Jason Engel is a financial advisor with Cetera, holding a Series 66 designation and over 22 years of industry experience. His prior roles include positions at Voya Financial Advisors and Comprehensive Financial Group. Outside of advisory services, he is president and owner of Dad's Hat Inc., a company providing employee benefits. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, providing access to affiliated and third-party money managers across various program structures.

Sheldon Castle is a financial advisor with Cetera, holding the CFP® designation and Series 63 and 65 licenses, with 31 years of industry experience. He has worked at Cetera and its affiliates since 2021 and was previously with VOYA Financial Advisors for seven years. Outside of his advisory role, Castle serves as an assistant high school basketball coach and referee and is a deacon at Faith Baptist Church. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a broad network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and planning services through a multi-manager platform with access to both affiliated and third-party investment managers.

Curtis Fay is a CFP®-designated financial advisor with 13 years of industry experience, currently affiliated with Cetera. His prior experience includes roles at Voya Financial Advisors and The Comprehensive Financial Group. He is also an active member of the South Williamsport Lions Club, participating in community fundraising activities such as raffle and barbecue ticket sales. Cetera Investment Advisers LLC is an SEC-registered firm supporting a nationwide network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, serving individual, retirement plan, corporate, charitable, and institutional clients.

Michael Schick is a financial professional with 33 years of industry experience, currently affiliated with Cetera. He holds Series 63 and Series 65 designations and has held roles at Cetera since 2021, as well as prior experience at Voya Financial Advisors and Founders Federal Bank. Outside of his advisory work, Schick is involved as a managing partner and owner of Dad's Hat Inc., an employee benefits business. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and consulting services, supporting a network of over 10,000 advisors and managing assets exceeding $256 billion.

Timothy Benner is a ChFC® credentialed financial advisor with 30 years of industry experience. He is currently with Cetera and has previously worked at VOYA Financial Advisors and The Comprehensive Financial Group. Outside of his advisory roles, he serves on the Endowment Committee of the First United Methodist Church of Muncy. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and access to third-party money managers.