Kurt Abitz is a financial advisor with Charles Schwab in Huntington Station, NY, holding a Series 66 designation and nine years of industry experience. His career includes roles at Charles Schwab Bank, Fidelity Brokerage Services, TD Ameritrade, and AXA Advisors. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and a comprehensive alternative investments program.

Ronaveer Mitra is a financial advisor with Charles Schwab holding a Series 66 designation and four years of industry experience. His prior roles include positions at Morgan Stanley, E*Trade Securities LLC, and MassMutual Investors Services. Mitra has received passive renewal commissions from prior insurance sales activities. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a centralized operational structure supporting a broad client base.

Christopher Eschmann is a financial advisor at Charles Schwab with 31 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at firms including Edward Jones and JP Morgan Institutional Investments. Eschmann is currently based in Huntington Station, NY. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary advisory and discretionary separately managed accounts (SMAs), employing multi-asset model portfolios and a comprehensive due diligence process for alternative investments.

David Hanford is a financial advisor at Charles Schwab with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at TD Ameritrade, Bank of America, and Merrill. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services, offering a combination of non-discretionary and discretionary investment management with centralized custody and operational support.

Peter Gold is a financial advisor at Charles Schwab with 18 years of industry experience. He holds Series 66 and Series 63 designations and has worked with Charles Schwab and its affiliated entities since 2013. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary investment guidance and access to discretionary separately managed accounts, supported by centralized custodial and operational infrastructure.

Steven Higgins is a financial advisor at Charles Schwab with two years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Charles Schwab Bank, Charles Schwab, Rockline Wealth Management LLC, and Ameriprise Financial. Outside of finance, he has experience working at Umbertos Family Pizzeria. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions, supported by centralized custody and due diligence from its affiliated investment management and research teams.

Michael Mirando is a CFP® and Series 66 credentialed financial advisor with three years of industry experience. He is currently with Charles Schwab and has prior experience at Bank of America, Merrill, and PlanMember Securities Corporation. Outside of advising, he has worked in collegiate athletics with Pro Game Athletics and has teaching experience from Hofstra University and Islip High School. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and research from the Schwab Center for Financial Research.

Lora Caglioti is a financial advisor at Charles Schwab with 27 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Charles Schwab since 2002, including roles at Charles Schwab Bank SSB. Before that, she spent two years at TD Ameritrade, Inc. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by a multi-asset investment approach and centralized operational infrastructure.

Evan Kearns is a Certified Financial Planner (CFP®) with 12 years of industry experience. He is currently with Charles Schwab, where he has worked since 2015, including time at both Charles Schwab Bank, SSB and Charles Schwab. Prior to that, he worked at E*TRADE Capital Management LLC and E*Trade Securities LLC from 2018 to 2021. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Charles Solomon is a CFP® and holds a Series 66 license with 27 years of industry experience. He is currently with Charles Schwab, where he has worked since 2021, following five years at Equitable Advisors. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary and discretionary investment guidance, using multi-asset model portfolios and access to alternative investments, supported by a large-scale, integrated operating structure.

Uhlensky Pierre Louis is a financial advisor with Charles Schwab who holds a Series 66 designation and has four years of industry experience. His prior work includes roles at Equitable Advisors, LLC and Broadway National. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by research from the Schwab Center for Financial Research.