Walter Bigelow is a financial advisor at Charles Schwab with 8 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Charles Schwab & Co., Inc. since 2017, including a role at Charles Schwab Bank, SSB. Prior to his financial career, he was employed at Eddie V's Seafood Restaurant and Arizona State University. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary investment guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Jonathan Vanderwerff is a CFP® professional affiliated with Charles Schwab & Co., Inc. in Phoenix, AZ, with 11 years of industry experience. His prior roles include positions at My Financial Coach, A-Advantage Tax and Financial Services, and Northwestern Mutual. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options supported by multi-asset model portfolios and Schwab’s research resources.

Kevin Krestan is a financial advisor at Charles Schwab with 42 years of industry experience. He holds the CFP® designation, as well as Series 63 and Series 65 licenses. His prior experience includes a position at Arizona Christian University in 2016. Outside of his advisory role, he serves as a Reserve Deputy Sheriff for the Maricopa County Sheriff's Office. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining centralized custody and order-routing with access to alternative investments and cash-sweep mechanisms tailored by client residence.

Carl Richardson is a financial advisor at Charles Schwab with 30 years of industry experience. He has been with Charles Schwab since 1996 and holds Series 63 and Series 66 designations. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and uses multi-asset model portfolios supported by the Schwab Center for Financial Research.

Nicholas Hunter is a financial advisor at Charles Schwab with 12 years of industry experience. He has held roles at USAA Investment Management Company and various USAA Financial Services entities from 2007 to 2020. Outside of his advisory work, he is a co-owner of a business engaged in financial management, tax filing, tech support, and video editing. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering a range of advisory, brokerage, custody, and financial planning services through its integrated wrap fee programs. The firm combines non-discretionary advice with access to discretionary separately managed accounts and employs multi-asset model portfolios supported by its research and due diligence capabilities.

Josephine Penley is a financial advisor with Charles Schwab & Co., Inc. in Phoenix, AZ, holding a Series 66 designation and 19 years of industry experience. She has been with Charles Schwab since 2008. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance through multi-asset model portfolios and alternative investment programs within an integrated operational structure.

Kevin Sutcliffe is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and 28 years of industry experience. He has worked at Schwab since 1999, including roles at Schwab Private Client Investment Advisory from 2016 and again from 2021 to 2023. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Wayne Crews is a financial advisor at Charles Schwab with a Series 66 designation and three years of industry experience. His prior work history includes roles at Wells Fargo Clearing, Wells Fargo Bank, NA, and Hilton. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios, written advice policies, and a formal alternative-investment onboarding process.

Ryan Adams is a financial advisor at Charles Schwab with five years of industry experience. He holds Series 63 and Series 66 credentials and has worked exclusively at Charles Schwab since 2019, with prior experience in other fields including roles at Discover the World London and Salty Sow. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary and discretionary investment approaches, offering multi-asset model portfolios and access to alternative investments with centralized operational support.

Jacob Keeslar is a financial advisor at Charles Schwab with one year of industry experience. He holds a Series 66 designation and has worked at Charles Schwab since 2022, following roles at Wells Fargo Home Mortgage and OneMain Financial. Prior to his financial services career, he spent six years working at Ocotillo Golf Course. Charles Schwab serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by centralized custody and operational infrastructure.

Jessica Lindsey is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 65 credentials and bringing nine years of industry experience. She previously worked at Citizens Bank and Fidelity Brokerage Services before joining Charles Schwab Bank and Charles Schwab & Co., Inc. in 2020. Outside of her financial career, she works as a narrator for authors in the performing and fine arts. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering wrap fee advisory programs, managed accounts, and financial planning services through a dual-registered broker-dealer and investment adviser model. The firm features a primarily non-discretionary client relationship approach combined with access to affiliated discretionary separately managed accounts and provides centralized custody and brokerage services.

Derek Fox is a financial advisor at Charles Schwab with 27 years of industry experience. He has held roles at Charles Schwab since 1997 and Charles Schwab Bank, SSB since 2005. He holds the Series 63 and Series 66 designations. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers integrated custody, brokerage, and cash-sweep services.

Michelle Palermo is a financial advisor with Charles Schwab in Phoenix, Arizona, holding Series 63 and Series 66 licenses and 24 years of industry experience. She has worked at Charles Schwab since 2006 and previously at TD Ameritrade from 2020 to 2024. Outside of financial advising, she is involved with Rousey Farms, a family farm business in Scottsdale, Arizona. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, employing multi-asset model portfolios and centralized custody and supervisory arrangements.

Christopher Stradley is a financial advisor at Charles Schwab with 18 years of industry experience. He holds a Series 66 designation and has been with Charles Schwab since 2009, including a role at Charles Schwab Bank since 2026. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and uses multi-asset model portfolios alongside a formal alternative investment onboarding process.

Sean Murphy is a financial advisor with Charles Schwab & Co., Inc. in Phoenix, AZ, holding a Series 66 designation and 22 years of industry experience. His prior roles include positions at USAA Investment Management Company and TeamBeachbody.com. Outside of his advisory work, he assists with website development for a retail business, writes a blog on sleep improvement, co-owns a retail camping and survival business, and creates occasional video game content on YouTube. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management supported by multi-asset model portfolios and extensive research.

Ruben Belbe is a financial advisor at Charles Schwab with Series 66 and Series 63 credentials and two years of industry experience. His prior work includes roles at Rocket Mortgage and various non-financial positions. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering a range of advisory, brokerage, custody, and financial planning services through its integrated and multi-structured wealth advisory programs.

Brian Galvin is a financial advisor at Charles Schwab with 16 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Charles Schwab since 2010, including three years at Charles Schwab Bank. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm offers a combination of non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and a formal alternative investments program.

Huy Chau is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and having five years of industry experience. Prior to joining Charles Schwab in 2020, he worked at Vexcel and Star Marianas Air and spent seven years with Southwest Airlines. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment management with multi-asset model portfolios and alternative investment options.

Russell Huffer is a financial advisor at Charles Schwab with 34 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with various Schwab entities since 2006, including Charles Schwab Premiere Bank, Charles Schwab Trust Bank, and Charles Schwab Bank, SSB. Charles Schwab & Co., Inc. serves high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management with multi-asset model portfolios and alternative investment options. The firm is notable for its large scale, integrated structure, and centralized services.

Mitchell Berner is a financial advisor with Charles Schwab & Co., Inc. in Phoenix, Arizona, holding a Series 66 designation and seven years of industry experience. He has been with Charles Schwab since 2018. Prior to his advisory role, he worked briefly at Foresters Financial and gained experience outside finance at Tailgaters Sports Grill. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions, leveraging multi-asset model portfolios and a structured alternative investment program.