Austin Witt is a financial advisor at Charles Schwab with eight years of industry experience and holds the Series 66 designation. He has worked at various Charles Schwab entities since 2017, including Charles Schwab Bank, SSB, and Charles Schwab Trust Bank. Prior to his advisory career, he spent time at Texas State University. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory with access to discretionary separately managed accounts and employs multi-asset model portfolios supported by in-house financial research.

Paul Davis is a financial advisor with Charles Schwab, holding Series 63 and Series 66 designations and seven years of industry experience. He has been with Charles Schwab since 2017, including five years at Charles Schwab Bank, SSB, and prior experience at Westerra Credit Union. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management using multi-asset model portfolios and a centralized operational platform.

Ted Sethness is a financial advisor with Charles Schwab & Co., Inc. in Lone Tree, Colorado, holding a Series 66 designation and bringing 25 years of industry experience. He has worked at Charles Schwab since 2017 and previously at Optionsxpress Inc from 2014 to 2017. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm offers a combination of non-discretionary and discretionary investment options, utilizing multi-asset model portfolios and a formal due diligence process for alternative investments.

Christina Brown is a financial advisor with Charles Schwab in Lone Tree, CO, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. She has been with Charles Schwab since 2000. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Mikel Gardner is a financial advisor at Charles Schwab with one year of industry experience. He holds a Series 66 designation and has previously worked at Fidelity Investments and Alignment Financial. Outside of finance, he spent several years as a homemaker and worked in education with Douglas County Schools and Amer Academy. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines a non-discretionary client relationship model with access to affiliated discretionary SMA portfolios, using multi-asset model portfolios and comprehensive due diligence on alternative investments.

Jeremy Henderson is a financial advisor with Charles Schwab who holds Series 63 and Series 66 licenses and has 12 years of industry experience. Prior to joining Schwab in 2022, he worked at TD Ameritrade for 10 years. Outside of his advisory work, he manages a bail bond-related website hosting service. Charles Schwab & Co. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account services. The firm offers a combination of non-discretionary investment advice and access to discretionary separately managed accounts, supported by centralized custody and a broad platform of alternative investments.

Matthew Hentzen is a financial advisor with Charles Schwab in Lone Tree, CO, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has been with Charles Schwab since 1999 and previously worked at optionsXpress from 2012 to 2017. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational structure.

Gareth Vaz is a financial advisor at Charles Schwab with 12 years of industry experience. He holds the CFA® designation along with Series 63, 65, and 66 licenses. His prior experience includes roles at Dimensional Fund Advisors and American Funds, as well as an earlier tenure at Charles Schwab. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and uses multi-asset model portfolios with strategic asset allocation and periodic reviews.

Andrew Glenn is a financial advisor with Charles Schwab & Co., Inc. based in Lone Tree, CO. He holds Series 66 and Series 63 credentials and has two years of industry experience. Prior to joining Schwab, he worked in various roles including positions at IncidentClear, Securitas, and the Douglas County Sheriff’s office. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and maintains a centralized operational structure for custody and order-routing.

Gregory Vasquez is a CFA® charterholder with 26 years of industry experience. He has been with Charles Schwab since 2004, based in Lone Tree, CO. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with discretionary separately managed accounts and offers multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Robert Valerien Jr. is a financial advisor at Charles Schwab with 26 years of industry experience. He has been with Charles Schwab since 2006 and holds Series 63 and Series 66 licenses. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options and operates with a centralized structure that supports a wide range of advisory, brokerage, custody, and cash-sweep services.

Michael Loudermilk is a financial advisor with Charles Schwab, holding a Series 66 designation and over 10 years of industry experience. He has been with Charles Schwab since 1999. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm’s integrated structure combines non-discretionary advisory relationships with access to discretionary separately managed accounts and a formal alternative-investment onboarding process.

Christopher Nelson is a financial advisor at Charles Schwab with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at firms including TIAA-CREF, Transamerica Capital, and Principal Financial Services. Nelson has been with Charles Schwab since 2021. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory models and access to discretionary separately managed accounts, supported by multi-asset model portfolios and due diligence on alternative investments.

Nicholas Wolanski is a financial advisor at Charles Schwab with five years of industry experience. He holds Series 65 and Series 63 licenses and has worked at Charles Schwab & Co., Inc. and Charles Schwab Bank, SSB since 2025. His prior experience includes roles at Bank of America, Merrill, Citizens Securities, and Trinity Wealth Securities. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary advisory services and access to discretionary separately managed accounts, delivering investment guidance through multi-asset model portfolios and alternative investment due diligence.

Thomas Franco is a financial advisor at Charles Schwab with four years of industry experience. He holds the Series 66 designation and has worked previously at Ameriprise Financial and various roles in the hospitality industry. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary investment guidance with access to discretionary separately managed accounts and alternative investments.

Daniel Buchholz is a financial advisor at Charles Schwab with 10 years of industry experience. He holds Series 66 and Series 63 licenses and has worked at Charles Schwab & Co., Inc. and Charles Schwab Bank SSB since 2016 and 2018, respectively. He is based in Lone Tree, Colorado. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance using multi-asset model portfolios and maintains a distinctive integrated operational structure.

Jose Rodriguez is a financial advisor with Charles Schwab & Co., Inc. in Lone Tree, Colorado, holding Series 66 and Series 63 licenses and five years of industry experience. Prior to Schwab, he held roles at CoreStaff, The Hiring Engine, HomeAdvisor, and worked at the University of Colorado at Boulder in various capacities. Outside of his advisory work, he has experience as a delivery driver for DoorDash. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by a large integrated operational structure and multi-asset model portfolio guidance.

Gary Mendez is a financial advisor at Charles Schwab with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Charles Schwab since 2020. Prior to that, he held roles at USAA Investment Management Company, USAA Financial Planning Services, Inc., and USAA Financial Advisors Inc. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

John Shanley is a financial advisor at Charles Schwab with 14 years of industry experience. He has held roles at Charles Schwab and Charles Schwab Bank since 2019, following prior positions at J. Joseph Consulting and National Planning Holdings. Shanley holds Series 63 and Series 66 designations. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining multi-asset model portfolios with a centralized operational structure.