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Joseph C

Series 63, Series 65

Vandalia, IL

Cetera

Joseph Cearlock is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has a background that includes roles at Avantax entities and ownership of an accounting and tax preparation firm, LCB CPAs & Advisors, Ltd. Cearlock is involved in community and religious activities, serving as chairman of the church council at First United Methodist Church and as an elder and vice president of The Way Church of Fayette County. Cetera Investment Advisers LLC is an SEC-registered adviser that provides services through a nationwide network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and financial planning options, utilizing a multi-manager platform with access to affiliated and third-party managers.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Mark B

Series 63, Series 65

Vandalia, IL

Cetera

Mark Burnam is a financial advisor at Cetera with Series 63 and Series 65 licenses and four years of industry experience. Prior to joining Cetera in 2025, he worked at Avantax Insurance Agency and Avantax Investment Services from 2021 to 2025. He is also a member and partner in LCB Wealth Management, a partnership unrelated to investment advisory activities. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts, offering diversified portfolio management and financial planning services through a multi-manager platform.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Beth H

Series 66

Vandalia, IL

Cetera

Beth Hawk is a financial advisor at Cetera with a Series 66 designation and three years of industry experience. She previously worked at Avantax Advisory Services and Avantax Investment Services Inc. In addition to her advisory role, Hawk is a partner and CPA at LCB CPAs & Advisors, Ltd, a public accounting firm, and she serves as a council member and check signing authority for St. James Evangelical Lutheran Church, where she participates in religious and community activities. Cetera Investment Advisers LLC serves individuals, retirement plans, corporate, charitable, and institutional clients nationwide. The firm offers a multi-manager platform with a range of portfolio management strategies, financial planning, and consulting services, supporting both discretionary and non-discretionary accounts.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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