Paul Guistolise is a financial advisor with Charles Schwab in Las Vegas, NV, holding Series 63 and Series 66 credentials and over 28 years of industry experience. His career includes roles at Charles Schwab Bank, TD Ameritrade, and Scottrade. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by in-house research and due diligence.

Keith Jensen is a financial advisor with Charles Schwab in Las Vegas, NV, holding Series 63 and Series 66 licenses and having 20 years of industry experience. He has worked at Charles Schwab since 2009 and Charles Schwab Bank since 2010. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab offers a combination of non-discretionary investment guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Devin Cooley is a financial advisor with Charles Schwab in Las Vegas, NV, holding a Series 66 designation and three years of industry experience. His work history includes roles at Charles Schwab Bank, SSB, Charles Schwab & Co., Inc., Stewart Title, and the University of Nevada Reno. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a range of integrated brokerage, custody, and advisory services.

Gabriel Milano is a financial advisor at Charles Schwab with 13 years of industry experience. He holds the Series 66 designation and has worked at Charles Schwab and TD Ameritrade in various roles since 2014. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions, utilizing multi-asset model portfolios and a centralized client service structure.

Vincenzo Fresquez is a financial advisor with Charles Schwab in Las Vegas, NV. He holds the CFP® designation along with Series 63 and Series 66 licenses and has 10 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2013. Outside of his advisory role, he serves as an assistant baseball coach at The Meadows School and is the treasurer of Mission Church Las Vegas, a 501(c)(3) religious organization. Charles Schwab & Co., Inc. serves a large clientele primarily composed of high- and ultra-high-net-worth individuals through a range of advisory, brokerage, custody, and financial planning services. The firm offers both non-discretionary and discretionary investment options using multi-asset model portfolios and maintains a centralized operational structure supporting its extensive client base.

James Corey is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. He has been with Charles Schwab since 1993 and has also worked at Charles Schwab Bank, SSB since 2006. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory services with access to discretionary separately managed accounts and uses multi-asset model portfolios along with centralized custody and operational support.

Timothy Norton is a financial advisor with Charles Schwab, holding Series 63 and Series 65 credentials and nine years of industry experience. His prior roles include positions at Ameriprise and TD Ameritrade, and he has been with Charles Schwab since 2021. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts. The firm is notable for its scale, integrated structure, and multi-asset model portfolio investment approach.

Shannon Dowd is a financial advisor at Charles Schwab with 25 years of industry experience. He holds Series 63 and Series 66 designations and has been with Charles Schwab and Charles Schwab Bank since 1999 and 2005, respectively. Based in Las Vegas, NV, Dowd’s career has been focused within the Schwab organization. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory services with access to discretionary separately managed accounts and features a multi-asset investment approach supported by proprietary research and alternative investment offerings.

Joseph Benoit is a financial advisor with Charles Schwab in Las Vegas, NV, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. His prior experience includes four years at Fidelity before joining Charles Schwab and Charles Schwab Bank in 2017. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management through multi-asset model portfolios and alternative investment options, supported by a large-scale and integrated operational platform.

Victoria Obermiller is a financial advisor with Charles Schwab based in Las Vegas, NV. She holds Series 63 and Series 66 licenses and has 10 years of industry experience, including prior roles at JPMorgan Securities LLC and JPMorgan Chase Bank. She has been with Charles Schwab since 2019. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary advisory services and access to affiliated discretionary separately managed accounts. The firm integrates brokerage, custody, and advisory functions to serve a large client base with multi-asset model portfolios and alternative investment options.

Tamara Ramirez is a Financial Advisor with Merrill Lynch Wealth Management. She serves clients by connecting them to tailored plans and processes designed to address their unique financial ambitions. Her work focuses on helping individuals and families plan for important goals such as funding education, preparing for retirement and potential health care costs, and creating long-term wealth strategies. Tamara holds the Personal Investment Advisor (PIA) designation. She earned her high school diploma from River Valley High School and pursued further studies at Austin Community College. Her approach emphasizes understanding clients' personal perspectives and priorities to bring clarity and transparency to the complexities of investing.

Alexis Kent is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. Prior to joining Schwab, Alexis worked in various roles including with the Nevada State Board of Medical Examiners and Bella Grey Medical Spa. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to discretionary separately managed accounts and alternative investment options.

Vincent Ottaviano is a CFP® professional with 10 years of industry experience, currently affiliated with Charles Schwab in Las Vegas, NV. His prior experience includes roles at TD Ameritrade, Ameriprise Financial Services, and Waddell & Reed. Outside of advisory work, he has worked as a food delivery driver. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and associated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by research and centralized operational infrastructure.

Crystal Heres is a financial advisor at Charles Schwab with 15 years of industry experience. She holds Series 63 and Series 66 designations and has been with Charles Schwab and Charles Schwab Bank since 2014. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm offers a combination of non-discretionary advisory services and discretionary separately managed accounts, supported by integrated brokerage, custody, and alternative investment due diligence.

James Kukurin is a financial advisor with Charles Schwab in Las Vegas, NV, holding a Series 66 designation and bringing 20 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2013. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and research from the Schwab Center for Financial Research.

Alexa Serratos is a CFP®-certified financial advisor with eight years of industry experience. She is currently with Charles Schwab, where she has worked since 2021, and has prior experience at Bank of America Corporation/Merrill Lynch and Equitable Advisors LLC. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized custody and operational infrastructure.

Patrick Maj is a Certified Financial Planner® with 17 years of industry experience. He has worked at Charles Schwab Bank and Charles Schwab & Co., Inc. since 2017 and spent one year at JPMorgan Securities LLC prior to that. He is based in Las Vegas, NV. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and a formal alternative-investment onboarding process.

Gregory Price is a financial advisor at Charles Schwab with one year of industry experience. He holds Series 66 and Series 63 designations. Prior to his current role, he worked at Caesars Sportsbook and Casino and was involved with Housing Helpers of Las Vegas. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by a multi-asset investment approach and extensive research.