Kenneth Zimmer is a CFP® professional with 25 years of industry experience, currently serving at Charles Schwab since 2017. His prior roles include positions at MML Investors Services and Mass Mutual Life Insurance Company. He also holds residual commissions from previous fixed life and disability insurance policies, although he is not actively soliciting or servicing insurance outside of Schwab. Charles Schwab & Co., Inc. primarily serves high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by centralized operational and custodial infrastructure.

Firoz Vohra is a CFP® and holds a Series 66 license with 11 years of industry experience. He currently works at Charles Schwab & Co., Inc. and has prior experience at Merrill and Bank of America. Vohra is based in Chicago, IL. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMA portfolios, offering multi-asset model portfolios and centralized custody and brokerage services.

Philip Carava is a financial advisor with Charles Schwab who holds Series 63 and Series 66 licenses and has 17 years of industry experience. He previously worked at TD Ameritrade for 14 years before joining Schwab. Based in Chicago, IL, he has been with Charles Schwab since 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by centralized custody and operational infrastructure.

Grayson Pajkos is a financial advisor at Charles Schwab with 6 years of experience, holding a Series 66 designation. His prior work includes roles at Sericum Via LLC, Target Corporation, Markpol Distributors, and the University of Illinois at Chicago. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset investment approach supported by Schwab Center for Financial Research due diligence.

John Piemonte is a financial advisor at Charles Schwab with 24 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations and has previously worked at firms including Bank of America, Merrill Lynch, and JP Morgan Chase. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management utilizing multi-asset model portfolios and access to alternative investments through a centralized operational structure.

Thomas Halden is a financial advisor with Charles Schwab in Chicago, holding Series 63 and Series 65 licenses and 31 years of industry experience. His prior experience includes nine years at TIAA and TIAA-CREF. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm provides a combined advisory, brokerage, custody, and cash-sweep platform with both non-discretionary and discretionary investment options supported by multi-asset model portfolios and due diligence from the Schwab Center for Financial Research.

James Zaura is a financial advisor with Charles Schwab & Co., Inc. in Chicago, IL, holding a Series 66 designation and 12 years of industry experience. His prior work includes six years at JPMorgan before joining Charles Schwab in 2023. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment management with multi-asset model portfolios and alternative investment options. The firm’s scale and integrated structure provide a centralized approach to advisory, brokerage, custody, and cash-sweep services.

Ronald Mark is a financial advisor at Charles Schwab with 34 years of industry experience. He holds Series 63 and Series 66 designations and has been with Charles Schwab since 2015. Based in Chicago, IL, Mark provides advisory services within a large institutional framework. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with discretionary separately managed accounts and employs a multi-asset model portfolio investment approach supported by centralized custody and operational infrastructure.

Gerald Mosley Jr. is a financial advisor at Charles Schwab with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab & Co., Inc. since 2007, including a period at Optionsxpress Inc. from 2016 to 2017. He is based in Chicago, IL. Charles Schwab & Co., Inc. serves a large client base primarily comprised of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm operates a hybrid advisory model combining non-discretionary guidance with access to discretionary separately managed accounts and utilizes multi-asset model portfolios supported by in-house research and alternative investment due diligence.

Wade Kinney is a CFP® and holds a Series 66 license with four years of industry experience. He currently works at Charles Schwab in Chicago, having previously been with Merrill. His background also includes roles outside of financial services, including work in education and painting. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services, combining non-discretionary advisory with access to discretionary separately managed accounts and alternative investments.

Yang Wang is a financial advisor at Charles Schwab with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab & Co., Inc. since 2016 and Charles Schwab Bank, SSB since 2022. Based in Chicago, IL, Wang's background is rooted in working across Schwab’s affiliated entities. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, using a multi-asset model portfolio approach supported by centralized operations and extensive due diligence on alternative investments.

Nathaniel Viberg is a financial advisor at Charles Schwab in Chicago, IL, holding Series 63 and Series 65 credentials with four years of industry experience. His prior roles include positions at Bank of America, Merrill Lynch, Fidelity Investments, and J.P. Morgan Securities. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary investment management backed by multi-asset model portfolios and a centralized operational structure.

Todd Vukovich is a financial advisor with Charles Schwab in Chicago, IL, holding Series 63 and Series 66 credentials and bringing 11 years of industry experience. He previously worked at Regal Securities for five years and was self-employed for 18 years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs and offers a comprehensive platform that includes brokerage, custody, and cash-sweep services.

Matthew Krupski is a CFA® charterholder with 8 years of industry experience. He has been with Charles Schwab since 2018 and previously held positions at Uber, Four Finches, and Archer Financial Services. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a comprehensive alternative investments platform.

Abishek Babu is a financial advisor at Charles Schwab with 12 years of industry experience. He holds a Series 66 designation and has worked with firms including Bank of America, Merrill, LPL Financial LLC, and Alliant Credit Union. He is based in Chicago, IL. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment management options, utilizing multi-asset model portfolios and a centralized operational structure.

John Cavalaris is a financial advisor at Charles Schwab with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Charles Schwab Bank, SSB, Charles Schwab & Co., Inc., and Morgan Stanley. He is based in Chicago, IL. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment solutions supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Monique Fullenwilder is a financial advisor at Charles Schwab with 25 years of industry experience. She holds Series 63 and Series 65 licenses. Her prior work includes roles at Morgan Stanley, Northwestern Mutual Investment Services LLC, Michael O Neill, and Trent L Mausser. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs a multi-asset model portfolio approach supported by centralized custody and operational infrastructure.

Robert Hyde is a financial advisor with Charles Schwab in Chicago, holding a Series 66 designation and 14 years of industry experience. His prior roles include positions at JP Morgan Chase Bank, JP Morgan Securities, LPL Financial, and other financial institutions. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm offers a combination of non-discretionary and discretionary advisory services, utilizing multi-asset model portfolios and providing integrated brokerage, custody, and cash-sweep services.

Katherine Stephenson is a financial advisor at Charles Schwab with 14 years of industry experience. She holds Series 66 and Series 63 designations and has been with Charles Schwab since 2013. Based in Chicago, IL, she works within a firm that primarily serves high- and ultra-high-net-worth individuals. Charles Schwab & Co., Inc. offers wealth advisory, brokerage, custody, and financial planning services through a combination of non-discretionary and discretionary investment programs. The firm’s scale, integrated structure, and multi-asset model portfolios distinguish its client service approach.

John Boyle Jr. is a financial advisor at Charles Schwab with seven years of industry experience. He holds Series 65 and Series 63 credentials and has been with Charles Schwab since 2018. His prior experience includes positions at Riverview Ford Inc, OfficeMax, and Rush Copley Healthplex. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a formal alternative-investment onboarding process.