Terrance Smith is a financial advisor with Charles Schwab and Co., Inc. based in College Station, Texas. He holds Series 65 and Series 63 licenses and has three years of experience in the industry, including his current role at Charles Schwab. Outside of finance, he is a co-owner of Sawed-Off CrossFit, a gym where he assists with day-to-day operations. Charles Schwab serves a large and primarily high- and ultra-high-net-worth client base through its Schwab Wealth Advisory program, offering a combination of brokerage, custodial, and advisory services. The firm’s investment approach includes multi-asset model portfolios, a mix of non-discretionary and discretionary advisory relationships, and a structured alternative-investment program.

Mark Symm is a financial advisor at Charles Schwab with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Capital Advisors, Inc., Minshall & Company Inc., and Quasar Distributors, LLC. Outside of advising, he is the sole member of a family-owned real estate coordination business. Charles Schwab serves predominantly high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary investment guidance and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational structure.

Elisabeth Mc Carty is a Series 66 licensed financial advisor at Charles Schwab with two years of industry experience. Her prior work history includes roles at PennyMac, New Rez, Amarillo National Bank, University Title Company, Half Price Books, and Prosperity Bank. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a blend of non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and a centralized operational structure.