Marcel Santos is a financial advisor with Cetera, holding Series 65 and Series 63 designations and having 11 years of industry experience. He has worked with Cetera and its affiliates since 2019 and previously with Foresters Advisory Services from 2016 to 2019. He maintains an online presence through marcelsantoswealth.com, a website for his Cetera business. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with extensive program options and custodial relationships.

Adam Paffenroth is a financial advisor with Cetera, holding CFP® and ChFC® designations and over 10 years of industry experience. His prior roles include positions at Stifel Independent Advisors, Morgan Stanley Private Bank, and Edward Jones Investments. He is based in Vienna, VA. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients nationwide. The firm offers a range of portfolio management, financial planning, and retirement services through a large network of independent advisors and a multi-manager platform with diverse investment options.

Tyler Pence is a financial advisor with Cetera, holding a Series 66 designation and one year of industry experience. His prior roles include work at LPL Financial and Burke and Herbert Bank, along with teaching positions at James Madison University and various schools. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and a large nationwide network of over 10,000 advisors managing more than $256 billion in assets.

Matthew Duran is a financial advisor at Cetera with 21 years of industry experience. He has held positions at Cetera since 2019 and previously worked at First Investors Corporation from 2005 to 2019. He holds Series 63 and Series 65 licenses. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual clients, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various investment strategies, supporting over 10,000 advisors and more than $256 billion in assets under management.

Travis Scott is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 10 years of industry experience. He has worked at Cetera and its affiliated entities since 2019, with prior roles at Foresters Financial Services and Econo Lodge. Outside of his advisory work, he oversees youth ministry at Strong Tower Christian Church and is involved in A/V production and a 360 photobooth business. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, retirement plans, corporate and charitable entities, and institutions. The firm offers diverse portfolio management and consulting services with both discretionary and non-discretionary options, operating a multi-manager platform that supports customized investment strategies and access to various third-party managers.

Robert Lewandowski is a financial advisor at Cetera with 33 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at LPL Financial and Summit Financial Group. Lewandowski is also involved with Burke & Herbert Wealth Management in an investment-related role. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a range of portfolio management and consulting services with multiple program options, including access to affiliated and unaffiliated third-party managers.

Andres Trujillo is a financial advisor at Cetera with eight years of industry experience. He holds a Series 66 designation and has worked at Cetera since 2019, previously employed at Bank of America and Merrill from 2017 to 2019. Outside of advising, he is involved in selling supplemental preventative health benefits through LLH Healthcare. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, supporting various program structures and custodial relationships.

Peter Cosentino is a Series 66-credentialed financial advisor at Cetera with 16 years of industry experience. He previously worked at NASA Federal Credit Union and CUSO Financial Services for 12 years and has been with Cetera and related entities since 2025. Cetera Investment Advisers LLC serves a broad range of clients including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various program structures and third-party managers.

Jaime West is a financial advisor at Cetera with 23 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Cetera since 2019. West also serves as president of Chesapeake Advanced Networking, a business networking organization. Cetera Investment Advisers LLC operates as a multi-manager platform serving a wide range of clients, including individuals, retirement plans, and institutional accounts. The firm offers various portfolio management and financial planning services, leveraging affiliated and third-party managers across multiple program structures.

Samuel Bair is a financial advisor with Cetera who holds Series 65 and Series 63 licenses and has 12 years of industry experience. He has worked at Cetera since 2019 and previously held roles at Foresters Financial Services from 2015 to 2019. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that provides access to affiliated and third-party managers, with over $256 billion in assets under management and more than 10,000 advisors nationwide.