Christopher Mellone is a CFP® and CFA® with 14 years of industry experience. He is currently with Cetera and has prior experience at VLP Financial Advisors, where he is also an owner and works as an associate para planner. Mellone serves as Director of PR for the Financial Planning Association, National Capital Area chapter, and is a board member of the Virginia Tech Financial Planning Advisory Board. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a nationwide network of independent advisors, serving individual clients, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through multiple program structures and a multi-manager platform.

Sean Beznicki is a CFA charterholder with seven years of industry experience. He is currently with Cetera and serves as Director of Investments at VLP Financial Advisors, where he leads the investment research team and manages portfolio software across the firm. His prior roles include positions at Glassman Wealth Services and Andersen Tax. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management and financial planning services, managing over $256 billion in assets.

Mary Williams is a financial advisor with Cetera, holding Series 63, Series 65, and Series 66 licenses and 13 years of industry experience. Her prior roles include positions at MML Investors Services, MassMutual, Seia, LLC, and Royal Alliance Associates Inc. She is currently also affiliated with VLP Financial Advisors, where she provides client services. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers diverse portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers across various program structures.

Constantine Tsantes is a CFP® with 12 years of industry experience, currently serving at Cetera. He has worked at several firms, including Financial Engines Advisors L.L.C. and Edelman Financial Services. Tsantes is also involved in administrative duties at VLP Financial Advisors. Cetera Investment Advisers LLC is a large SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, accommodating both discretionary and non-discretionary authority structures.

Sarah Avila is a CFP® professional with 13 years of experience in the financial services industry. She is currently with Cetera and has held roles at VLP Financial Advisors and Cetera Wealth Services, LLC since 2016. In addition to her advisory work, she is licensed to sell life, disability, annuities, and long-term care insurance. Cetera Investment Advisers LLC serves a broad range of clients including individuals, retirement plans, and institutional accounts through a nationwide network of independent advisors. The firm offers a multi-manager platform with diverse investment strategies and a variety of program options tailored to client needs.

Rose Price is a CFP® professional with 25 years of industry experience, currently serving at Cetera since 2023. She has previously worked at VLP Financial Advisors and Cetera Wealth Services, LLC. Outside of her advisory role, she owns VLP Financial Advisors, offering a range of financial services, and acts as an OSJ for Paragon Wealth Management, recruiting new representatives to the Cetera advisor network. Additionally, she fulfills various family fiduciary roles, including executor and trustee. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with diverse portfolio management options, combining discretionary and non-discretionary services and access to both affiliated and third-party investment managers.

Cindy Alexander is a financial advisor with Cetera, holding a Series 66 designation and bringing 16 years of industry experience. She has worked with Cetera and its affiliated entities since 2016 and maintains a role as a registered administrative assistant with VLP Financial Advisors. Outside of her advisory work, she is also a commissioned notary public and serves as a power of attorney for an individual. Cetera Investment Advisers LLC is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform, supporting a wide range of investment strategies and program structures.

John Shaffer is a financial advisor with Cetera, holding a Series 66 designation and one year of industry experience. Prior to his advisory role, he worked in the food service industry, including six years with The Bone BBQ. He also serves as an administrative assistant at VLP Financial Advisors. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual clients, retirement plans, corporate and charitable entities, and institutions. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform, utilizing both affiliated and third-party managers across discretionary and non-discretionary accounts.