Erica Garcia is a financial advisor with Charles Schwab holding a Series 66 designation and over one year of industry experience. Her prior roles include positions at UBS Financial Services, Inc. and Bank of America Merrill Lynch. She is based in Pasadena, CA. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by Schwab’s research and due diligence.

Christopher Grooms is a financial advisor at Charles Schwab with one year of industry experience. He holds a Series 66 designation and has worked at several Charles Schwab entities since 2020. His prior experience includes roles at Driven2Deliver, LLC, Barton Associates, and FedEx Freight. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized custody and operational infrastructure.

Shelby Guice is a financial advisor at Charles Schwab with five years of industry experience. Shelby holds Series 63 and Series 65 licenses and has worked at Charles Schwab and Janus Henderson in various capacities since 2021. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory models with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by research and due diligence.

Elise Lee is a financial advisor at Charles Schwab with Series 63 and Series 66 credentials and six years of industry experience. Her prior roles include positions at Fidelity Investments, Bank of America, and MassMutual. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory services and access to affiliated discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.