Hayden Harr is a financial advisor at Charles Schwab in Millburn, NJ, holding Series 65 and Series 66 licenses with nine years of industry experience. His prior roles include positions at Blue Owl Securities LLC, Central Park Group, LLC, Foreside Fund Services, LLC, CION Securities, LLC, and Merrill. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset investment approach supported by centralized custody and operational infrastructure.

Robert Abdul is a financial advisor with Charles Schwab and Co., Inc. He holds Series 63 and Series 66 licenses and has five years of industry experience. Prior to joining Schwab, he worked at TD Ameritrade and Northwestern Mutual. Outside of his advisory work, he has experience driving for ride-sharing services. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related financial planning and managed account services. The firm offers a combination of non-discretionary and discretionary investment management with a multi-asset, model-driven approach and a centralized operational structure.

Ciro Lipariti is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and 19 years of industry experience. His career includes roles at Charles Schwab Bank SSB, Charles Schwab and Co., Inc., TD Ameritrade, and Scottrade. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, employing multi-asset model portfolios with strategic allocation and research-supported alternative investments.

Maurice Simpkins is a financial advisor at Charles Schwab with eight years of industry experience. He holds the Series 66 designation and has worked at several firms including TD Ameritrade Investment Management and Wells Fargo Clearing Services. Simpkins is based in Millburn, NJ. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining multi-asset model portfolios with research-backed alternative investments.

Sean Carson is a CFP® professional with 14 years of industry experience, currently affiliated with Charles Schwab in Millburn, NJ. His prior roles include positions at Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services, LLC. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by a centralized operational structure and extensive due diligence resources.

Bryan Sawyer is a CFP® with 27 years of industry experience currently working at Charles Schwab. He previously held roles at TD Ameritrade Investment Management, LLC and TD Ameritrade, Inc. prior to joining Schwab in 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, combining a multi-asset model portfolio approach with centralized supervisory and custody arrangements.

Shakaib Tariq is a financial advisor with Charles Schwab, holding Series 63 and Series 65 licenses and four years of industry experience. His work history includes roles at Fidelity Investments, Elevated Capital Advisors, and several other firms. Outside the financial sector, he previously worked at Marcello’s Pizza. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance with multi-asset model portfolios and an established alternative investments program.

Omelio Saavedra is a financial advisor with Charles Schwab in Millburn, NJ, holding Series 63 and Series 66 licenses and possessing 13 years of industry experience. His prior experience includes roles at TD Ameritrade, Scottrade, and Four Points Capital Partners. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions, utilizing multi-asset model portfolios and due diligence from the Schwab Center for Financial Research.

John Lyons is a CFP® and holds a Series 66 license, currently serving at Charles Schwab with 10 years of industry experience. His prior roles include positions at BlackRock Investments, Shorehaven Wealth Partners, and Purshe Kaplan Sterling Investments. He serves on the advisory board for the Kania School of Management at the University of Scranton, supporting college curriculum development. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering a combination of non-discretionary and discretionary investment advisory services through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm integrates brokerage, custody, and advisory functions with a multi-asset strategic allocation approach and centralized operational support.

Andrew Tomaino is a financial advisor at Charles Schwab with three years of industry experience. He holds a Series 66 designation and has worked at UBS Financial Services and Charles Schwab since 2022, with earlier experience in education and the food service industry. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment management, financial planning, and custody services within a large, integrated operational structure.

Frank Howard Jr. is a financial advisor with Charles Schwab in Millburn, NJ, holding Series 63 and Series 65 credentials and bringing 11 years of industry experience. His prior experience includes roles at Fidelity Personal and Workplace Advisors and AXA Advisors, LLC. Outside of his advisory work, he is involved in managing rental properties. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering both non-discretionary and discretionary investment solutions with integrated custody and brokerage support.

John Digamon is a financial advisor with Charles Schwab, holding Series 63 and Series 66 designations and possessing 17 years of industry experience. His prior experience includes roles at TD Ameritrade Investment Management, TD Ameritrade, and Scottrade Inc. He is currently based in Millburn, NJ. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset investment approach supported by research and due diligence on alternative investments.

Renna Swayne is a financial advisor with Charles Schwab in Millburn, NJ, holding a Series 66 designation and 21 years of industry experience. She has been with Charles Schwab and Charles Schwab Bank, SSB since 2006. Outside of her advisory role, she manages a home rental business in Atlanta, Georgia. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and uses multi-asset model portfolios alongside centralized custody and operational arrangements.

Francesca Neilson is a financial advisor at Charles Schwab with 11 years of industry experience and a Series 66 designation. Her work history includes roles at LifeCapital Partners and Axa Advisors before joining Charles Schwab in 2018. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, offering multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Louis Giasullo is a financial advisor at Charles Schwab with three years of industry experience. He holds Series 63 and Series 66 licenses and has worked in various roles including at Charles Schwab Bank, eXp Realty, and nThrive. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions, supported by multi-asset model portfolios and centralized operational infrastructure.

Azis Fejzullaj is a CFP®-designated financial advisor at Charles Schwab with five years of industry experience. His career includes roles at Deutsche Bank Securities, Fidelity Investments, and Charles Schwab Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by a large integrated platform.

Cory Hiltz is a financial advisor at Charles Schwab with Series 63 and 66 licenses and three years of industry experience. His prior work includes roles at Charles Schwab Bank and a year in the food service industry with Central Kitchen and Cocktails. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed account and financial planning services, offering a combination of non-discretionary guidance and access to discretionary separately managed accounts.

Nicholas Lardieri Jr. is a CFP®-credentialed financial advisor with 30 years of industry experience, currently affiliated with Charles Schwab in Millburn, NJ. His career includes nearly a decade at Charles Schwab Bank and related entities since 2015. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment management services supported by multi-asset model portfolios and research from the Schwab Center for Financial Research.

Brian Olson is a financial advisor with Charles Schwab based in Millburn, NJ, holding Series 63 and Series 66 licenses and possessing 28 years of industry experience. He has worked at Charles Schwab since 1997, including roles at Charles Schwab Bank, SSB, and previously at TD Ameritrade from 2021 to 2024. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and due diligence on alternative investments, supported by a large integrated operational structure.

Vincent Gugliemini is a financial advisor at Charles Schwab with 37 years of industry experience. He holds Series 63 and Series 65 designations and has been with Charles Schwab and Charles Schwab Bank since 2004 and 2005, respectively. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by a large-scale, integrated operational platform.

Brian Deutsch is a financial advisor at Charles Schwab with 13 years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including Morgan Stanley, Fisher Investments, Financial Engines Advisors, and TIAA. He is based in Millburn, NJ. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a non-discretionary client relationship model complemented by access to discretionary separately managed accounts and employs multi-asset model portfolios combined with centralized supervisory and custody arrangements.

Robert Augustson Jr. is a financial advisor at Charles Schwab with 18 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Charles Schwab and Charles Schwab Bank since 2022, following six years at TD Ameritrade Investment Management and TD Ameritrade, Inc., and two years at Capital One Investing. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions with integrated custody and brokerage services.

David Katz is a financial advisor with Charles Schwab in Millburn, NJ, holding Series 63 and Series 65 credentials and 12 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank, SSB since 2014. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary advisory relationships and access to discretionary separately managed accounts, leveraging multi-asset model portfolios and a centralized operational structure.

Emanuel Santos is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and five years of industry experience. His prior roles include positions at Merrill, Bank of America, and JPMorgan Chase. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a blend of non-discretionary and discretionary investment management services with an emphasis on multi-asset model portfolios and alternative investments.