Michael Perk Navarro is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and 24 years of industry experience. He has worked with various entities within the Charles Schwab organization since 1998, including Charles Schwab Trust Bank and Charles Schwab Premiere Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options and combines centralized supervisory and custody services with multi-asset model portfolios and alternative investment programs.

Jeffrey Hyman is a financial advisor at Charles Schwab with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab and Charles Schwab Bank since 2011 and 2014, respectively. Based in Phoenix, AZ, he operates within one of the largest firms in the industry. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management, financial planning, and brokerage services within an integrated operational framework.

Derek Marquardt is a financial advisor at Charles Schwab with a Series 66 designation and two years of industry experience. His prior roles include positions at The Vanguard Group, Opendoor Labs Inc., and Grand Canyon University. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management with integrated brokerage, custody, and financial planning services.

Andrew Nelsen is a financial advisor at Charles Schwab with three years of industry experience. He holds the Series 66 designation and has worked at Charles Schwab Bank, SSB since 2023 and Charles Schwab since 2022. Prior to his finance career, he was employed in construction products and the fitness industry. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by a multi-asset investment approach and centralized operational structure.

Daniel Iacometti is a financial advisor at Charles Schwab with 26 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at USAA Investment Management Company and USAA Financial Planning Services. Outside of his advisory role, he is involved in family rental real estate investments through a partnership established by his father. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a range of integrated brokerage, custody, and advisory solutions.

Collin Pike is a financial advisor at Charles Schwab with 11 years of industry experience. He holds Series 63 and Series 66 designations and has been with Charles Schwab since 2013. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary investment guidance and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Jason Boyer is a financial advisor with Charles Schwab, holding Series 63 and Series 65 licenses and having six years of industry experience. He has worked at several firms including Morgan Stanley, Financial Engines Advisors LLC, and multiple divisions of Charles Schwab since 2019. Boyer is based in Phoenix, AZ. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized custody and order-routing infrastructure.

Roc Faillaci is a financial advisor with Charles Schwab, holding Series 63 and Series 66 designations and over 27 years of industry experience. He has been with Charles Schwab since 1998 and also has experience at Charles Schwab Bank, SSB. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a range of multi-asset investment models supported by centralized custody and operational infrastructure.

Maxwell Miller is a financial advisor at Charles Schwab with one year of industry experience. He holds a Series 66 designation and is based in Phoenix, AZ. Prior to joining Charles Schwab in 2024, his background includes roles in education and fitness. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by in-house research.

Richard Griffin is a financial advisor at Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 registrations with 16 years of industry experience. He has been with Charles Schwab since 2013. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by a large integrated platform with centralized custody and operational services.

Theresa Calahan is a financial advisor at Charles Schwab with Series 63 and Series 66 licenses and nine years of industry experience. She has worked at Charles Schwab & Co., Inc. since 2016. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and a centralized operational structure.

Richard Sims is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 65 licenses and 29 years of industry experience. He has worked at Charles Schwab since 2007 and was previously with TD Ameritrade from 2022 to 2024. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a non-discretionary client relationship model with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Mary Kelleher is a financial advisor at Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses with two years of industry experience. Her prior work includes roles at MGA Business Consulting and Freedom Mortgage, as well as a period dedicated to full-time education. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and research from the Schwab Center for Financial Research.

Haylee Weymer is a financial advisor with Charles Schwab & Co., Inc. based in Phoenix, AZ, holding Series 63 and Series 66 credentials with one year of industry experience. Prior to joining Charles Schwab, she has worked in various roles including accounting and design/build. Outside of her advisory role, she is involved with Eat, Drink, Shop Accounting. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a broad range of integrated brokerage, custody, and advisory services.

Robert Hobdy Jr. is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. His prior experience includes positions at Morgan Stanley, First Command Financial Planning, Inc., and Scottrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by in-house research and due diligence on alternative investments.

David Sardella II is a CERTIFIED FINANCIAL PLANNER™ professional affiliated with Charles Schwab, with six years of industry experience. His work history includes roles at Charles Schwab Bank, SSB and Charles Schwab & Co., Inc., as well as prior experience at Yelp, Inc. and managing a family-owned pizza and wings business. Outside of finance, he has conducted mystery shopping services for apartment complexes. Charles Schwab & Co., Inc. serves a broad client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and maintains an integrated operational structure supporting a high client coverage ratio per advisor.

Stephanie Conway is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and with 28 years of industry experience. She has been with Charles Schwab since 1997, including a decade at Charles Schwab Bank from 2008 to 2018. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions using multi-asset model portfolios, alternative investment due diligence, and integrated brokerage, custody, and advisory services.

Paul Laviolette is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and six years of industry experience. He has worked at several firms including Vanguard, Merrill, and Dynamic Wealth Advisors, and has prior experience outside finance with roles at Streamline Vacation Rental Software and Uber. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, leveraging multi-asset model portfolios and a centralized operational structure.

Thomas Jefferson is a financial advisor with Charles Schwab & Co., Inc. in Phoenix, AZ, holding Series 63 and Series 66 credentials and 29 years of industry experience. He has been with Charles Schwab since 2003. Outside of his advisory role, Jefferson is a part owner and investor in Pellini Italian Eatery and its holding company, BYO Concepts, LLC, both based in Scottsdale, Arizona. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary buy/sell recommendations and access to discretionary separately managed accounts using multi-asset model portfolios and has a notable integrated operational structure combining advisory, brokerage, custody, and cash-sweep services.

Marcus Tate is a financial advisor at Charles Schwab with Series 63 and Series 66 licenses and two years of industry experience. His prior work includes roles at Charles Schwab Bank, Biolab Sciences, and Merrill Edge, as well as positions outside finance in the hospitality and fitness sectors. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by integrated custody and operational services.