Joshua Rando is a CFP® professional with 12 years of experience, currently affiliated with Charles Schwab in Brooklyn, NY. His prior experience includes roles at Morgan Stanley, E*TRADE Capital Management, and Fidelity Investments. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management with multi-asset model portfolios, supported by centralized supervisory and custody operations.

Brady Paczkowski is a financial advisor at Charles Schwab with a Series 66 designation and three years of industry experience. His prior work includes roles at Charles Schwab Bank SSB, the Full Count Umpire Association, and Smokehouse Tailgate Grill. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary and discretionary investment models, offering multi-asset portfolios and alternative investment options within an integrated operational structure.

Jonathan Marzella is a CFP® professional with 18 years of experience in the financial industry. He is currently associated with Charles Schwab, having worked there since 2022 and at Charles Schwab Bank since 2023. His prior experience includes roles at TD Ameritrade and Scottrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by a centralized operational structure and strategic multi-asset investment guidance.