, a nonprofit that raises funds for education benefiting first responders and military families. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large national network of independent advisors, offering a range of portfolio management, financial planning, and retirement services to individual, employer-sponsored, corporate, charitable, and institutional clients. The firm provides access to multiple investment programs and third-party managers through a multi-manager platform.