Jack Mishler is a financial advisor with Charles Schwab in Lone Tree, Colorado, holding Series 63 and Series 66 credentials and bringing 35 years of industry experience. His prior work includes over a decade at Jackson National Life Distributors LLC and a brief period at Finaeo. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and a structured alternative-investment platform.

Timothy Leggett is a financial advisor at Charles Schwab with 13 years of industry experience. He holds the CFP® and Series 66 credentials. His prior roles include five years at Schwab Private Client Investment Advisory, Inc., and over a decade at Charles Schwab & Co., Inc. Outside of advising, he manages a rental property by renting out a room in his home. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a client relationship model that combines primarily non-discretionary advice with access to discretionary separate managed accounts, utilizing multi-asset model portfolios and centralized operational resources.

James Lobato is a financial advisor with Charles Schwab in Lone Tree, CO, holding Series 63 and Series 66 licenses and 19 years of industry experience. He has been with Charles Schwab since 2006. Outside of his advisory role, he serves as a pastor and board member of Healing Waters Ministries and is a board member of Colorado UpLift, a nonprofit organization. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by a multi-asset investment approach and centralized operational structure.

Jenna Dillenburg is a financial advisor at Charles Schwab with six years of industry experience. She holds the Series 65 designation and has worked at Charles Schwab & Co., Inc. since 2022. Prior to joining Schwab, she held roles at Heritage Wealth Management, Inc. and Downey & Associates. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a formal alternative-investment onboarding process.

Melanie Zeringue is a financial advisor with Charles Schwab in Lone Tree, Colorado, holding Series 63 and Series 66 designations and bringing 10 years of industry experience. She has worked at Charles Schwab since 2016 and at Charles Schwab Bank since 2018. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios, alternative investment options, and integrated brokerage, custody, and cash-sweep services.

Aaron Ramsey is a financial advisor at Charles Schwab with 14 years of industry experience. He holds Series 65 and Series 63 licenses and has worked previously at The Pacific Financial Group and Jackson National Life Distributors LLC. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining multi-asset model portfolios and alternative investment due diligence within an integrated operational structure.

Benjamin Douglass is a financial advisor at Charles Schwab with Series 66 credentials and one year of industry experience. His background includes prior roles at Charles Schwab and employment at Kenworth Trucking Company and Vasa Park Resort. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment management options, utilizing multi-asset model portfolios and a structured advisory process supported by research and alternative investment due diligence.

Nicholas Pacheco is a financial advisor with Charles Schwab in Lone Tree, Colorado, holding Series 63 and Series 66 licenses and bringing five years of industry experience. Prior to joining Schwab, he worked at Best Buy from 2015 to 2020. He has been with Charles Schwab since 2020, including time at Charles Schwab Bank starting in 2025. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a structured approach to alternative investments.

Tanner Dreiling is a financial advisor with Charles Schwab & Co., Inc., holding Series 63 and Series 66 licenses, and has eight years of industry experience. His prior roles include positions at Wellbridge and the University of Northern Colorado. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory recommendations alongside access to discretionary separately managed accounts, utilizing multi-asset model portfolios and alternative investment options.

Jesus Fierro Ponce is a CFP® professional with nine years of industry experience, currently serving at Charles Schwab in Lone Tree, Colorado. He has been with Charles Schwab since 2017 and Charles Schwab Bank SSB since 2019. In addition to his advisory role, he serves as a board member for Horizons Colorado, a nonprofit providing free summer programs for underprivileged children. Charles Schwab & Co., Inc. serves a large client base primarily comprised of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and alternative investments within a highly integrated operational structure.

Lavelle Knight is a financial advisor at Charles Schwab with nine years of industry experience. He holds a Series 66 designation and previously worked at LifeMark Securities Corp., Woodbury Financial Services, and Aegis Financial Services. Outside of his advisory role, he assists with opening and closing duties at the First Church of Christ Scientist in Denver. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through a large-scale, integrated wealth advisory platform that combines non-discretionary guidance with access to discretionary separately managed accounts.

Matthew Knezel is a financial advisor with Charles Schwab in Lone Tree, CO, holding Series 66 and Series 63 credentials and having 11 years of industry experience. He has been with Charles Schwab since 2016. Outside of his advisory role, he works as an independent contractor providing ride-sharing services through Uber and assists with IT services for a real estate professional’s business. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and employs multi-asset model portfolios with strategic asset allocation and periodic reviews.

Brandon Yonke is a financial advisor with Charles Schwab in Lone Tree, Colorado, holding the CFA® designation and Series 63 and 66 licenses. He has 10 years of industry experience and has been with Charles Schwab and Charles Schwab Bank since 2016. Outside of his financial advisory work, he owns and operates Infinite, LLC, where he coaches trail and ultramarathon athletes and manages an online platform for running training resources. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary investment recommendations and access to discretionary separately managed accounts. Schwab’s integrated platform combines advisory, brokerage, and custody services with a multi-asset investment approach and a formal alternative investment process.

Glenn Kennedy is a financial advisor with Charles Schwab in Lone Tree, CO, holding Series 63 and Series 66 licenses and bringing 38 years of industry experience. He has been with Charles Schwab since 1999. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, supported by multi-asset model portfolios and a formal alternative-investment program.

Christine Doiron is a financial advisor with Charles Schwab & Co., Inc. She holds Series 66, 63, and 65 licenses and has 14 years of industry experience. Prior to joining Schwab, she worked at USAA Life Insurance Company and USAA Financial Planning Services, among other roles. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a non-discretionary client relationship model with access to discretionary separately managed accounts and uses multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Suzanne Gallegos is a financial advisor with Charles Schwab who holds Series 63 and Series 66 licenses and has 17 years of industry experience. She has been with Charles Schwab and its affiliated entities since 2007. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, supported by multi-asset model portfolios and a formal process for alternative investments.

Ryan Mead is a financial advisor at Charles Schwab with 15 years of industry experience. He holds the Series 66 designation and has worked at Charles Schwab since 2020. Prior to that, he was employed at USAA in various roles related to investment management and financial planning from 2010 to 2020. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management using multi-asset model portfolios and a centralized operational platform.

James Neal is a financial advisor at Charles Schwab in Lone Tree, Colorado, holding a Series 66 designation with 20 years of industry experience. He has been with Charles Schwab since 2006. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by the Schwab Center for Financial Research.

Corey Umeda is a financial advisor with Charles Schwab, holding a Series 66 designation and 20 years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2008 and currently serves at Charles Schwab Premier Bank. Charles Schwab & Co., Inc. provides wealth advisory services primarily to high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary investment guidance and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Scott Houtsma is a financial advisor at Charles Schwab with two years of industry experience. He holds Series 66 and Series 63 licenses. Prior to joining Schwab, he worked in various roles including positions at Lululemon, Facit Homes, and The Aspen Institute. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, offering advisory, brokerage, custody, and cash-sweep services through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and maintains a centralized operational structure.