Melanie Salazar is a financial advisor with Charles Schwab in Lone Tree, Colorado, holding a Series 66 designation and 9 years of industry experience. She has been with Charles Schwab since 2014. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm operates both as a broker-dealer and investment adviser, offering integrated advisory, brokerage, custody, and cash-sweep services with a model that combines non-discretionary and discretionary investment options.

Kristi Gilliland is a financial advisor at Charles Schwab with 29 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Charles Schwab since 2004. Outside of her advisory role, she also serves as a consultant for Thirty-One, a company specializing in bags, purses, and totes. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset portfolios and a centralized operational structure.

David Webb is a financial advisor at Charles Schwab & Co., Inc. with 18 years of industry experience. He holds Series 63 and Series 66 certifications and has been with Charles Schwab since 2016. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, offering multi-asset model portfolios and alternative investment options.

Alexandra Kaiser is a financial advisor with Charles Schwab, holding a Series 66 designation and having seven years of industry experience. She has been with Charles Schwab and Charles Schwab Bank since 2018 and previously worked at Tamayo and Troy LLC (TAG). Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Suzanne Lee Walker is a financial advisor with Charles Schwab holding Series 66 and Series 63 licenses, and has two years of industry experience. Her prior roles include positions at Westerra Credit Union and a long period dedicated to family caregiving. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering both non-discretionary and discretionary investment options supported by strategic asset allocation and alternative investment due diligence.

Jason Rasmussen is a financial advisor at Charles Schwab with seven years of industry experience. He holds a Series 66 credential and has worked at Charles Schwab since 2020. Prior to that, he was employed at Eagle Strategies (NY Life), Kruse Financial Group, and Nylife Securities LLC from 2018 to 2020. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and provides a centralized platform that integrates advisory, brokerage, custody, and cash-sweep services.

Milad Montazeri is a financial advisor at Charles Schwab with Series 66 and Series 63 designations and four years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2020. Prior to that, he held roles at the University of Colorado at Boulder and Kronke Sports and Entertainment. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, using multi-asset model portfolios and a centralized operational structure.

Jamison Cremeans is a financial advisor at Charles Schwab with two years of industry experience. He holds the Series 66 and Series 63 designations. Prior to joining Charles Schwab, his work history includes positions in the food service and retail sectors as well as full-time education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts and financial planning services. The firm offers a combination of non-discretionary investment guidance and access to discretionary separately managed accounts with a multi-asset model portfolio approach and centralized custody and operational support.

Caleb Buddington is a financial advisor at Charles Schwab with a Series 66 credential and one year of industry experience. His prior roles include positions at Equitable Advisors, Ship IQ, and Nordstroms. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a formal alternative-investment onboarding process.

Connor Wood is a financial advisor with Charles Schwab & Co., Inc. He holds Series 63 and Series 66 credentials and has three years of industry experience. His prior work includes roles at Lotus Fiduciary Group and various positions outside the financial sector. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and provides multi-asset model portfolios along with centralized custody and operational support.

Chase Ferdinandsen is a financial advisor with Charles Schwab who holds Series 66 and Series 63 licenses and has 11 years of industry experience. He has been with Charles Schwab since 2014 and Charles Schwab Bank since 2017. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary investment guidance and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Lisa Lang is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and possessing 19 years of industry experience. She has been with Charles Schwab since 2011, including roles at Charles Schwab Bank, Trust Bank, and Premiere Bank. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset investment approach supported by centralized custody and operational infrastructure.

Megan Roper is a financial advisor at Charles Schwab with 10 years of industry experience. She holds Series 66 and Series 63 licenses and has worked within various Charles Schwab entities since 2017, as well as at Fidelity from 2015 to 2017. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory and discretionary separately managed accounts, supported by multi-asset model portfolios and research from the Schwab Center for Financial Research.

Andrew Nguyen is a CFP® and Series 66–registered financial advisor with Charles Schwab in Lone Tree, CO, where he has worked since 2015. He has 12 years of industry experience. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, using multi-asset model portfolios and a centralized operational structure.

Javier Chavez Fernandez is a financial advisor with Charles Schwab in Lone Tree, CO, holding Series 66 and Series 63 licenses and three years of industry experience. Prior to joining Charles Schwab in 2022, he worked at The Home Depot from 2019 to 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and a formal alternative-investment onboarding process.

Lateefa Naqvi is a financial advisor at Charles Schwab in Lone Tree, CO, holding Series 63 and Series 66 licenses with four years of industry experience. Her work history includes roles at Bellco Credit Union, Groove Subaru, and Warranty Solutions prior to joining Charles Schwab in 2021. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory services and access to discretionary separately managed accounts, supported by multi-asset model portfolios and due diligence on alternative investments.

Jason Suzuki is a financial advisor at Charles Schwab with eight years of industry experience. He holds Series 63 and Series 66 designations and has worked with Charles Schwab & Co., Inc. since 2017, including a role at Charles Schwab Bank SSB. Outside of his advisory work, he has contributed a short story to Go West Magazine as a freelance author. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through comprehensive wealth advisory and managed-account services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, supported by multi-asset model portfolios and research from the Schwab Center for Financial Research.

William Shaffer is a CFP® professional with eight years of industry experience, currently serving at Charles Schwab in Lone Tree, Colorado. His background includes roles at Charles Schwab Bank, Schwab & Co., Inc., as well as earlier positions in energy and bookkeeping sectors. Outside of his advisory work, he participates in consumer surveys and website testing through Usertesting.com. Charles Schwab & Co., Inc. serves a large client base, mainly high- and ultra-high-net-worth individuals, offering a range of wealth advisory and managed-account services. The firm provides both non-discretionary and discretionary investment guidance through multi-asset portfolios and maintains an integrated operational structure with centralized supervisory and custody arrangements.

Samuel Spencer is a financial advisor at Charles Schwab with Series 66 credentials and two years of industry experience. His prior work includes roles at Charles Schwab Bank, Murray State University, and various service and education positions. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts.

Colton Tanner is a financial advisor with Charles Schwab holding Series 63 and Series 66 licenses, with nine years of industry experience. He has been with Charles Schwab & Co., Inc. since 2016 and previously worked for CoachUp from 2016 to 2017. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs, delivering investment guidance using multi-asset model portfolios and a formal alternative-investment onboarding process.