Ian Hagen is a financial advisor at Charles Schwab based in Chicago, IL, holding Series 63 and Series 66 licenses with five years of industry experience. His prior work includes roles at TD Ameritrade, J.P. Morgan Securities, and NYLife Securities, among others. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a primarily non-discretionary client relationship model with access to discretionary separately managed accounts and offers investment guidance via multi-asset model portfolios and a formal alternative-investment program.

Scott Bewick is a financial advisor at Charles Schwab with 11 years of industry experience. He holds Series 65 and Series 66 designations and has been with Charles Schwab and Charles Schwab Bank since 2018. Prior to that, he worked at Starbucks for one year. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational resources.

Alicia Noriega is a financial advisor at Charles Schwab with four years of industry experience. She holds Series 63 and Series 65 licenses and has worked at notable firms including Fifth Third Securities, Fidelity Investments, and J.P. Morgan Securities. Noriega is based in Chicago, IL. Charles Schwab serves a large client base mainly consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Lauren Messervey is a financial advisor with Charles Schwab in Chicago, IL, holding a Series 66 designation and 18 years of industry experience. She has been with Charles Schwab since 2015. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, combining a large scale with an integrated operational structure.

Juan Paez is a financial advisor at Charles Schwab in Chicago, IL, with three years of industry experience. He holds Series 63 and Series 66 designations and has been with Charles Schwab since 2021. Prior to that, he worked for Welch Packaging Inc. from 2016 to 2021. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a range of investment guidance supported by multi-asset model portfolios and alternative investment due diligence.

Edward Rhee is a financial advisor at Charles Schwab with 21 years of industry experience. He holds a Series 66 designation and has previously worked at Nuveen Asset Management, LLC, and Nuveen Securities, LLC. He is based in Chicago, IL. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and provides integrated custody, brokerage, and advisory services.

Lorraine Gavican Kerr is a financial advisor at Charles Schwab with 16 years of industry experience. She holds a Series 65 designation and previously worked at TD Ameritrade for 12 years before joining Charles Schwab in 2022. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and a formal alternative-investment onboarding process.

Adrian Acciardo is a financial advisor with Charles Schwab & Co., Inc. in Chicago, IL, holding Series 63 and Series 66 designations and six years of industry experience. His prior roles include four years at TD Ameritrade and positions at Ipsos and Univision Communications. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary advisory services, discretionary separately managed accounts, and integrated custody and brokerage solutions.