Steven Becker is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has worked at Charles Schwab since 2018 and spent 18 years at Fidelity Investments prior to that. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management options, supported by multi-asset model portfolios and centralized operational infrastructure.

Laticia Bourne is a financial advisor at Charles Schwab with six years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Equitable Advisors, J.P. Morgan Securities, and JPMorgan Chase Bank. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining integrated brokerage, custody, and advisory services with access to multi-asset model portfolios and alternative investments.

Anthony Beharry is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and 12 years of industry experience. His prior roles include positions at TD Ameritrade and Fidelity Investments. Outside of finance, he is involved in acting at entertainment venues and theaters. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by integrated custody, brokerage, and alternative investment services.

Sam Flora is a financial advisor at Charles Schwab with Series 63 and Series 66 credentials and three years of industry experience. His prior roles include positions at Fidelity Investments and Charles Schwab Bank, SSB. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory with access to affiliated discretionary separately managed accounts, using multi-asset model portfolios and a centralized operational structure.

Michael Musto is a financial advisor at Charles Schwab with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Charles Schwab since 2019, following prior roles at Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services LLC. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory services and access to discretionary separately managed accounts, supported by multi-asset model portfolios and research from the Schwab Center for Financial Research.

Daniel D’elia is a CFP®-certified financial advisor with 11 years of industry experience. He currently works at Charles Schwab in New York City, having been with the firm since 2022. Prior to Schwab, he was affiliated with Fidelity Personal and Workplace Advisors and Fidelity Investments from 2014 to 2022. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm provides both non-discretionary and discretionary investment guidance using multi-asset model portfolios and integrates brokerage, custody, and advisory functions within a centralized operational structure.

Philip Decandido is a financial advisor at Charles Schwab with 21 years of industry experience. He holds a Series 66 designation and previously worked at Fidelity Brokerage Services for 15 years before joining Charles Schwab in 2018. Decandido is also a board member of the Pelham Little League, where he is involved in organizing activities for youth baseball in his community. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory services with access to discretionary separately managed accounts and employs a multi-asset model portfolio approach along with centralized custody and operational support.

Daniel Pak is a financial advisor at Charles Schwab with nine years of industry experience. He holds a Series 66 designation and has worked at firms including TD Ameritrade and AXA Advisors. Pak is based in New York City. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its wealth advisory wrap fee program and managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management using multi-asset model portfolios and provides integrated custody, brokerage, and advisory services.

Peter Sposato is a Series 66-licensed financial advisor with Charles Schwab & Co., Inc. He has prior experience working at Greater New York Agency and the Harrison Recreation Department, as well as a background in full-time education. He is based in New York City and has been with Charles Schwab since 2026. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance supported by multi-asset model portfolios and access to alternative investments through its centralized and integrated operational structure.

Daniel Devine is a financial advisor at Charles Schwab with 17 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Charles Schwab Bank, Charles Schwab, and TD Ameritrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering a combination of non-discretionary and discretionary investment solutions supported by centralized custody and operational infrastructure.

Nicholas Sica is a financial advisor at Charles Schwab with a Series 66 designation and three years of industry experience. He has held positions at Charles Schwab Bank, Great American Gas & Electric, Amalgamated Life, Nardone Construction, SUNY College at Oneonta, and John Meyer Consulting. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory recommendations and access to discretionary separately managed accounts, supported by multi-asset model portfolios and specialized due diligence on alternative investments.

Pasquale Ragosta is a financial advisor with Charles Schwab in New York City, holding Series 63 and Series 66 registrations and possessing 29 years of industry experience. He previously worked for Fidelity Brokerage Services, Inc. for 26 years before joining Charles Schwab in 2021. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary advice with access to discretionary separately managed accounts, employing multi-asset model portfolios and a centralized operational structure.

Robert Graham is a financial advisor at Charles Schwab with 24 years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab since 2019, with prior experience at Fidelity Investments and Fidelity Personal and Workplace Advisors. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and maintains a large-scale, integrated operational structure.

Tomasz Muczynski is a CFP® professional with 16 years of industry experience. He has worked at Charles Schwab Bank and Charles Schwab since 2018 and previously spent seven years with Fidelity Investments and its Personal and Workplace Advisors division. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary investment guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and in-depth alternative investment due diligence.

Saira Khan is a financial advisor with Charles Schwab in New York City, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. She previously worked at JP Morgan Securities LLC and JPMorgan Chase for five years and has experience at Food Sanitation Consultants and Florida International University. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, offering multi-asset model portfolios and a distinctive operational structure.

Michael Ferrugio is a financial advisor with Charles Schwab in New York City, holding a Series 66 designation and five years of industry experience. His prior roles include positions at TD Ameritrade and Charles Schwab Bank. Outside of his advisory duties, he has worked as a delivery driver for DoorDash. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, supported by multi-asset model portfolios and due diligence from its Center for Financial Research.

Gabriela Reyes Alvarenga is a financial advisor at Charles Schwab with six years of industry experience. She holds a Series 66 designation and previously worked at Equitable Advisors and AXA Advisors. Outside of finance, she has experience working at Orangetheory Fitness and has provided childcare services to multiple families. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals, offering a range of advisory, brokerage, custody, and financial planning services through its integrated wealth management platform. The firm combines non-discretionary investment guidance with access to affiliate-managed discretionary portfolios and maintains a distinctive operational structure that supports extensive client coverage.

Hannah Kotler is a financial advisor at Charles Schwab based in New York City, holding a Series 66 designation with one year of industry experience. Her prior roles include positions at Ameriprise Financial Services LLC and academic advising at Yeshiva University. She also has experience in venture partnerships and wealth management. Charles Schwab & Co., Inc. serves a large client base primarily comprised of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts, using multi-asset model portfolios and a formal alternative-investment onboarding process.

Samuel Reed is a financial advisor at Charles Schwab with 14 years of industry experience. He holds a Series 66 designation and has worked at notable firms including Morgan Stanley and E*TRADE Capital Management. Outside of his advisory role, he is a landlord involved in managing real estate. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary investment services supported by strategic asset allocation and access to alternative investments.

Janee Browne is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and 14 years of industry experience. Her prior work includes roles at TD Ameritrade, Equitable Advisors, Northwestern Mutual, Compass, BNY Mellon, Fidelity Investments, and Neuberger Berman. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory with access to discretionary separately managed accounts, offering multi-asset model portfolios supported by research and a formal alternative-investment program.

Mevlan Mata is a financial advisor with Charles Schwab holding a Series 66 designation and 10 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank SSB since 2015 and 2016, respectively, both based in New York City. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm operates a primarily non-discretionary client relationship model supplemented with discretionary separately managed accounts, offering multi-asset model portfolios, written advice policies, and alternative investment options through its specialized programs.

Shaunak Dagalur is a financial advisor with Charles Schwab holding a Series 66 credential and has been with the firm since 2024. Prior to joining Schwab, he worked at Capco and has focused extensively on full-time education. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary investment guidance and access to discretionary separately managed accounts, supported by centralized operational and custodial services.

Nicholas Sacco is a financial advisor at Charles Schwab in New York City with a Series 66 designation and no prior industry experience. His work history includes roles at Charles Schwab Bank, SSB and RSM US LLP, as well as a period of full-time education from 2021 to 2025. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by a centralized operational and custodial infrastructure.

Adam Perry is a financial advisor at Charles Schwab with a Series 66 credential and approximately one year of industry experience. His prior roles include positions at Charles Schwab Bank and Charles Schwab, as well as employment at Baruch College and Collection XIIX, Ltd. He is based in New York City, NY. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and emphasizes a multi-asset model portfolio approach supported by centralized custody and supervisory services.

Cooper Priestley is a financial advisor with Charles Schwab in New York City, holding the Series 66 designation. He has one year of industry experience and began his career at Charles Schwab and Charles Schwab Bank in 2025. His prior work includes positions at American Income Life, Warner Brothers, and involvement with Eyes of Mohr and full-time education roles. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, supporting a large client base with a centralized operational structure.

Dominique Cooper is a financial advisor at Charles Schwab with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Sanford C. Bernstein & Co., LLC, J.P. Morgan Securities LLC, and other firms. He is based in New York City, NY. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary advisory relationships with periodic recommendations and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a comprehensive alternative investments program.

Sara Imburgia is a Planning Consultant at Fidelity Investments, a position she has held since 2023. She began her career at Fidelity Investments in 2021 as a Financial Representative and progressed to Relationship Manager before her current role. Sara is a CERTIFIED FINANCIAL PLANNER™ professional who collaborates closely with clients and their families to develop tailored financial plans aimed at meeting their individual goals and needs. Throughout her tenure at Fidelity Investments, Sara has focused on building long-term relationships based on trust and understanding. Her approach involves working with clients to create financial strategies that promote confidence in their financial futures. Outside of her professional role, Sara engages in a variety of personal interests including cooking and baking, family activities, fitness, exploring food as a foodie, painting, and reading.

Christopher Bygrave is a financial advisor with Charles Schwab in New York City, holding a Series 66 designation and six years of industry experience. His prior work includes roles at Merrill and TD Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, supported by a multi-asset portfolio approach and due diligence on alternative investments.