Philip Berkley is a financial advisor with Charles Schwab, holding a Series 66 designation and one year of industry experience. He previously worked at MassMutual Life Insurance Company and Monroe Securities before joining Charles Schwab. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions, combining multi-asset model portfolios with centralized custody and order-routing arrangements.

Sanil Thomas is a financial advisor with Charles Schwab in Chicago, holding Series 63 and Series 66 licenses and five years of industry experience. His prior roles include positions at TD Ameritrade Investment Management, TD Ameritrade, Huntington National Bank, and Ohio State University. Outside of finance, he is a silent partner in a personal photography business owned by his wife. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering advisory, brokerage, custody, and financial planning services through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and uses multi-asset model portfolios supported by comprehensive research and alternative investment options.

John Schweinzger is a financial advisor at Charles Schwab with seven years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab & Co., Inc. and Charles Schwab Bank SSB since 2018 and 2020, respectively. His prior experience includes roles at Northwestern Mutual and a brief position at Fortune Cookie. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a comprehensive due diligence process for alternative investments.