Christopher Mellone is a CFP® and CFA® with 14 years of industry experience. He is currently with Cetera and has prior experience at VLP Financial Advisors, where he is also an owner and works as an associate para planner. Mellone serves as Director of PR for the Financial Planning Association, National Capital Area chapter, and is a board member of the Virginia Tech Financial Planning Advisory Board. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a nationwide network of independent advisors, serving individual clients, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through multiple program structures and a multi-manager platform.

Sean Beznicki is a CFA charterholder with seven years of industry experience. He is currently with Cetera and serves as Director of Investments at VLP Financial Advisors, where he leads the investment research team and manages portfolio software across the firm. His prior roles include positions at Glassman Wealth Services and Andersen Tax. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management and financial planning services, managing over $256 billion in assets.

Mary Williams is a financial advisor with Cetera, holding Series 63, Series 65, and Series 66 licenses and 13 years of industry experience. Her prior roles include positions at MML Investors Services, MassMutual, Seia, LLC, and Royal Alliance Associates Inc. She is currently also affiliated with VLP Financial Advisors, where she provides client services. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers diverse portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers across various program structures.

Constantine Tsantes is a financial advisor with Cetera in Vienna, VA, holding the CFP® designation and Series 65 and Series 63 licenses, with 12 years of industry experience. His career includes roles at Financial Engines Advisors, Edelman Financial Services, and VLP Financial Advisors. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a broad network of over 10,000 advisors. The firm offers various portfolio management and financial planning solutions, utilizing a multi-manager platform featuring affiliated and third-party strategies across discretionary and non-discretionary programs.

Sarah Avila is a CFP® professional with 13 years of experience in the financial services industry. She is currently with Cetera and has held roles at VLP Financial Advisors and Cetera Wealth Services, LLC since 2016. In addition to her advisory work, she is licensed to sell life, disability, annuities, and long-term care insurance. Cetera Investment Advisers LLC serves a broad range of clients including individuals, retirement plans, and institutional accounts through a nationwide network of independent advisors. The firm offers a multi-manager platform with diverse investment strategies and a variety of program options tailored to client needs.

Rose Price is a CFP®-credentialed financial advisor with 26 years of industry experience. She currently works at Cetera and is also the owner of VLP Financial Advisors, where she offers a variety of financial services. In addition, she serves as an executor and trustee for family estates and trusts. Cetera Investment Advisers LLC is an SEC-registered firm serving individual and institutional clients through a nationwide network of advisors. The firm offers a range of portfolio management, financial planning, and retirement services using multi-manager platforms and various program structures.

Cindy Alexander is a CFP® with 16 years of experience in financial services. She is currently with Cetera and has previously been associated with VLP Financial Advisors since 2014. Outside of her advisory role, she serves as a notary public and holds power of attorney responsibilities for an individual. Cetera Investment Advisers LLC is an SEC-registered adviser that distributes services through a nationwide network of independent advisors, serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services, operating as a multi-manager platform with access to both affiliated and third-party managers.

John Shaffer is a financial advisor with Cetera, holding a Series 66 designation and one year of industry experience. Prior to his advisory role, he worked in the food service industry, including six years with The Bone BBQ. He also serves as an administrative assistant at VLP Financial Advisors. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual clients, retirement plans, corporate and charitable entities, and institutions. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform, utilizing both affiliated and third-party managers across discretionary and non-discretionary accounts.