Michael Wilson is a Series 66-licensed financial advisor with Charles Schwab in Coral Gables, FL, and has nine years of industry experience. His career includes two years at Citi before joining Charles Schwab in 2016. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs, offering multi-asset model portfolios, alternative investment options, and integrated brokerage, custody, and advisory services.

Cosme Gomes is a financial advisor with Charles Schwab, holding a Series 66 designation and nine years of industry experience. Before joining Charles Schwab in 2017, he worked at Bank of America for one year. He is also an inactive partner in a beverage export start-up, Bossa International Inc., which holds intellectual property with potential residual value. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary portfolios, delivering multi-asset investment guidance supported by in-house research and a centralized operational structure.

Kameron Muzic Ali is a financial advisor at Charles Schwab with eight years of industry experience. He holds Series 63 and Series 66 registrations and has worked at several firms including Morgan Stanley, E*TRADE, Bank of America, Merrill, and TD Ameritrade. Earlier in his career, he was a Field Sales Manager at Vector Marketing. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary financial planning and access to discretionary separately managed accounts. The firm is notable for its large scale, integrated service model, and structured approach to multi-asset portfolio management.

Monica Malta is a financial advisor at Charles Schwab with six years of industry experience. She holds the Series 66 designation and has worked at Charles Schwab and Charles Schwab Bank since 2019. Her prior experience includes positions at TD Ameritrade, the Law Offices of Jerome M. Douglas, and Prada. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions, supported by strategic asset allocation models and due diligence from the Schwab Center for Financial Research.

Armando Jaen is a financial advisor with Charles Schwab in Coral Gables, FL, holding a Series 63 designation and over 26 years of industry experience. He has been with Charles Schwab since 1998. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Kenya Lumbi is a financial advisor at Charles Schwab in Coral Gables, FL, holding Series 63 and Series 65 licenses with five years of industry experience. Prior to joining Charles Schwab in 2018, Kenya worked at Iberiabank Private Client and TerraBank NA. Outside of financial advising, Kenya is involved as a distributor for Youngliving, a personal and household services business. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary client relationships with access to discretionary separately managed accounts, offering multi-asset model portfolios and alternative investment options supported by its Schwab Center for Financial Research.

Ivannia Rodriguez is a financial advisor at Charles Schwab with 18 years of industry experience. She holds Series 63 and Series 66 designations and has been with Charles Schwab since 2006. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by an integrated operational structure and a range of multi-asset investment solutions.

Carlos Carrillo is a financial advisor at Charles Schwab & Co., Inc. with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Charles Schwab since 2011. The firm serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. Schwab combines non-discretionary advisory guidance with access to affiliated discretionary portfolios, supported by a multi-asset investment approach and a centralized operational structure.