Ann Koerner is a financial advisor at Charles Schwab with eight years of industry experience. She holds Series 63 and Series 66 designations and has worked at Charles Schwab since 2017, including time with Schwab Private Client Invest Advisory. Outside of advising, she is the owner of a property management business. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs and offers multi-asset model portfolios, alternative investment due diligence, and integrated brokerage and custody services.

Alexander Greanias is a financial advisor at Charles Schwab with four years of industry experience. He holds Series 66 and Series 63 licenses and has worked previously at firms including USAA Investment Services Company, J.P. Morgan Securities, Fidelity Investments, and T. Rowe Price. Outside of finance, he was involved with Born Again Used Books in 2019. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary advisory services and access to discretionary separately managed accounts. The firm is notable for its large scale, integrated structure, and a distinctive client relationship model that combines strategic asset allocation with alternative investment due diligence.

Jeffrey Milner is a CFP® professional at Charles Schwab with 18 years of industry experience. He has been with Charles Schwab since 2007 and previously worked at TD Ameritrade Inc. in 2024. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and alternative investment options.

Annie Kim is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and bringing seven years of industry experience. She has worked at Charles Schwab & Co., Inc. since 2019 and Charles Schwab Bank, SSB since 2021. Her prior experience includes roles at Fast Fix and Chase Bank. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related financial planning services. The firm provides both non-discretionary and discretionary investment guidance using multi-asset model portfolios and centralized operational structures.

Joseph Beck is a financial advisor at Charles Schwab & Co., Inc. with two years of experience in the industry. He holds Series 66 and Series 63 licenses and previously worked in education and at Crumbl Cookies. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory with access to discretionary portfolios and alternative investment options.

Karl Brockmeier is a financial advisor with Charles Schwab & Co., Inc. in Lone Tree, Colorado, holding Series 63 and Series 66 licenses and five years of industry experience. His prior roles include positions at Cru International and Bank of Colorado, as well as work related to the University of Northern Colorado. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary client relationships with access to discretionary separately managed accounts and employs a multi-asset model portfolio approach supported by an in-house research team and a formal alternative investments program.

Zachary Karamaroudis is a financial advisor with Charles Schwab & Co., Inc. and holds Series 63 and Series 66 licenses. He has one year of industry experience and has also worked in accounting and education prior to joining Schwab. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and alternative investment due diligence.

Joshua Wood is a financial advisor with Charles Schwab in Lone Tree, CO, holding the Series 63 and Series 66 credentials and 14 years of industry experience. His career includes roles at Ameriprise, Cetera Financial Specialists, TD Ameritrade, and Scottrade before joining Charles Schwab in 2025. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to discretionary separately managed accounts and a formal alternative-investment onboarding process.

Khoi Duong is a financial advisor at Charles Schwab with one year of industry experience. He holds the Series 63 and Series 66 designations and previously worked at Merrill and Bank of America. Outside of his advisory role, Khoi performs food delivery services as a DoorDash independent contractor. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary advisory services and access to affiliated discretionary separately managed accounts. The firm’s integrated structure supports large-scale client service with centralized custody, brokerage, and alternative investment options.

Ryan Henderson is a financial advisor with Charles Schwab, holding Series 63 and Series 66 designations and 24 years of industry experience. He has worked with Charles Schwab since 2006 and with Charles Schwab Bank, SSB since 2018. Based in Lone Tree, Colorado, Henderson is part of a large team of advisors at Schwab. Charles Schwab & Co., Inc. serves a wide client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, supported by multi-asset model portfolios and due diligence on alternative investments.

Daniela Lee is a financial advisor at Charles Schwab with eight years of industry experience. She holds Series 63 and Series 66 credentials and has worked in various roles within Charles Schwab and its affiliated entities since 2017. Outside of her advisory work, she owns Lee's Rhineland Bakery, where she bakes and sells breads and pastries at weekend farmers markets. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment services supported by an integrated operational structure and centralized custody.

Matthew Brady is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and 16 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2017 and was previously with National Planning Holdings from 2015 to 2017. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options supported by multi-asset model portfolios and a centralized operational structure.

James Sutphin is a financial advisor at Charles Schwab with 26 years of industry experience. He holds Series 63 and Series 66 designations and has been with Charles Schwab since 2000. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, supported by centralized custody and a multi-asset investment approach.

Keith Bartels is a financial advisor at Charles Schwab with Series 63 and Series 66 credentials and three years of industry experience. His prior work includes roles at Remax Town & Country and Genesco Sports Enterprises, as well as periods dedicated to full-time education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering a combination of non-discretionary and discretionary investment management supported by centralized custody and operational infrastructure.

Emily Pearson is a CFP®-certified financial advisor with 15 years of industry experience, currently affiliated with Charles Schwab in Lone Tree, CO. Her prior roles include positions at USAA Investment Management Company, USAA financial planning services, and USAA Life Insurance Company. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by extensive research and due diligence.

Alan Duff is a financial advisor at Charles Schwab with 10 years of industry experience. He holds a Series 66 designation and has been with Charles Schwab since 2014, including a role at Charles Schwab Bank in 2018. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and research from Schwab Center for Financial Research.

Tracy Antony is a CFP® professional with 16 years of experience in the financial industry, currently affiliated with Charles Schwab & Co., Inc. since 2013. She holds Series 63 and Series 65 licenses and operates out of Lone Tree, Colorado. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary investment guidance and access to discretionary separately managed accounts, supported by centralized custody and research resources.

Brian Howell is a financial advisor with Charles Schwab in Lone Tree, CO, holding Series 63 and Series 66 licenses and over 30 years of industry experience. He has been with Charles Schwab since 1995. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, offering multi-asset model portfolios and a structured alternative investment process.

John Allen is a financial advisor with Charles Schwab in Lone Tree, Colorado, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. He has been with Charles Schwab since 1997, including a role at Charles Schwab Bank, SSB, and previously worked at optionsXpress for five years. Outside of his advisory work, he is a principal of Allen Resources LLC, a company involved in managing temporary rental properties. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory with access to discretionary separately managed accounts, supported by multi-asset model portfolios, written advice policies, and a due diligence process for alternative investments.

Paul Johnson is a financial advisor with Charles Schwab in Lone Tree, Colorado. He holds Series 63, 65, and 66 licenses and has 28 years of industry experience, including 12 years with Charles Schwab. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a comprehensive due diligence process.