Arthur Montgomery is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 36 years of industry experience. He previously served as president and investment adviser at Paramount Financial LLC for over two decades. Montgomery is also an author, having written the book *So You Want to Retire*, and serves as a board member of the St. Louis Audubon Society. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients through a network of over 10,000 advisors. The firm offers a multi-manager platform featuring discretionary and non-discretionary portfolio management, financial planning, and access to multiple investment program structures and third-party managers.

Jennifer Montgomery is a financial advisor at Cetera with 11 years of industry experience. She holds the Series 66 designation and has been affiliated with Cetera and its related entities since 2014. Montgomery also serves as National Business Manager at Summit National Partners, LLC, and holds operations management roles at insurance agencies, including Paramount Agency Associates, Inc. and James L. Harding and Associates, Inc. Additionally, she is a commissioned notary public. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers portfolio management, financial planning, and retirement services across multiple program structures, emphasizing a multi-manager platform with discretionary and non-discretionary account options.