Brendan Williams is a financial advisor at Charles Schwab with 18 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at TD Ameritrade and TD Ameritrade Investment Management. He is based in Omaha, NE. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers mostly non-discretionary investment guidance combined with access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a centralized operational structure.

John Fitzpatrick is a financial advisor at Charles Schwab with five years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Charles Schwab in 2023, he worked at TD Ameritrade from 2020 to 2023 and at iSi Environmental Inc. for eleven years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a formal alternative-investment onboarding and placement process.

Ronald Renner is a financial advisor with Charles Schwab in Omaha, NE, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. His prior experience includes five years at TD Ameritrade and one year at North Star Financial. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm’s model combines primarily non-discretionary advice with access to discretionary separately managed accounts, using multi-asset model portfolios and centralized operational support.

Matthew Stenard is a financial advisor with Charles Schwab & Co., Inc. in Omaha, NE, holding Series 63 and Series 66 registrations with eight years of industry experience. Prior to joining Schwab in 2024, he worked at TD Ameritrade from 2017 to 2024 and at Kwikfill from 2015 to 2017. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Its investment approach combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, supported by multi-asset model portfolios and centralized custody and order-routing arrangements.

Edwina Edwin Austin is a financial advisor at Charles Schwab & Co., Inc. with two years of industry experience. She holds Series 63 and Series 66 designations. Prior to joining Charles Schwab, she worked at NIIT Uniqua Ltd for two years and spent six years as a homemaker. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts, supported by centralized custody, order-routing, and a formal alternative investment onboarding process.

Celena Pawling is a financial advisor at Charles Schwab with eight years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Charles Schwab & Co. since 2022, following six years at TD Ameritrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment services supported by multi-asset model portfolios and the Schwab Center for Financial Research.

Cesar Fragoso is a financial advisor with Charles Schwab & Co., Inc. in Omaha, NE, holding Series 63 and Series 66 licenses and three years of industry experience. Prior to joining Charles Schwab in 2023, he worked at Metropolitan Community College for three years and spent nine years in full-time education. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts and offers a multi-asset investment approach supported by research and alternative investment options.

Robert Morrissey is a financial advisor with Charles Schwab who holds a Series 66 credential and has 16 years of industry experience. He previously worked at TD Ameritrade for 12 years before joining Charles Schwab in 2022. Outside of financial advising, he is the founder of Ahead of the Chains, a social media platform focused on college and professional football. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers an integrated structure with centralized custody and order-routing.

Derek Oliver is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and three years of industry experience. Prior to joining Schwab, he worked at Rocket Mortgage, OSL, AT&T, Prime Communications, BNSF Railway, and CNH America LLC. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and utilizes multi-asset model portfolios supported by research from Schwab Center for Financial Research.

Joshua Kanoy is a financial advisor with Charles Schwab in Omaha, NE, holding Series 63 and Series 66 licenses and eight years of industry experience. He previously worked at TD Ameritrade for seven years and CarMax for two years before joining Charles Schwab. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers investment guidance through multi-asset model portfolios supported by its internal research and alternative investments platform.

James Harrison is a financial advisor with Charles Schwab & Co., Inc. in Omaha, NE, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. Prior to joining Charles Schwab, he worked at TD Ameritrade and Target Corp. Outside of his advisory role, Harrison operates a vending machine company and engages in gig economy work, including food delivery and task services. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary investment recommendations and access to affiliated discretionary separate managed accounts. The firm’s integrated structure and scale support comprehensive advisory, brokerage, custody, and cash-sweep services.

Laura Thornton is a financial advisor with Charles Schwab, holding Series 63 and Series 66 designations and 12 years of industry experience. She has worked at TD Ameritrade, Inc. from 2013 to 2022 before joining Charles Schwab in 2022, where she is currently based in Omaha, NE. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary advisory solutions, combining multi-asset model portfolios with centralized custody and brokerage services.

Derek Clayton is a financial advisor with Charles Schwab in Omaha, NE, holding Series 63 and Series 66 licenses and seven years of industry experience. His career includes roles at Charles Schwab Bank, TD Ameritrade Investment Management, and Gallup. Outside of his advisory work, he streams on Twitch, engaging with viewers while gaming. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMA portfolios and offers a large-scale, integrated operational platform.

Desere Johns is a financial advisor at Charles Schwab with 21 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Charles Schwab since 2021, following a 12-year tenure at TD AMERITRADE Inc. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary and discretionary investment management with a multi-asset strategic allocation approach and centralized operational support.

Mark Stavneak is a financial advisor with Charles Schwab who holds a Series 66 designation and has 20 years of industry experience. His work history includes roles at Charles Schwab Trust Bank, Charles Schwab & Co., and TD Ameritrade. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and provides multi-asset model portfolios, alternative investment due diligence, and integrated brokerage and custody services.

David Jennings is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and eight years of industry experience. His prior roles include positions at TD Ameritrade and Gradient Securities, LLC. He is based in Omaha, Nebraska. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account services. The firm offers a combination of non-discretionary and discretionary investment guidance supported by multi-asset model portfolios and centralized operational and custody arrangements.

Eric Ward is a financial advisor at Charles Schwab with 17 years of industry experience. He holds the Series 66 designation and previously worked at TD Ameritrade for 14 years before joining Charles Schwab in 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset investment approach supported by research from its Center for Financial Research.

Joseph Willard is a financial advisor with Charles Schwab, holding Series 63 and Series 66 registrations and seven years of industry experience. He previously worked at TD Ameritrade, Inc. and has held roles at Charles Schwab Bank and Charles Schwab & Co., Inc. Outside of finance, Willard is involved in writing, publishing, and music through his ownership of House of Pi Publishing, LLC, and his activities as a musician and artist. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMA portfolios and offers centralized custody and a comprehensive alternative investment platform.

Traci Sunde is a financial advisor at Charles Schwab in Omaha, NE, holding a Series 66 designation with 19 years of industry experience. She previously worked at TD Ameritrade for 17 years before joining Charles Schwab. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a range of multi-asset model portfolios supported by centralized custody and operational infrastructure.

Amy Smith is a financial advisor at Charles Schwab with nine years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at TD Ameritrade. Outside of finance, she has a long-term role at Bonefish Grill. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary client relationships with access to discretionary separately managed accounts and employs a multi-asset model portfolio approach supported by its research and alternative investments platform.