Joseph Carroll Jr. is a financial advisor with Charles Schwab in Boston, MA, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He previously worked at Fidelity in various roles from 2000 to 2021 before joining Charles Schwab in 2021. Outside of his advisory work, he manages a vacation home rental in Wellfleet, MA. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions, combining multi-asset model portfolios with centralized custody and order-routing services.

Noam Gans is a financial advisor at Charles Schwab with one year of industry experience. He holds a Series 66 designation and has worked at Charles Schwab & Co., Inc. and Charles Schwab Bank since 2026. Outside of his advisory role, he is appointed as an agent to sell non-securities insurance products for AGIA. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by a large-scale, integrated operational structure.

Grace Hayes is a financial advisor with Charles Schwab, holding Series 63 and Series 66 designations and four years of industry experience. She previously worked at Sage Hospitality and the University of Denver. Outside of finance, she has experience in retail, having worked at Ice Cream and Candy Bazaar. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios supported by research from Schwab Center for Financial Research.

Paul Bergeron is a CFP® professional with 28 years of experience in the financial industry. He has been with Charles Schwab Bank and Charles Schwab & Co., Inc. since 2010. Based in Boston, MA, Bergeron works within a large institutional firm known for its comprehensive wealth advisory services. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, offering a multi-asset investment approach supported by centralized custody and operational infrastructure.

Akash Samad is a financial advisor with Charles Schwab in Boston, MA, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC. He serves as a board member at large for the Eastern Massachusetts Chapter of the Penn State Alumni, where he assists with organizing charity and social events. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, supported by a centralized operational structure and multi-asset investment approaches.

Christopher Ferguson is a financial advisor at Charles Schwab in Boston, MA, holding a Series 66 designation. He has experience at Charles Schwab Bank and Charles Schwab since 2023 and previously worked at Aflac and in full-time education roles from 2013 to 2023. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, supported by centralized custody and operational services.

Jonathan Lococo is a financial advisor with Charles Schwab in Boston, MA, holding a Series 66 designation and nine years of industry experience. He has worked at Charles Schwab Bank since 2017 and Charles Schwab & Co., Inc. since 2016. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm provides a mix of non-discretionary and discretionary advisory solutions supported by multi-asset model portfolios and centralized operational infrastructure.

Annalea Ambraziejus is a Series 66-licensed financial advisor with seven years of industry experience. She has worked at Charles Schwab since 2022 and previously held roles at TD Ameritrade, Inc. and Balance Wealth Advisors. Her background also includes positions at the University of Alabama and its Gorgas Library. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary advisory relationships and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a formal alternative-investment due diligence process.

Michael Starr is a financial advisor at Charles Schwab with 16 years of industry experience. His prior roles include positions at BlackRock Investments, LLC and Riversource Fund Distributors, Inc. He also worked with BiggerPockets LLC for one year. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment management using multi-asset model portfolios and provides centralized custody, order-routing, and alternative investment services.

Jeffrey Richards is a financial advisor with Charles Schwab based in Boston, MA, holding Series 63 and Series 65 licenses and 25 years of industry experience. He previously worked at TD Ameritrade Investment Management and TD Ameritrade, Inc. Outside of his advisory work, he serves as a co-trustee on a family trust that manages residential rental properties. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, utilizing multi-asset model portfolios and a structured due diligence process for alternative investments within an integrated operational framework.

Andrea Patino Galindo is a financial advisor at Charles Schwab with four years of industry experience. She holds Series 66 and Series 63 licenses. Prior to her current role, she briefly worked at Northwestern Mutual and Fidelity Investments. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, offering a combination of non-discretionary and discretionary advisory services through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm integrates brokerage, custody, and advisory services on a large scale with centralized supervision and a formal alternative investments program.

Jamie O Brien is a financial advisor at Charles Schwab with one year of industry experience. He holds a Series 66 designation and previously worked at Loomis Sayles/Daley and Associates. Before entering the financial industry, he was involved in the food service sector at Marylou's Coffee. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab offers a combination of non-discretionary advisory services and access to discretionary separately managed accounts, supported by multi-asset model portfolios and institutional due diligence.

Ishaan Mundra is a financial advisor at Charles Schwab in Boston, MA, holding a Series 66 designation with one year of industry experience. His work history includes multiple roles within Charles Schwab and a brief tenure at Alku and Phillips Academy. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by integrated brokerage, custody, and operational capabilities.

Kyle Dagesse is a financial advisor at Charles Schwab with a Series 66 credential and three years of industry experience. His background includes roles at Fidelity Investments and Charles Schwab Bank, SSB. He is the founder of Zero Percent Clothing Company LLC, a clothing venture established to raise awareness. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advice with access to discretionary separately managed accounts and alternative investments.

Robert Brouthers is a financial advisor with Charles Schwab in Boston, MA, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2014. Outside of his advisory role, he owns Robert Brouthers Fishing, a business he has operated since 2011. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm provides both non-discretionary and discretionary investment guidance using multi-asset model portfolios, combining centralized custody and brokerage functions with access to alternative investments and cash-sweep options.

Robert Richards is a financial advisor at Charles Schwab in Boston, MA, holding a Series 66 designation. He has less than one year of experience in the industry, with prior work experience including roles at Vermont National Country Club and Dick's Sporting Goods. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, supported by strategic asset allocation models and due diligence on alternative investments.

Margaret Helfrich is a financial advisor at Charles Schwab with five years of industry experience. She holds a Series 66 designation and has worked in various roles at Charles Schwab and Charles Schwab Bank since 2018, as well as at firms including Equitable Advisors LLC and Merrill Lynch. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab offers a combination of non-discretionary and discretionary investment management with a multi-asset model portfolio approach and centralized operational support.

Matthew Truscello is a financial advisor at Charles Schwab in Boston, MA, with 18 years of industry experience. He holds the Series 66 designation and has worked at Charles Schwab and Charles Schwab Bank since 2008. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance using multi-asset model portfolios and provides integrated custody, brokerage, and advisory services.

Richard Rivera is a financial advisor with Charles Schwab in Boston, MA, holding Series 63, 65, and 66 licenses and bringing 29 years of industry experience. He has been with Charles Schwab since 1999 and has worked at Charles Schwab Bank since 2005. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary investment services along with integrated brokerage, custody, and cash-sweep solutions.

Michael Socci is a financial advisor with Charles Schwab in Boston, MA, holding Series 65 and Series 66 credentials and bringing 25 years of industry experience. Before joining Charles Schwab and Charles Schwab Bank, SSB in 2021, he spent ten years at Merrill. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through Schwab Wealth Advisory’s wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory guidance with access to discretionary separately managed accounts and employs a multi-asset model portfolio approach supported by centralized supervisory and custody operations.

Brandon Beauchamp is a financial advisor with Charles Schwab in Boston, MA, holding Series 63 and Series 66 designations and 25 years of industry experience. He has worked with Charles Schwab and Charles Schwab Bank since 2020, and previously spent 15 years at TD Waterhouse Investor Services Inc. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering both non-discretionary and discretionary investment management options supported by multi-asset model portfolios and centralized operations.

Edward Power is a financial advisor at Charles Schwab with 32 years of industry experience. He has been with Charles Schwab and its affiliated entities since 1992. Outside of his advisory work, he serves as a board advisor for Read To Succeed, a nonprofit organization focused on encouraging reading among children in Rhode Island schools. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a non-discretionary client relationship model with access to discretionary separately managed accounts and offers strategic multi-asset investment solutions supported by its in-house research and alternative investment programs.

Andrew Mason is a financial advisor at Charles Schwab with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Charles Schwab and Charles Schwab Bank since 2008 in Boston, MA. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and has a distinctive integrated structure with centralized supervisory and custody services.

Andrew Kamensky is a financial advisor at Charles Schwab with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab since 2022, including Charles Schwab Bank, SSB since 2023, following seven years at TD Ameritrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and provides integrated brokerage, custody, and advisory services.

Brian Trentsch is a Series 66–licensed financial advisor with Charles Schwab in Boston, MA, bringing 20 years of industry experience. He has been with Charles Schwab Bank and Charles Schwab since 2006. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering a combination of non-discretionary advisory services and access to discretionary separately managed accounts through affiliated investment management. The firm is notable for its scale, integrated wealth management structure, and distinctive mix of advisory and brokerage services.

Matthew Cole is a financial advisor with Charles Schwab in Boston, MA, holding Series 63 and Series 66 licenses and having two years of industry experience. His prior work includes roles at Fidelity Investments and Charles Schwab Bank, as well as ownership involvement in a pizza and sandwich business. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering a range of advisory, brokerage, custody, and financial planning services through integrated wrap fee programs and managed accounts.

Eric Yanovsky is a CFP® with 12 years of experience, currently serving at Charles Schwab in Boston, MA. He has been with Charles Schwab and its affiliated entities since 2014 in various roles across investment advisory and banking services. Outside of his advisory duties, he co-manages family real estate LLCs related to estate planning. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab offers a unified platform combining non-discretionary advisory relationships with access to discretionary separately managed accounts and alternative investments.

Katherine Dorazio is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. Her prior work includes roles at Equitable Advisors, LLC and The York, as well as involvement with an early education and childcare center and a local ice cream business. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios with strategic asset allocation and alternative investment options.

Peter Skamarycz is a financial advisor with Charles Schwab in Boston, MA, holding Series 63 and Series 66 licenses and having 32 years of industry experience. He has been with Charles Schwab since 1993 and Charles Schwab Bank since 2005. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by extensive due diligence and centralized operational structure.

Matthew Batta is a financial advisor at Charles Schwab with four years of industry experience. He holds a Series 66 designation and has previously worked at Fidelity Investments and Bleakley Financial Group. His background also includes experience outside finance, such as managing Cotuit Liquors. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by centralized custody and due diligence resources.