Keith Dorrow is a CFP® with three years of industry experience, currently serving as a financial advisor at Charles Schwab in Chicago, IL. His prior work includes roles at Charles Schwab Bank, SSB, and experience in the hospitality industry with Kimpton Hotel Group and At Your Service Hospitality Group. Charles Schwab serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory services with access to discretionary separately managed accounts, utilizing multi-asset model portfolios and conducting due diligence on alternative investments through its Alternative Investments Select program.

Joseph Murphy is a financial advisor with Charles Schwab in Chicago, holding Series 66 and Series 63 licenses and one year of industry experience. His prior work includes positions at Republic Bank of Chicago and Charles Schwab Bank. Outside of finance, he officiates youth and high school baseball games as an umpire. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account services. The firm offers a combination of non-discretionary investment advice and access to discretionary separately managed accounts, leveraging multi-asset model portfolios and centralized operational infrastructure.

Peter Klimkow is a financial advisor at Charles Schwab with 11 years of industry experience. He holds Series 65 and Series 63 licenses and has worked previously at Morgan Stanley Smith Barney, E*Trade Securities, LBMZ Securities, and Zacks Investment Management. Klimkow is a member of the Associates Board for Metropolitan Family Services in Chicago. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and centralized operational capabilities.

Susanna Hilboldt is a financial advisor at Charles Schwab in Chicago, IL, holding Series 63 and Series 65 credentials with 34 years of industry experience. She has been with Charles Schwab and its affiliated entities since 1999, including Charles Schwab Bank since 2005. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and alternative investment due diligence.

Christine Yu is a financial advisor at Charles Schwab with 24 years of industry experience. She holds a Series 66 designation and previously worked at TD Ameritrade Investment Management, TD Ameritrade, and Scottrade. She is based in Chicago, IL. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Cherie Ramirez is a financial advisor at Charles Schwab with 14 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Charles Schwab and affiliated entities since 2009, including TD Ameritrade from 2022 to 2024. Outside of advisory work, she is involved as a member of Marv’s Handyman Services LLC, a residential handyman and plumbing company. Charles Schwab serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program, offering integrated advisory, brokerage, custody, and financial planning services. The firm provides both non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and due diligence on alternative investments through its centralized operational structure.

Emily Meehan is a financial advisor with Charles Schwab in Chicago, IL, holding a Series 66 designation and five years of industry experience. Her work history includes roles at Charles Schwab Bank, Charles Schwab & Co., Inc., Fidelity Financial Omaha, and Union Pacific, alongside several academic positions at Creighton University. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs a multi-asset model portfolio approach supported by research and due diligence.

Alec Birkhold is a financial advisor at Charles Schwab with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab & Co., Inc. and Charles Schwab Bank, SSB since 2017. Outside of his advisory role, he serves as the treasurer of a small homeowners association. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment services. The firm’s integrated structure includes centralized custody, brokerage, and advisory services supported by comprehensive model portfolios and due diligence on alternative investments.

Austin Morrow is a CFP® professional with six years of experience in the financial industry. He is currently with Charles Schwab, where he has worked since 2021, including time at Charles Schwab Bank, SSB. Prior to Schwab, he was with Equitable Advisors and Axa Advisors. Outside of finance, he has experience working in the hospitality industry. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Rachel Stevens is a financial advisor at Charles Schwab with one year of industry experience. She holds a Series 66 designation and has worked at Charles Schwab & Co., Inc. and Charles Schwab Bank, SSB since 2023. Her prior experience includes roles at OnBoard and Indiana University. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary guidance and access to discretionary separately managed accounts, leveraging multi-asset model portfolios and a centralized operational platform.

Paul Dunk is a financial advisor at Charles Schwab with 25 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Charles Schwab and Charles Schwab Bank since 2003 and 2005, respectively. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment advisory options supported by multi-asset model portfolios, alternative investment research, and centralized operational infrastructure.

Christopher Mc Carthy is a financial advisor with Charles Schwab in Chicago, IL, holding Series 63 and Series 66 designations and 14 years of industry experience. He has worked at Charles Schwab Bank, SSB, Charles Schwab, and TDAmeritrade over the past 14 years. Charles Schwab & Co., Inc. serves a broad client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, using multi-asset model portfolios and due diligence on alternative investments delivered through an integrated and scalable operational structure.

Maxwell Lush is a CFP® and Series 66-registered financial advisor with Charles Schwab in Chicago, IL, and has five years of industry experience. His work history includes multiple roles within Charles Schwab and its affiliated entities since 2019, as well as prior experience at Sullivan Hayes Brokerage and involvement with Lambda Chi Alpha. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through Schwab Wealth Advisory’s wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, using multi-asset model portfolios and research-driven due diligence.

Joseph Gilmore is a financial advisor at Charles Schwab in Chicago, holding Series 63 and 66 licenses with approximately two years of industry experience. His prior roles include positions at Aspen Square Management, Hudson/Hawk, and Roman Butler Fullerton Wealth Advisors. Outside of finance, he has worked at Algonquin Golf Club and Bud's Barbecue. Charles Schwab serves a large client base primarily consisting of high- and ultra-high-net-worth individuals, offering a range of wealth advisory and brokerage services through integrated wrap fee programs and managed accounts. The firm combines non-discretionary advisory models with access to discretionary separately managed accounts and emphasizes a multi-asset investment approach supported by in-house research.

Brendan Ours is a financial advisor with Charles Schwab in Chicago, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Charles Schwab Bank, Schwab Wealth Advisory, and the University of Dayton School of Business. He also has experience with Flyer Consulting and involvement with the Shoreby Yacht Club. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options supported by multi-asset model portfolios and centralized operational infrastructure.

Freya Cobb is a financial advisor at Charles Schwab with five years of industry experience. She holds Series 65 and Series 63 licenses and has worked at Charles Schwab Bank, Charles Schwab & Co., and TD Ameritrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and uses multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Timothy Sharp is a CFP® certified financial advisor with Charles Schwab, where he has worked since 2015, including ten years at Charles Schwab Bank, SSB. He has 10 years of experience in the financial industry and is based in Chicago, IL. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance using multi-asset model portfolios and a centralized operational structure.

Daisy Meza is a CFP® professional with five years of industry experience, currently serving as a financial advisor at Charles Schwab in Chicago, IL. Her work history includes roles at Charles Schwab Bank, Thrivent Financial, and teaching positions at University of Illinois at Chicago and Moraine Valley Community College. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and provides comprehensive investment guidance using multi-asset model portfolios and due diligence on alternative investments.

Ariyelle Edwards is a financial advisor with Charles Schwab in Chicago, holding a Series 66 designation and beginning her advisory career in 2023. Her prior work experience includes roles at Target and Marianos, along with multiple periods of full-time education. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, offering a bundled approach through its Wealth Advisory wrap fee program, managed accounts, and financial planning services. The firm combines non-discretionary advisory guidance with access to discretionary separately managed accounts and emphasizes strategic asset allocation supported by research and due diligence on alternative investments.

Christina Rapp is a financial advisor with Charles Schwab in Chicago, holding Series 63 and Series 66 licenses and eight years of industry experience. Her prior roles include positions at TD Ameritrade, Farmers Financial Solutions LLC, and client relations at International Commercial Enforcement, her family’s business. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering non-discretionary investment guidance alongside access to affiliated discretionary separately managed accounts and alternative investments.