Sean Murphy is a financial advisor with Charles Schwab & Co., Inc. in Phoenix, AZ, holding a Series 66 designation and 22 years of industry experience. His prior roles include positions at USAA Investment Management Company and TeamBeachbody.com. Outside of his advisory work, he assists with website development for a retail business, writes a blog on sleep improvement, co-owns a retail camping and survival business, and creates occasional video game content on YouTube. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management supported by multi-asset model portfolios and extensive research.

Ruben Belbe is a financial advisor with Charles Schwab & Co., Inc. in Phoenix, AZ, holding Series 63 and Series 66 designations and two years of industry experience. Prior to joining Schwab, he worked at Rocket Mortgage and spent several years focused on full-time education and other roles. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management supported by a large integrated platform and extensive operational infrastructure.

Brian Galvin is a financial advisor at Charles Schwab with 16 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Charles Schwab since 2010, including three years at Charles Schwab Bank. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm offers a combination of non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and a formal alternative investments program.

Huy Chau is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and having five years of industry experience. Prior to joining Charles Schwab in 2020, he worked at Vexcel and Star Marianas Air and spent seven years with Southwest Airlines. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment management with multi-asset model portfolios and alternative investment options.

Russell Huffer is a financial advisor at Charles Schwab with 34 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with various Schwab entities since 2006, including Charles Schwab Premiere Bank, Charles Schwab Trust Bank, and Charles Schwab Bank, SSB. Charles Schwab & Co., Inc. serves high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management with multi-asset model portfolios and alternative investment options. The firm is notable for its large scale, integrated structure, and centralized services.

Mitchell Berner is a financial advisor with Charles Schwab & Co., Inc. in Phoenix, Arizona, holding a Series 66 designation and seven years of industry experience. He has been with Charles Schwab since 2018. Prior to his advisory role, he worked briefly at Foresters Financial and gained experience outside finance at Tailgaters Sports Grill. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions, leveraging multi-asset model portfolios and a structured alternative investment program.

John Seaquist is a financial advisor with Charles Schwab in Phoenix, AZ, holding a Series 66 designation and 17 years of industry experience. He has worked with Charles Schwab since 2009, following a brief tenure at Edward Jones. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining multi-asset model portfolios with centralized supervision and custody services.

Daniel Kalff is a financial advisor with Charles Schwab & Co., Inc. in Phoenix, AZ, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. His prior roles include positions at USAA Financial Advisors, Inc., USAA financial planning services, and USAA Investment Management Company, covering a combined period from 2007 to 2020. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering comprehensive wealth advisory wrap fee programs along with managed-account and financial planning services. The firm combines non-discretionary advisory models with access to discretionary separately managed accounts, employing multi-asset portfolio strategies and a centralized operational structure.

Ziomara Reyes is a financial advisor at Charles Schwab with Series 63 and Series 66 credentials and three years of industry experience. She has worked at Charles Schwab since 2022 and has prior experience at Target, AML Rightsource LLC, and the Phoenix Elementary School District. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options, utilizing multi-asset model portfolios and due diligence on alternative investments, supported by its scale and integrated operational structure.

David Conrad is a financial advisor at Charles Schwab with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab since 1999, including his current role at Charles Schwab Trust Bank since 2023. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by centralized custody and operational infrastructure.

Hector Rojas is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 credentials and eight years of industry experience. He has worked at Charles Schwab since 2017, including a position at Charles Schwab Bank, SSB, and previously at Wells Fargo Advisors LLC. Outside of his advisory role, he owns a rental property. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by model portfolios and alternative investment due diligence.

Jorden Morales is a financial advisor at Charles Schwab with Series 63 and Series 66 credentials and two years of industry experience. Prior to joining Charles Schwab, Morales held positions in various retail and food service roles while completing extended periods of full-time education. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining centralized supervisory and custody functions with a multi-asset investment approach and access to alternative investments.

Bryan Trujillo is a financial advisor at Charles Schwab in Phoenix, AZ, with four years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Charles Schwab and its affiliated banks since 2022. Outside of his advisory role, he owns Standout Athletics LLC, a business related to sports competition winnings and apparel. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to discretionary separately managed accounts and alternative investment offerings.

Kyle Holmes is a financial advisor with Charles Schwab & Co., Inc. in Phoenix, AZ, holding Series 63 and Series 66 licenses and having five years of industry experience. Prior to his current role at Charles Schwab, he worked in educational roles at Brigham Young University-Idaho and the Sylvan Learning Center of Temecula. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a centralized operational structure.

Kirsten Bray is a financial advisor at Charles Schwab with 11 years of industry experience. She holds a Series 66 designation and has worked previously at firms including First Citizens Investor Services, Hilltop Holdings, and Wells Fargo Bank. Outside of her advisory role, she is a 50% owner of an LLC that owns an inherited rental property managed by a third party. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab provides a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by centralized custody and a distinctive operational structure.

David Thompson is a financial advisor with Charles Schwab in Phoenix, AZ. He holds Series 63 and Series 65 licenses and has 28 years of industry experience, including four years with Financial Engines Advisors L.L.C. Outside of his advisory work, he is an active drummer involved in performing and fine arts. Charles Schwab serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management using multi-asset model portfolios and provides integrated brokerage, custody, and advisory services.

Nicolas Drogaris is a financial advisor at Charles Schwab with four years of industry experience. He holds a Series 66 designation and has previously worked at UBS Financial Services Inc. and Edward Jones. His background also includes roles at Charles Schwab Bank, Charles Schwab Trust Bank, and Charles Schwab & Co., Inc. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and provides an integrated platform that supports a multi-asset investment approach.

Robert Fitchett is a financial advisor at Charles Schwab with 17 years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab since 2017, following nine years at LPL Financial. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management solutions supported by multi-asset model portfolios and alternative investment options.

Craig Fuller is a financial advisor with Charles Schwab in Phoenix, AZ, holding a Series 66 designation and 17 years of industry experience. He has been with Charles Schwab since 2010. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by a centralized operational and supervisory structure.

Joseph Huskinson is a financial advisor at Charles Schwab with 12 years of industry experience. He holds a Series 66 designation and has held various roles at Charles Schwab entities since 2020, as well as previous experience at USAA and Wealthguard Advisors. Huskinson is based in Phoenix, AZ. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separate managed accounts and offers a multi-asset model portfolio approach supported by centralized custody and operational capabilities.