Zachary Subak is a financial advisor at Charles Schwab with nine years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab and Charles Schwab Bank since 2017 and 2018, respectively. Prior to his tenure at Schwab, he held positions at Lyft and Advanced Family Eyecare. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and centralized custody and brokerage services.

Travis Todd is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2020 and previously worked at Charles Schwab for 20 years. Outside of his advisory role, he is a partner in a partnership focused on real estate investment and development and is a member of the Arizona Action Sports Park, LLC, a sports park facility development venture. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management with multi-asset model portfolios and centralized custody and brokerage services.

Mackisha Mc Clure is a financial advisor at Charles Schwab with 10 years of industry experience. She holds a Series 66 designation and has been with Charles Schwab & Co., Inc. since 2016. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, affiliated managed-account, and financial planning services. The firm offers a combination of non-discretionary advisory services alongside access to affiliated discretionary separately managed accounts and utilizes multi-asset model portfolios with periodic reviews and alternative investment options.

Tristan Cruz is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and one year of industry experience. His prior work experience includes roles at Forest Highlands Golf Club and Flagstaff Equipment Co. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering a combination of non-discretionary and discretionary advisory services through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts.

Jessica Duran is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 designations and 11 years of industry experience. She has been with Charles Schwab since 2014. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and research from Schwab Center for Financial Research.

Megan Johnson is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 designations and eight years of industry experience. She has worked at Charles Schwab since 2017 and previously held a position at PayPal from 2011 to 2017. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by the Schwab Center for Financial Research.

Shauna Nichols is a financial advisor at Charles Schwab with 17 years of industry experience. She holds Series 63 and Series 66 credentials and has been with Charles Schwab since 2006, including roles at Charles Schwab Trust Bank, Premier Bank, and Charles Schwab Bank since 2019. Nichols serves as a board member and secretary for the PCOS Awareness Association, a nonprofit charitable organization. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, employing a multi-asset model portfolio investment approach and a centralized operational structure.

Daniel Duncan is a financial advisor at Charles Schwab with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab since 2021. Prior to that, he was employed at Nordson Sonoscan from 2016 to 2020. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and utilizes multi-asset model portfolios alongside a centralized operational structure.

Nathan Miller is a financial advisor at Charles Schwab with two years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab and Charles Schwab Bank, SSB since 2024. His background includes roles at Charles Schwab Charitable and Financial Planning First, as well as experience outside finance in restaurant and fraternity management. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, employing multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Gabriel Puentes is a financial advisor with Charles Schwab in Phoenix, AZ, holding a Series 66 designation and having one year of industry experience. He has been with Charles Schwab since 2017 and also worked at Quiktrip from 2016 to 2017. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a non-discretionary client relationship model with periodic investment recommendations while also providing access to discretionary separately managed accounts managed by an affiliate.

Grace Meredith is a financial advisor with Charles Schwab in Phoenix, AZ, holding a Series 66 designation and 12 years of industry experience. She has been with Charles Schwab since 2013. Charles Schwab & Co., Inc. serves high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary investment advice and access to discretionary separately managed accounts. The firm is notable for its scale, integrated service model, and multi-asset investment approach supported by in-house research and alternative investment programs.

Steven Hart is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 designations and five years of industry experience. His prior work includes roles at Fidelity Brokerage Services, Merrill Lynch, Porsche Chandler, and Arizona State University. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment guidance using multi-asset model portfolios and is notable for its scale and integrated operational structure.

Paul Ganshirt is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 designations and possessing 11 years of industry experience. He previously worked at Stifel Nicolaus & Co Inc and Scottrade, Inc. before joining Charles Schwab and its Trust Bank affiliate. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs, utilizing multi-asset model portfolios and a centralized operational structure.

J Scott Rainey is a CFP® with 29 years of industry experience, currently serving as a financial advisor at Charles Schwab. He has been with Charles Schwab and affiliated entities since 2008. He also holds a long-standing role on the City of Fairlawn Planning Commission since 2008. Rainey is an advisory board member for the local Salvation Army. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment management, along with integrated brokerage, custody, and financial planning services.

Matthew Morrell is a financial advisor with Charles Schwab based in Phoenix, AZ, holding a Series 66 designation and 13 years of industry experience. His prior roles include positions at USAA Life Insurance Company, USAA Investment Management Company, and USAA Financial Advisors Inc. He has worked at Charles Schwab and Charles Schwab Bank since 2021. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by comprehensive research and due diligence.

Indira Romero is a financial advisor at Charles Schwab with 12 years of industry experience. She holds the Series 66 designation and has worked at Charles Schwab since 2017, including a role at Charles Schwab Bank, SSB. Prior to Schwab, she spent a year at Bank of America/Merrill Lynch. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through a combination of wrap fee programs, managed accounts, and financial planning services. The firm utilizes a primarily non-discretionary client relationship model supplemented by access to discretionary separately managed accounts and employs multi-asset model portfolios supported by research and a formal alternative investment process.

Joseph Deihl is a financial advisor with Charles Schwab who holds Series 63 and Series 65 licenses and has four years of industry experience. His prior roles include positions at Wells Fargo Bank, Wells Fargo Clearing, and The Vanguard Group. Outside of finance, he also has experience working at Dairy Queen. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a blend of non-discretionary advisory and discretionary separately managed accounts, supported by strategic multi-asset portfolio models and centralized operational infrastructure.

Evan Soso is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 designations and 15 years of industry experience. His prior work includes positions at TD Ameritrade and Charles Schwab Bank. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options supported by multi-asset model portfolios and centralized custody and operational services.

Troy Riley is a financial advisor with Charles Schwab based in Phoenix, Arizona. He holds the Series 66 designation and has 10 years of industry experience, including prior roles at Merrill and Bank of America. He has been with Charles Schwab since 2018. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships with access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Dylan Monger is a financial advisor with Charles Schwab & Co., Inc. in Phoenix, AZ, holding Series 63 and Series 66 licenses with two years of industry experience. Prior to joining Charles Schwab, he worked at Hibu, Harkins Theatres, ZipRecruiter, and Yelp. Outside of his advisory role, he works as a delivery driver for DoorDash. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment options supported by comprehensive research and centralized operational infrastructure.