Kaley Dillingham is a financial advisor at Charles Schwab with Series 66 and Series 63 credentials and four years of industry experience. She serves as a board member for the Deer Trail Rural Fire Protection District and works as a firefighter and EMT with Byers Fire and Rescue. Charles Schwab serves a large client base of high- and ultra-high-net-worth individuals primarily through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and alternative investment due diligence.

Richard Aleman is a financial advisor with Charles Schwab in Lone Tree, Colorado, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has been with Charles Schwab since 1999 and has also worked at Charles Schwab Bank since 2018. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers primarily non-discretionary investment guidance combined with access to discretionary separately managed accounts, supported by a centralized, integrated operational structure.

Brandon Sins is a financial advisor at Charles Schwab with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab since 2017, including a prior role at Schwab Wealth Investment Advisory, Inc. from 2015 to 2016. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment solutions supported by multi-asset model portfolios, strategic asset allocation, and a formal alternative investments program.

Joshua Stier is a financial advisor with Charles Schwab & Co., Inc. in Lone Tree, Colorado. He holds Series 66 and Series 63 designations and has nine years of industry experience, all with Charles Schwab since 2016. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a range of investment guidance supported by multi-asset model portfolios and due diligence on alternative investments.

Michael Stohr is a financial advisor at Charles Schwab in Lone Tree, CO, holding Series 66 and Series 63 licenses with one year of industry experience. His prior work includes roles at Progressive and Geico, as well as entrepreneurial and travel-related activities. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a blend of non-discretionary advice and access to affiliated discretionary separately managed accounts, supported by a multi-asset investment approach and centralized operational structure.

Dakota Penman is a financial advisor with Charles Schwab & Co., Inc. holding Series 66 and Series 63 licenses and six years of industry experience. Prior to joining Charles Schwab, Dakota worked at Saddleback Design and held roles at insurance agencies including Haylee Jeon Allstate and Lance Lane State Farm. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios with periodic reviews and alternative investment options.

Brian Sanchez is a financial advisor at Charles Schwab with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab and Charles Schwab Bank, SSB since 2006 and 2007, respectively. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a hybrid model combining non-discretionary advisory services with access to discretionary separately managed accounts, supported by centralized custody, brokerage, and operational infrastructure.

Ravi Subramaniam is a financial advisor at Charles Schwab with 25 years of industry experience. He holds the Series 66 and Series 63 designations and has previously worked at Moloney Securities Co., Inc., Allstate Insurance Co., and TIAA-CREF. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and uses multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Kevin King is a financial advisor with Charles Schwab in Lone Tree, CO, holding Series 66, Series 63, and Series 65 licenses and bringing 15 years of industry experience. His prior roles include positions at Robinhood Markets, T Rowe Price, and experience as a real estate agent. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, delivering investment guidance via multi-asset model portfolios and a centralized operational structure.

Alexander Levicki is a financial advisor at Charles Schwab with 17 years of industry experience. He holds a Series 66 designation and has been with Charles Schwab & Co., Inc. since 2011. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary investment guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Philip Smith is a financial advisor at Charles Schwab with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has held roles at Charles Schwab Bank, Raymond James & Associates, Northwestern Mutual Investment Services, and USAA Group. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory services with access to discretionary separately managed accounts, supported by multi-asset model portfolios and due diligence on alternative investments.

Jamie Jackson is a financial advisor at Charles Schwab with 11 years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab & Co., Inc. since 2014, including two years at Charles Schwab Bank, SSB. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, using multi-asset model portfolios and centralized operational support.

David Swain is a financial advisor at Charles Schwab with 18 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Charles Schwab since 2007. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a centralized operational structure.

Steven Nearpass is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has worked at Charles Schwab since 2013, including roles at Charles Schwab Bank, and was previously employed by TD Ameritrade from 2021 to 2024. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset model portfolio investment approach supported by centralized custody and operational infrastructure.

Cole Moss is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and having one year of industry experience. Prior to joining Charles Schwab, he worked at the City of Englewood, Colorado, and has experience in education and retail sectors. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a centralized operational structure supporting a large client base.

Frederick Hampe is a financial advisor at Charles Schwab with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab & Co., Inc. since 2016. Outside of his advisory role, he owns a retail coffee roasting business in Colorado. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary managed accounts, supported by multi-asset portfolios and a comprehensive alternative investments platform.

Jacob Falbo is a financial advisor at Charles Schwab with one year of industry experience. He holds a Series 66 credential and has previously worked at KPMG, LLC, Davita, and FOCUS Catholic. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs and offers multi-asset model portfolios, alternative investments, and integrated brokerage and custody services.

Alexander Dew Merriex is a financial advisor with Charles Schwab & Co., Inc. in Lone Tree, Colorado, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. He has worked at Charles Schwab since 2017. Outside of his advisory role, he is a partner in Migas Coffee CO, a small start-up coffee shop where he manages day-to-day operations including budgeting, scheduling, inventory, and client experience. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory services and discretionary separately managed accounts, supported by a multi-asset investment approach and an integrated operational structure.

Conor Cook is a financial advisor with Charles Schwab, holding Series 63 and Series 66 designations and five years of industry experience. His prior work includes roles at AEP Professional Group, Sanitas Skin Care, KB Homes, CORE Residential Real Estate Group, and Pulte Mortgage LLC. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm’s model combines non-discretionary advisory relationships with access to discretionary separately managed accounts and uses multi-asset model portfolios supported by centralized supervisory and custody arrangements.

Kyle Przybylski is a financial advisor at Charles Schwab with Series 66 and Series 63 credentials and four years of industry experience. He has worked at Charles Schwab since 2020, with prior roles at AnswerNet, eBags, and the University of Denver. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by proprietary research and a range of alternative investments.