Allegra Sasser is a financial advisor with Charles Schwab, holding a Series 66 designation and four years of industry experience. Her work history includes several roles at Charles Schwab & Co., Inc., as well as previous positions connected to the University of California Santa Barbara and Robasciotti & Philipson. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and uses multi-asset model portfolios supported by centralized operational and custodial functions.

Charles Klausmeier is a financial advisor with Charles Schwab, holding a Series 66 designation and 14 years of industry experience. His prior roles include various positions at USAA companies from 2016 to 2025 before joining Charles Schwab and its affiliated entities in 2025. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by research from Schwab Center for Financial Research.

Derrick Stevens is a financial advisor with Charles Schwab in Lone Tree, CO, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2015. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment options, combining strategic multi-asset model portfolios with centralized custody and operational support.

Joseph Cearley is a financial advisor at Charles Schwab with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Charles Schwab & Co., Inc. since 2014, including a one-year tenure at Charles Schwab Investment Advisory, Inc. from 2020 to 2021. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and emphasizes multi-asset model portfolios with strategic asset allocation and due diligence on alternative investments.

Nathan Lockrem is a financial advisor with Charles Schwab in Lone Tree, Colorado, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has been with Charles Schwab since 1999. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering advisory, brokerage, custody, and financial planning services through its Schwab Wealth Advisory wrap fee program. The firm’s approach combines non-discretionary client guidance with access to discretionary separately managed accounts and incorporates multi-asset model portfolios and alternative investments.

Jay Wilson is a financial advisor with Charles Schwab in Lone Tree, CO, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. He previously worked for Investors Business Daily from 2014 to 2017 before joining Charles Schwab in 2017. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary financial planning and discretionary separately managed accounts. The firm is notable for its integrated service model, large client base, and multi-asset investment guidance supported by centralized operational infrastructure.

Kevin Frank is a financial advisor at Charles Schwab with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Charles Schwab since 2022, following a six-year tenure at TD Ameritrade. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios, supported by centralized custody, supervisory, and order-routing infrastructure.

Jessica Starkloff is a CFP® with 13 years of industry experience, currently serving as a financial advisor at Charles Schwab since 2021. Prior to this, she worked for eight years at The Vanguard Group, Inc. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset investment approach supported by centralized supervision and custody.

Brian Crume is a financial advisor with Charles Schwab, holding the CFP® designation and Series 63 and 66 licenses. He has 24 years of industry experience and has worked in various roles across Charles Schwab entities since 2000. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions, leveraging multi-asset model portfolios and centralized operational oversight.

Jonathan Scully is a financial advisor at Charles Schwab with 14 years of industry experience and holds a Series 66 designation. He has been with Charles Schwab since 2008 and has held various roles within the organization’s banking and trust divisions. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers primarily non-discretionary investment guidance with access to discretionary separately managed accounts, utilizing multi-asset model portfolios and centralized operational support.

Thomas Wood is a financial advisor with Charles Schwab in Lone Tree, Colorado, holding Series 66 and Series 63 designations and four years of industry experience. Prior to joining Charles Schwab, he worked at Fidelity Investments and has been involved with Run On Solar since 2023. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by in-house research and alternative investment options.

John Schoffman is a financial advisor at Charles Schwab with two years of industry experience. He holds Series 66 and Series 63 licenses and has worked at various firms including ALPS Advisors and Charles Schwab Bank. Prior to entering the financial industry, he held positions in the food service sector and spent three years in full-time education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm integrates non-discretionary client relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios backed by in-house research and due diligence.

Timothy Witkin is a financial advisor with Charles Schwab in Lone Tree, CO, holding Series 66 and Series 63 licenses and having 10 years of industry experience. He has been with Charles Schwab and its affiliated entities since 2015. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, using multi-asset model portfolios and centralized custody and order-routing arrangements.

Douglas Thomas is a financial advisor with Charles Schwab in Lone Tree, Colorado, holding Series 63 and Series 66 licenses and totaling two years of industry experience. His prior roles include positions at Bank of the West and Wells Fargo. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment management supported by centralized custody and operational infrastructure.

William Blackwell is a financial advisor at Charles Schwab with 10 years of industry experience. He holds Series 63 and Series 66 designations. His prior work includes roles at Great West Financial, Amazon.com, Inc., and LDC Distribution LLC. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by in-house research and alternative investment options.

Georgeen Cepeda is a financial advisor with Charles Schwab, holding a Series 66 designation and two years of industry experience. Her background includes roles at Charles Schwab Bank, American Airlines Credit Union, LPL Financial, Citigroup, Merrill Lynch, JPMorgan Chase, and Deckers Outdoor Corporation. She also worked at the University of Las Vegas, Nevada, for six years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment management options, delivering multi-asset model portfolios and alternative investment opportunities within an integrated operational structure.

Joanne Allen is a financial advisor at Charles Schwab with 36 years of industry experience. She holds Series 63, Series 65, and Series 66 licenses and has been with Charles Schwab since 2007, including a role at Charles Schwab Bank since 2017. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment options supported by multi-asset model portfolios and alternative investment due diligence. The firm is notable for its large scale, integrated structure, and a combination of advisory, brokerage, and custody services.

Tamaran Appelbaum is a financial advisor with Charles Schwab, holding Series 63 and Series 65 credentials and 11 years of industry experience. She previously worked at The Vanguard Group, Inc. for six years before joining Charles Schwab & Co., Inc. in 2021 and Charles Schwab Bank in 2026. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance using multi-asset model portfolios and maintains a distinctive operational structure combining advisory, brokerage, custody, and cash-sweep services.

Anthony Hincy is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and bringing 12 years of industry experience. His work history includes roles at multiple Charles Schwab entities since 2020 and prior positions at USAA financial planning and investment management from 2016 to 2020. Outside of his advisory work, he is a personal instructor at a sports training facility, where he teaches baseball lessons. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated services. The firm offers both non-discretionary and discretionary investment solutions, combining strategic asset allocation, written advice policies, and due diligence on alternative investments within an integrated operational structure.

Andre Casares is a financial advisor at Charles Schwab with eight years of industry experience. He holds Series 66 and Series 63 designations and has worked at Charles Schwab since 2017. His prior experience includes roles at Rio Mambo and Global Exchange Vacation Club. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by Schwab's research and alternative investments platform.