Joseph Nichols is a financial advisor with Charles Schwab in Chicago, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has been with Charles Schwab since 2014 and worked at Charles Schwab Bank, SSB from 2022 to 2025. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary advice and access to affiliated discretionary managed accounts. The firm operates with a large-scale, integrated model that includes advisory, brokerage, custody, and cash-sweep services.

Brian Sweetman is a financial advisor at Charles Schwab with 23 years of industry experience. He holds the Series 63, Series 65, and Series 66 credentials and has worked at Charles Schwab & Co., Inc. since 2015, including Charles Schwab Bank, SSB since 2021. His prior experience includes a role at optionsXpress from 2015 to 2017. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and utilizes multi-asset model portfolios supported by a centralized operational structure.

Michael Maniatis is a financial advisor at Charles Schwab with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab and Charles Schwab Bank since 2014, as well as at optionsXpress, Inc. from 2011 to 2017. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and a formal alternative-investment program.

Faris Yousef is a financial advisor at Charles Schwab with a Series 66 designation and two years of industry experience. His prior work includes roles at Busey Bank, Finishline, and country clubs in Illinois. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts and offers a formal alternative-investment onboarding process.

Scott Long is a financial advisor with Charles Schwab in Chicago, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Sylvest Advisors, Fidelity Investments, and Lawson Products. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, with centralized supervision and a distinctive operational model that includes alternative investment due diligence and cash-sweep arrangements.

Nicholas Theodorakos is a financial advisor with Charles Schwab in Chicago, IL, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. His prior roles include positions at TD Ameritrade Clearing, Inc., TradeWise Advisors, Inc., and TD Ameritrade, Inc. He serves as a non-paid member of the Glenview Fire Department Pension Board, providing oversight on the administration of the municipality’s retirement plan. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by centralized operational infrastructure.

Ama Kwansima Nyarku is a financial advisor at Charles Schwab with eight years of industry experience. She holds Series 63 and Series 66 licenses and has been with Charles Schwab & Co., Inc. since 2017. Prior to that, she worked at StrategIQ Commerce for one year. Outside of her advisory role, she works as an independent contractor driver for Lyft on weekends. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management and integrates brokerage, custody, and advisory services within a centralized operational structure.

Thomas Sora is a financial advisor at Charles Schwab in Chicago, IL, with seven years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Morgan Stanley, LBMZ Securities, Zacks Investment Research, J.P. Morgan Chase, and North Central College. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by research from the Schwab Center for Financial Research.

Carson Booras is a financial advisor with Charles Schwab in Chicago, IL, holding Series 63 and Series 66 credentials and over 27 years of industry experience. His prior roles include positions at Allworth Financial, AW Securities, LPL Financial, and TD Ameritrade. Outside of his advisory work, he has experience as a rental property owner. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and a formal alternative-investment platform.

Amy Podzius is a financial advisor with Charles Schwab in Chicago, IL, holding Series 63 and Series 65 licenses and 15 years of industry experience. Her prior roles include positions at Pruco Securities, LLC, Prudential Insurance Company of America, and TIAA-CREF. Amy joined Charles Schwab in 2024. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to discretionary separately managed accounts and centralized operational support.

Christopher Mason is a financial advisor at Charles Schwab with 16 years of industry experience. He holds a Series 66 designation and has previously worked at Goldman Sachs & Co LLC and Citigroup. Mason is based in Chicago, IL. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, using multi-asset model portfolios supported by research from Schwab Center for Financial Research.

Gregory Laurence is a CFP® professional with 24 years of experience in the financial industry, currently serving at Charles Schwab in Chicago, IL. He has been with Charles Schwab in various capacities since 2009, including roles at Charles Schwab Trust Bank and Charles Schwab Bank. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm employs a primarily non-discretionary client relationship model complemented by access to discretionary separately managed accounts and offers comprehensive investment guidance through multi-asset portfolios and a centralized operational structure.

Joshua Bailey is a financial advisor at Charles Schwab with 11 years of industry experience. He holds a Series 66 designation and has worked previously at Morgan Stanley, E*TRADE, Bank of America, and Merrill. Outside of his financial career, he owns and manages Joshua Summers LLC, a company focused on internet services unrelated to investments. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational structures.

Brian Celepia is a financial advisor with Charles Schwab in Chicago, IL, holding Series 66 and Series 63 licenses and three years of industry experience. His prior roles include positions at Fidelity Investments and Charles Schwab Bank. Charles Schwab & Co., Inc. provides wealth advisory services primarily to high- and ultra-high-net-worth individuals through a combination of non-discretionary advisory programs and access to discretionary separately managed accounts, supported by a large integrated platform that offers advisory, brokerage, custody, and cash-sweep services.

Chester Gorski III is a financial advisor at Charles Schwab with eight years of industry experience. He has been with Charles Schwab since 2017 and previously worked at Taylor University from 2013 to 2017. He holds the Series 63 and Series 66 designations and is based in Chicago, IL. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Chris Reedy is a financial advisor at Charles Schwab in Chicago, IL, holding Series 63 and Series 65 credentials with 31 years of industry experience. He has been with Charles Schwab since 2012. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a centralized operational structure.

Joshua Lange is a financial advisor at Charles Schwab with Series 63 and Series 66 registrations and four years of industry experience. He has been with Charles Schwab since 2023 and previously worked at TD Ameritrade. Before his career in finance, his work history includes roles in the food service industry. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a range of integrated brokerage, custody, and cash-sweep services.

Zaire Doss is a financial advisor at Charles Schwab with six years of industry experience. He holds a Series 66 designation and has worked previously at Fidelity Investments, J.P. Morgan Securities, and Wells Fargo Clearing Services. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and a structured alternative investments program.

Kevin Siemiawski is a financial advisor at Charles Schwab in Chicago, IL, holding a Series 66 designation with 24 years of industry experience. He previously worked at TD Ameritrade, Inc. and Thinkorswim Advisors, Inc. before joining Charles Schwab. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary advisory guidance and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and due diligence on alternative investments.

Hana Hanachi is a financial advisor with Charles Schwab in Chicago, IL, holding a Series 66 designation and 18 years of industry experience. She has been with Charles Schwab and Charles Schwab Bank since 2010. Outside of advising, she owns an investment property in Chicago. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a blend of non-discretionary financial planning and discretionary managed account options supported by multi-asset model portfolios and centralized operational services.