Madison Cummings is a financial advisor at Charles Schwab with four years of industry experience. She holds Series 63 and Series 65 licenses and has worked at several firms, including LPL Financial, Fidelity Investments, and River City Bank. Her background also includes roles outside the financial sector, such as positions at CVS Pharmacy and Publix Pharmacy. Charles Schwab serves a broad client base, primarily high- and ultra-high-net-worth individuals, offering integrated wealth advisory, brokerage, custody, and financial planning services. The firm’s investment approach features multi-asset model portfolios, combining non-discretionary advisory with access to discretionary separately managed accounts and a formal alternative investment program.

Vanessa Tavera is a financial advisor with Charles Schwab, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. Her prior experience includes roles at USAA Investment Services, Morgan Stanley, TIAA, and Schwab Private Client Investment Advisory. She is based in Huntsville, Alabama. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary investment guidance and access to discretionary separately managed accounts, supported by centralized custody and a broad range of integrated services.

Garrett Binkley is a financial advisor at Charles Schwab with Series 63 and Series 66 licenses and three years of industry experience. His work history includes roles at Charles Schwab Bank SSB, TD Ameritrade, and prior public service in Denton County. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers due diligence on alternative investments through its Alternative Investments Select program.

Stuart Evans is a financial advisor with Charles Schwab in Huntsville, AL, holding Series 63 and Series 65 licenses and 27 years of industry experience. He has worked at Charles Schwab since 1999 and Charles Schwab Bank since 2005. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by in-house research and alternative investment options.