Gabriel Charney is a financial advisor at Charles Schwab in New York City with four years of industry experience. He holds a Series 66 credential and has worked at Charles Schwab Bank, SSB, Charles Schwab & Co., Inc., and TD Ameritrade Inc. prior to his current role. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by in-house research and due diligence on alternative investments.

Ryan Knight is a financial advisor at Charles Schwab with 10 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Charles Schwab & Co., Inc. since 2017, including roles at Charles Schwab Bank. Prior to Schwab, he was with Foresters Financial Services. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, operating on a large scale with integrated custody and brokerage services.

Joseph Naclerio is a financial advisor at Charles Schwab with 13 years of industry experience. He holds a Series 66 credential and has worked previously at TD Ameritrade for ten years before joining Charles Schwab. He serves as treasurer on the 99 Avenue B Co-op Board. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management with integrated brokerage, custody, and advisory services.

Scot Wade is a financial advisor with Charles Schwab in New York City, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has been with Charles Schwab since 1992, including roles at Schwab Private Client Investment Advisor and Charles Schwab Bank. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Stuart Barnett is a financial advisor with Charles Schwab in New York City, holding Series 63 and Series 66 licenses and with 27 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2004 and 2005, respectively. In addition to his advisory work, he serves as an adjunct professor at Seton Hall University, teaching an investment and tax course. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs, delivering investment guidance through multi-asset model portfolios and centralized operational support.

Emma Alpaugh is a Series 66-licensed financial advisor at Charles Schwab in New York City with two years of industry experience. She previously worked at Fidelity Investments and Larson Maddox. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance utilizing multi-asset model portfolios and has a distinctive integrated structure combining advisory, brokerage, custody, and cash-sweep services.

Derek Kleinman is a CFP® and holds a Series 66 license with six years of industry experience. He is currently with Charles Schwab in New York City, having previously worked at TD Ameritrade and in the athletics department at Franklin & Marshall College. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options, supported by multi-asset model portfolios and a centralized operational structure.

Joseph Gift is a financial advisor at Charles Schwab in New York City with seven years of industry experience. He holds Series 65 and Series 63 licenses and has worked at Charles Schwab & Co., Inc. and Charles Schwab Bank, SSB since 2018 and 2021, respectively. His prior experience includes roles at Match Ups, Above and Beyond Services, and AG Financial Services. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, employing multi-asset model portfolios, alternative investment due diligence, and a centralized operational structure.

Nolan Kostulias is a CFP®-certified financial advisor with three years of industry experience. He is currently with Charles Schwab in New York City and has previously worked at The Vanguard Group and TD Ameritrade. Charles Schwab & Co., Inc. serves a large client base primarily made up of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance using multi-asset model portfolios, supported by centralized custody and a distinctive operational structure.

Ronald Cappuccio is a financial advisor at Charles Schwab with 14 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked previously at UBS Financial Services and Champion Capital Management. Outside of his advisory work, he serves as a Young Associate Director on the board of the Metropolitan Opera. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary advice and access to discretionary separately managed accounts. The firm is notable for its scale, integrated service model, and a structured approach to alternative investments.

Peter Dimitrakopoulos is a financial advisor at Charles Schwab with 15 years of industry experience. He holds the Series 66 designation and has worked at Charles Schwab and Charles Schwab Bank since 2012, following a brief tenure at Merrill in 2011-2012. Based in New York City, he provides advisory services within one of the largest firms in the industry. Charles Schwab & Co., Inc. serves a very large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, utilizing multi-asset model portfolios and alternative investment due diligence within an integrated operational structure.

Michael Pirrotta is a financial advisor with Charles Schwab, holding a Series 66 designation and three years of industry experience. Prior to joining Charles Schwab, he worked at UBS Financial Services Inc. He is based in New York City. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment management services supported by multi-asset model portfolios and a formal due diligence process for alternative investments.

Bryan Wagner is a financial advisor with Charles Schwab in New York City, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. He has been with Charles Schwab Bank, SSB and Charles Schwab & Co., Inc. since 2010. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory recommendations and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Preston Blackman is a CFP® professional with 30 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2018 and previously spent 14 years at Strategic Advisors Inc and Fidelity Brokerage Services LLC. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by a centralized, integrated operational structure.

Scott Antin is a Series 63-licensed financial advisor with Charles Schwab in New York City, bringing 33 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2014. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by a centralized operational structure and multi-asset model portfolios.

Grant Bradley is a financial advisor at Charles Schwab with a Series 66 designation and two years of industry experience. He has prior experience with Charles Schwab Bank SSB and served as a squad leader in the New York National Guard Infantry Mortar Team. Bradley's background also includes service in the U.S. Army from 2020 to 2023. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary advice and access to discretionary managed accounts. The firm is notable for its integrated structure that combines advisory, brokerage, custody, and cash management services.

Daniela Arensdorf is a financial advisor at Charles Schwab with one year of industry experience. She holds a Series 66 designation and has worked at multiple firms and roles prior to joining Charles Schwab in 2025. Her previous experience includes positions at Saks Fifth Avenue, Frame, and Wright's. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by a multi-asset model portfolio investment approach and centralized operational structure.

Joshua Marks is a financial advisor at Charles Schwab with 10 years of industry experience. He holds a Series 66 designation and has worked at UBS Financial Services and Charles Schwab Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by a multi-asset investment approach and centralized operations.