Benjamin Molloy is a financial advisor with Charles Schwab in Honolulu, HI, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He previously worked at TD Ameritrade Investment Management, LLC, Td Ameritrade, Inc., and Scottrade Inc. Outside of his advisory role, he is a member of Waialua Valley Farms LLC, involved in agriculture, and owns a separate real estate business. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, offering advisory, brokerage, custody, and financial planning services through its integrated Schwab Wealth Advisory program. The firm combines non-discretionary client relationships with access to affiliated discretionary portfolios and employs a multi-asset investment approach supported by in-house research and alternative investment options.

Kaipo Masicampo is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. He has been with Charles Schwab since 2011 and with Charles Schwab Bank, SSB since 2015. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm operates a large-scale platform combining non-discretionary advisory relationships with access to discretionary separately managed accounts and provides integrated custody, brokerage, and advisory services.

Cade Tucker is a CFP® with 14 years of industry experience, currently serving at Charles Schwab in Honolulu, HI. He has worked at Charles Schwab since 2011 and also held roles at TD Ameritrade Investment Management and TD Ameritrade, Inc. from 2022 to 2024. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts, utilizing multi-asset model portfolios and a formal alternative investment program.

Mariah Starwood is a financial advisor at Charles Schwab with four years of industry experience. She holds a Series 66 designation and has worked at Charles Schwab Bank and Charles Schwab & Co., Inc. since 2022. Prior to this, her background includes positions at Chase and various roles outside the financial sector. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and provides a multi-asset model portfolio approach supported by centralized custody and operational infrastructure.

Jason Kanoa is a financial advisor at Charles Schwab with Series 63 and Series 66 licenses and three years of industry experience. He has worked at Charles Schwab since 2022 and previously held roles at Right Start Mortgage, Neighborhood Loans, and Desert Financial Credit Union. Outside of his advisory work, he is involved in the maintenance and management of a rental property. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory services and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized custody and operational infrastructure.

Brent Cassell is a financial advisor with Charles Schwab in Honolulu, HI, holding Series 63 and Series 66 credentials and bringing 21 years of industry experience. His prior work includes four years at Williams Selyem. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory recommendations with access to affiliated discretionary separately managed accounts, using multi-asset model portfolios and a centralized operational structure.

Jet Uechi is a Series 66-credentialed financial advisor at Charles Schwab with one year of industry experience. He previously worked at Central Pacific Investment Services and Northwestern Mutual. Outside of his advisory role, he is involved in event support at Ko'olau Ballrooms, assisting with banquet setup and food service. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and utilizes multi-asset model portfolios, providing clients with a comprehensive wealth management platform.

Rory Eldredge is a CFP®-certified financial advisor with 15 years of industry experience, currently with Charles Schwab in Honolulu, HI. His previous roles include positions at Fidelity Investments and Northwestern Mutual Investment Services LLC. Outside of advising, he manages rental properties. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering comprehensive wealth advisory services through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory with access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Taylor Mc Clafferty is a financial advisor at Charles Schwab with nine years of industry experience. He holds a Series 66 designation and has worked at Raymond James Financial Services and First Hawaiian Bank prior to his current role. Charles Schwab serves a large client base primarily comprised of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and other managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance supported by multi-asset model portfolios and centralized operational infrastructure.

Taylor Tameta Arenas is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. Prior to joining Charles Schwab and Charles Schwab Bank, SSB, Arenas held various roles in multiple industries, including positions at Philz Coffee, Apple Inc., Doordash Inc., Nordstrom, and Footlocker. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Rie Shoji is a CFP®-certified financial advisor with 15 years of industry experience, currently with Charles Schwab in Honolulu, HI. Her prior experience includes roles at Ameriprise, Cetera Investment, LPL, and American Savings Bank. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory models with access to discretionary separately managed accounts and employs a multi-asset model portfolio approach supported by Schwab’s Center for Financial Research.

Noe Zarate is a financial advisor with Charles Schwab, holding Series 66 and Series 65 licenses and seven years of industry experience. Before joining Schwab, he worked at firms including Robinhood Markets, Morgan Stanley, Bank of America, and Merrill. No additional outside activities were noted. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios, supported by centralized custody and operational infrastructure.

Jose Herrera is a financial advisor with Charles Schwab in Honolulu, HI, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. He previously worked at USAA Investment Services Company and USAA Life Insurance Company. Outside of advising, he maintains a small number of residential rental properties managed by a property manager. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by multi-asset portfolios and centralized custody and order-routing services.

Marlon Ramos is a financial advisor at Charles Schwab with 11 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Charles Schwab & Co., Inc. since 2017, including a role at Charles Schwab Bank since 2019. Prior to Schwab, he was with Fidelity Brokerage Services LLC from 2015 to 2017. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary advisory relationships alongside access to discretionary separately managed accounts, supported by multi-asset model portfolios, periodic reviews, and centralized custody and order-routing infrastructure.

Matthew Takamatsu is a CFP® professional with 14 years of experience in the financial services industry. He is currently with Charles Schwab, where he has worked since 2022 in various capacities, including roles at Charles Schwab & Co., Inc. and Charles Schwab Bank. His prior experience includes positions at Empower Financial, Personal Capital Advisors, Voya Financial Advisors, UBS Financial Services, Wells Fargo Advisors, and Ameriprise. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary investment guidance and access to discretionary SMAs, supported by multi-asset model portfolios and comprehensive due diligence on alternative investments.

Michelle Collins is a Series 66-credentialed financial advisor at Charles Schwab with nine years of industry experience. She has worked at Charles Schwab and Charles Schwab Bank SSB since 2014 and 2019, respectively. Collins serves as the Local Chapter Board Secretary for the Securities Industry Association of Hawaii, attending quarterly meetings and documenting schedules and minutes. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary client advisory relationships with access to affiliated discretionary portfolios, offering multi-asset model portfolios and a formal alternative-investment onboarding process.

Jean Arntz is a financial advisor with Charles Schwab in Honolulu, HI, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. Prior to joining Charles Schwab, Arntz worked at TD Ameritrade and its investment management affiliate from 1997 through 2024. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary client relationships with access to discretionary separately managed accounts and a structured alternative-investment offering.