Andy Allen is a financial advisor at Charles Schwab with 21 years of industry experience. He holds a Series 66 designation and has previously worked at TD Ameritrade and as an author focused on marketing. Outside of advising, Allen is involved in publishing and promoting his book, "The Freedom Amendment," hosts a podcast on legal topics, and serves as a director for Convicted Innocents, a nonprofit organization supporting wrongful conviction cases. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary advisory relationships and access to discretionary separately managed accounts using multi-asset model portfolios and research-based investment guidance.

Kristina Engel is a financial advisor with Charles Schwab & Co., Inc. in Omaha, NE, holding Series 63 and Series 65 credentials and having seven years of industry experience. She has worked at Charles Schwab since 2018 and previously held roles at FS Investments and Rollins College’s Crummer Graduate School of Business. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a blend of non-discretionary and discretionary investment services supported by multi-asset model portfolios and comprehensive due diligence.

Heather Terry is a Series 66-licensed financial advisor with Charles Schwab in Omaha, NE, bringing 20 years of industry experience. She has worked at Charles Schwab since 2022 and previously spent 17 years with TD Ameritrade and Ameritrade Inc. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance alongside discretionary separately managed accounts, using multi-asset model portfolios and a formal alternative-investment process.

Melanie Henrich is a financial advisor at Charles Schwab with 27 years of industry experience. She holds Series 63 and Series 66 licenses. Her prior experience includes 17 years at TD Ameritrade, Inc. before joining Charles Schwab. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment advisory services supported by multi-asset model portfolios and centralized operational resources.

Courtney Kitzman is a financial advisor at Charles Schwab with Series 63 and Series 66 credentials and two years of industry experience. She has prior experience at Applied Underwriters and holds a role with Medical Solutions/Aureus Medic outside of Schwab. Charles Schwab & Co., Inc. serves mainly high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services, offering both non-discretionary and access to discretionary investment options within an integrated operational platform.

Joshua Pella is a financial advisor with Charles Schwab and Co., Inc. in Omaha, NE, holding Series 63 and Series 66 designations and possessing nine years of industry experience. He previously worked at TD Ameritrade for six years and was employed at Creighton University for four years. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance, combining multi-asset model portfolios with centralized custody and operational support.

Rebecca Swanson is a financial advisor with Charles Schwab in Omaha, NE, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. She previously worked at TD Ameritrade for 10 years before joining Charles Schwab in 2021. Outside of finance, she provides virtual personal training focused on weightlifting and produces instructional videos on YouTube. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and an established alternative-investment platform.

David Plathe is a financial advisor with Charles Schwab who holds Series 63 and Series 66 licenses and has 18 years of industry experience. He previously worked at TD Ameritrade for 13 years before joining Charles Schwab in 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options, including multi-asset model portfolios and alternative investment programs, supported by a large-scale, integrated operational structure.

Jacob Lear is a financial advisor with Charles Schwab in Omaha, NE, holding Series 63 and Series 66 credentials and having three years of industry experience. Before joining Schwab in 2023, he worked at TD Ameritrade for one year. Outside of his advisory career, Lear has been involved with the YMCA Youth Football League since 2015 and serves at the SWI Juvenile Detention Center. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Mitchel Vrbicky is a financial advisor with Charles Schwab holding Series 63 and Series 66 licenses and nine years of industry experience. He previously worked at TD Ameritrade for seven years and spent time at the University of Nebraska Lincoln. Outside of his advisory role, he rents a room in his home to a family member. Charles Schwab & Co., Inc. primarily serves high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management alongside brokerage and custody services. The firm is notable for its large client base, integrated operational structure, and access to alternative investments.

Lindsey Payne is a financial advisor with Charles Schwab in Omaha, NE, holding Series 63 and Series 66 credentials and 18 years of industry experience. She previously worked at TD Ameritrade for 15 years before joining Charles Schwab in 2022. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary investment recommendations and access to discretionary separately managed accounts, supported by centralized custody and operational infrastructure.

Jared Richardson is a financial advisor with Charles Schwab in Omaha, NE, holding a Series 66 designation and eight years of industry experience. He previously worked at TD Ameritrade and has concurrent experience in real estate through Nebraska Realty. Charles Schwab serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment options, including multi-asset model portfolios and access to alternative investments. The firm is notable for its scale, integrated structure, and combination of advisory and brokerage services.

Brian Tessman is a financial advisor with Charles Schwab, holding a Series 66 credential and 19 years of industry experience. His career includes roles at Charles Schwab entities since 2021 and prior experience with TD Ameritrade and Securities America. Outside of advising, he serves as Social Chair for the Great Plains Regional Porsche Club and works as a part-time Uber driver. Charles Schwab serves a broad client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment models and integrates advisory, brokerage, custody, and cash-sweep services within a large-scale, centralized operational structure.

Brett Berg is a financial advisor at Charles Schwab with Series 63 and Series 66 credentials and two years of industry experience. Prior to joining Charles Schwab, he held roles at Darden Restaurants, Inspire Brands LLC (Jimmy John's), and HyVee. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a range of multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Andrew Kroeger is a financial advisor at Charles Schwab with 21 years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab since 2022, following 13 years at TDAmeritrade. Outside of his advisory work, he is involved as a landlord in residential rental properties. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs and offers multi-asset model portfolios supported by research and due diligence on alternative investments.

Cody Seger is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. He previously worked at TD Ameritrade for 14 years before joining Charles Schwab in 2022. Based in Omaha, NE, he provides advisory services within a large institutional firm. Charles Schwab & Co., Inc. serves a broad client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and uses a multi-asset model portfolio approach supported by research from the Schwab Center for Financial Research.

Samuel Lee is a financial advisor with Charles Schwab in Omaha, NE, holding Series 63 and Series 66 licenses and three years of industry experience. Prior to joining Charles Schwab, he worked at TD Ameritrade and operated Lee Beauty Supply for ten years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separate managed accounts and offers multi-asset model portfolios supported by Schwab Center for Financial Research due diligence.

Brock Theophilus is a financial advisor at Charles Schwab with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab Bank, Charles Schwab, TD Ameritrade, Charlestons, and Berkshire Hathaway HomeServices Ambassador Real Estate. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by strategic asset allocation and research from the Schwab Center for Financial Research.

Christopher Horst is a financial advisor with Charles Schwab & Co., Inc. in Omaha, NE, holding Series 63 and Series 66 licenses and nine years of industry experience. His prior work includes six years at TD Ameritrade and roles at Allied Universal and Hy-Vee. Outside of finance, he has worked in restaurant food services as a crew member at Little Caesars Pizza. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, offering multi-asset model portfolios and a formal alternative investment process.