Andrew Duggan is a CFP® with five years of industry experience, currently working at Charles Schwab. His prior roles include positions at Charles Schwab Bank, International Car Wash Group, Project Resources Group, and the University of Alabama. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary guidance and access to discretionary separately managed accounts, supported by centralized custody and order routing.

Jack Messler is a financial advisor with Charles Schwab in Lone Tree, Colorado, holding a Series 66 designation and four years of industry experience. His prior work includes roles at Home Depot and State Farm, as well as time spent in education at the University of Colorado at Boulder and Evergreen Country Day School. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of brokerage, advisory, custody, and financial planning services. The firm’s approach includes non-discretionary client relationships supported by strategic asset allocation, access to discretionary separately managed accounts, and a structured process for alternative investments.

Ryan Garrison is a financial advisor at Charles Schwab with 18 years of industry experience. He holds Series 65 and Series 66 licenses and has worked at Charles Schwab since 2017, following four years at United Capital Financial Advisers, LLC. Outside of his advisory role, he serves as a trustee, managing support payments, tax filings, and trust distributions. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management, financial planning, and custody services. The firm is notable for its scale, integrated structure, and multi-asset investment approach supported by centralized operational resources.

Blake Spencer is a financial advisor with Charles Schwab, holding a Series 66 designation and three years of industry experience. He previously worked at MG Stover & Co. and Rogue Mountain LLC, and attended the University of Colorado-Boulder. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory services and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a comprehensive alternative-investment program.

Eric Proctor is a financial advisor with Charles Schwab & Co., Inc. He holds Series 63 and Series 66 designations and has 14 years of industry experience. Prior to joining Schwab, he worked at TIAA and TIAA-CREF for 11 years. Outside of his advisory role, Proctor manages and performs in a band. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by the Schwab Center for Financial Research.

Camden Heck is a financial advisor at Charles Schwab with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Charles Schwab & Co., Inc. since 2015. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios, supported by centralized custody and operational infrastructure.

Stephanie Nakajima is a financial advisor with Charles Schwab based in Lone Tree, CO, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. Her prior roles include seven years at OppenheimerFunds and two years at Junbugg Enterprises. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Emily Steiner is a financial advisor with Charles Schwab & Co., Inc. She holds Series 66 and Series 63 licenses and has three years of industry experience. Prior to her current role, she worked at Jones Lang LaSalle for one year. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and provides integrated advisory, brokerage, custody, and cash-sweep services.

Toni Elliott is a financial advisor with Charles Schwab in Lone Tree, Colorado, holding Series 63 and Series 66 licenses and 16 years of industry experience. Prior to joining Schwab in 2020, she worked at E*TRADE Securities LLC and Oppenheimerfunds Distributor Inc. Outside of her advisory role, she owns two small businesses: an e-commerce drop shipping firm and a company that creates and delivers cheese and meat boards. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary investment management with centrally integrated custody and brokerage services.

Emily Wentworth is a financial advisor at Charles Schwab with 10 years of industry experience. She holds Series 66 and Series 63 licenses and has worked at Charles Schwab since 2016. Previously, she spent five years with Young Living. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment management alongside financial planning and custody services. The firm is notable for its scale, integrated structure, and a combination of advisory models supported by centralized operations.

Neil Haller is a financial advisor at Charles Schwab with 25 years of industry experience. His prior roles include positions at TD Ameritrade and Scottrade. Outside of his advisory work, he owns and manages rental properties. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by centralized custody and a wide range of advisory resources.

Andrew Brest is a financial advisor with Charles Schwab, holding a Series 66 designation and two years of industry experience. His work history includes roles at Charles Schwab & Co., Charles Schwab Bank, Fidelity Investments, Thrivent Investment Management, Lithia Motors, the Department of Defense, and Ponderosa High School. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management using multi-asset model portfolios and provides integrated brokerage, custody, and advisory services.

Zoe Dierks is a financial advisor at Charles Schwab with Series 63 and Series 66 licenses and two years of industry experience. Prior to joining Charles Schwab, she held various roles in the food and hospitality sectors, including positions at Vibe Foods and Tailgate Tavern and Grill. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary advisory services and access to discretionary separately managed accounts, supported by integrated brokerage, custody, and investment research resources.

Bohdan Tostanoski is a financial advisor at Charles Schwab & Co., Inc. with one year of industry experience. He holds Series 66 and Series 63 licenses and has prior work experience at Fidelity Investments and Allied Universal. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering a range of wrap fee advisory, brokerage, custody, and financial planning services through its integrated wealth management programs. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and employs multi-asset model portfolios with ongoing investment reviews.

Alexander Outzen is a financial advisor with Charles Schwab & Co., Inc. in Lone Tree, Colorado, holding Series 63 and Series 66 credentials with eight years of industry experience. Prior to joining Charles Schwab in 2018, he worked in education and healthcare roles, including positions at Colorado Early Colleges, Centennial Peaks Hospital, and Garden Autism Services, Inc. Outside of his advisory work, he serves as a goaltending coach for the Littleton Hockey Association. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a large-scale, integrated structure with both non-discretionary advice and discretionary separately managed accounts, offering multi-asset model portfolios and a formal alternative investment program.

Matthew Brizes is a financial advisor at Charles Schwab with Series 66 and Series 63 licenses and one year of industry experience. His work history includes varied roles outside of finance, such as marketing services and ski and snowboard instruction. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by due diligence from the Schwab Center for Financial Research.

Robyn Vincent is a financial advisor at Charles Schwab with 20 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Charles Schwab and Charles Schwab Bank since 2007 and 2014, respectively. Outside of her advisory role, she has a small real estate and property management business. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary and discretionary investment options supported by centralized custody, order routing, and due diligence on alternative investments.

Austin Lewis is a financial advisor with Charles Schwab & Co., Inc. in Lone Tree, Colorado. He holds Series 63 and Series 66 licenses and has nine years of industry experience, including a prior role at Mattress Firm. He has been with Charles Schwab since 2017. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, utilizing multi-asset model portfolios and alternative investment due diligence within an integrated operational structure.

An Hoang is a financial advisor with Charles Schwab & Co., Inc., holding Series 63 and Series 66 designations and having 11 years of industry experience. He has been with Charles Schwab since 2014. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary client relationships with access to discretionary separately managed accounts, offering a multi-asset model portfolio approach supported by centralized custody and operational infrastructure.

Nathan Peyer is a financial advisor with Charles Schwab & Co., Inc. in Lone Tree, Colorado, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. He worked at Fidelity Brokerage Services, LLC from 2013 to 2021 before joining Schwab in 2021. Outside of his advisory role, he owns residential rental properties in Colorado Springs. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary investment solutions supported by a large, integrated platform.