Adam Gray is a financial advisor with Charles Schwab based in Lone Tree, Colorado. He holds Series 66 and Series 63 designations and has four years of industry experience. His work history includes roles at Charles Schwab since 2021, as well as positions with Goodwill Denver, Colorado State University, and Wal-Mart (Sam's Club). Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, employing multi-asset model portfolios, written advice policies, and centralized custody and order-routing arrangements.

Bryan Watson is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. His prior roles include positions at TD Ameritrade and Scottrade. He has been affiliated with the University of Colorado, Denver for 15 years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory models with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized custody and operational infrastructure.

Peter Dennee is a financial advisor at Charles Schwab & Co., Inc. with Series 63 and Series 66 credentials and four years of industry experience. Prior to joining Charles Schwab in 2022, he worked at Hertz, Inc. for six years. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining multi-asset model portfolios with access to alternative investments and integrated brokerage, custody, and advisory services.

George Hyatt is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has worked at Charles Schwab since 1997, including 11 years specifically with Charles Schwab Bank. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by a multi-asset model portfolio approach and a centralized operational structure.

John Detterick is a financial advisor with Charles Schwab in Lone Tree, Colorado. He holds Series 63 and Series 66 designations and has 28 years of industry experience, including 29 years with Charles Schwab. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and a centralized operational structure.

Sean Peck is a Series 66-licensed financial advisor with Charles Schwab & Co., Inc., where he has worked since 2008. He has 19 years of industry experience. Outside of advising, he owns a rental property in Denver. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized custody and operational infrastructure.

Alexandria Hernandez is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and three years of industry experience. Prior to joining Schwab, she worked at Graebel Relocation Services for six years and Transwestern Commercial Real Estate Services for three years. Alexandria is based in Lone Tree, Colorado. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary advice and access to discretionary separately managed accounts, using multi-asset model portfolios and a centralized operational structure.

Eric Decuyper is a financial advisor with Charles Schwab holding Series 63 and Series 66 credentials and two years of industry experience. His prior work includes roles at Rocket Mortgage and Mr. Cooper. He also spent 18 years in full-time education before entering the financial sector. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance using multi-asset model portfolios and centralized custody and brokerage services.

Benjamin Roberts is a financial advisor at Charles Schwab in Lone Tree, CO, holding Series 63 and Series 66 registrations with one year of industry experience. His prior roles include positions at Lockton Midwest Series and a bagel and deli shop, along with work at Biltmore Country Club. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers bundled advisory, brokerage, custody, and cash-sweep services.

Chad Bell is a financial advisor with Charles Schwab & Co., Inc., holding Series 63 and Series 66 credentials and one year of industry experience. His prior experience includes roles at Integrity Express Logistics, DJs Sport Shoppe, and the New York Yankees, as well as four years in full-time education. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of advisory, brokerage, custody, and cash-sweep services. The firm employs a client relationship model that includes primarily non-discretionary advisory services alongside access to affiliated discretionary separately managed accounts and a formal process for alternative investments.

Nicholas Diller is a financial advisor with Charles Schwab in Lone Tree, CO, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. He has worked with Charles Schwab since 2014 and with Charles Schwab Bank since 2016. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, using multi-asset model portfolios and a formal alternative-investment process.

Camden Smithburg is a financial advisor at Charles Schwab with Series 66 credentials. He has been with Charles Schwab since 2025 and has prior experience working in healthcare services through Hoffman Drug. Outside of finance, he has held roles at Jaden Smithburg Farms LLC, Power 2 Play Sports, Pelican Lakes Resort & Golf, and Metropolitan State University of Denver. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of advisory, brokerage, and custody services with both non-discretionary and discretionary investment options.

Ryan Williams is a financial advisor with Charles Schwab in Lone Tree, Colorado, holding the Series 63 and Series 66 credentials and having 10 years of industry experience. He has been with Charles Schwab since 2013. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a formal alternative-investment process.

Justin White is a CFP® with 15 years of industry experience and is currently affiliated with Charles Schwab in Lone Tree, CO. His career includes roles at Charles Schwab and its bank from 2011 to 2020, followed by positions at Fidelity Investments and American Financing Corporation before returning to Charles Schwab in 2025. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separate managed accounts, supported by multi-asset model portfolios and alternative investment options.

Jeffrey Ryan is a CFP®-credentialed financial advisor with 18 years of industry experience. He currently works at Charles Schwab in Lone Tree, CO, where he has been since 2020. Prior to Schwab, he held positions at USAA Investment Management Company and USAA Financial Planning Services. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment guidance using multi-asset model portfolios and alternative investment options, supported by a large integrated operational platform.

Brendan Byrne is a financial advisor at Charles Schwab with eight years of industry experience. His previous roles include positions at Robinhood Markets, Inc., Robinhood Financial, and Teachers Insurance and Annuity. He holds Series 66 and Series 63 designations. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options supported by multi-asset model portfolios and centralized operational infrastructure.

Zachary Taylor is a financial advisor with Charles Schwab, holding Series 66 and Series 63 credentials and two years of industry experience. His prior work includes roles at Mountain Peak Law Group and Drury Inn and Suites. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary investment management with integrated brokerage, custody, and financial planning services.

Eric Kronoveter is a financial advisor at Charles Schwab in Lone Tree, Colorado, holding a Series 66 credential with 25 years of industry experience. He has been with Charles Schwab since 2008. Outside of his advisory work, he is involved in managing a rental property. Charles Schwab serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory recommendations alongside access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a structured due diligence process for alternative investments.

Barron Stephenson is a financial advisor at Charles Schwab with nine years of industry experience. He holds Series 66 and Series 63 licenses and has worked at TD Ameritrade and Charles Schwab Bank prior to his current role. Outside of financial services, he provides part-time rideshare and food delivery services through Uber. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering a range of advisory, brokerage, custody, and financial planning services. The firm combines non-discretionary advisory models with access to affiliated discretionary managed accounts and employs multi-asset strategic allocation portfolios supported by centralized operational and supervisory structures.

Tyler Dunn is a financial advisor at Charles Schwab with Series 63 and Series 66 credentials and five years of industry experience. His work history includes roles at InnoMax and Charles Schwab Bank, SSB. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary investment guidance and access to discretionary separately managed accounts. The firm is notable for its scale, integrated structure, and combination of advisory and brokerage services.