Brett Buchferer is a financial advisor at Charles Schwab & Co., Inc. in Phoenix, AZ, holding Series 63 and Series 66 designations with 17 years of industry experience, all with Charles Schwab. He has been with the firm since 2009. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, offering multi-asset model portfolios and a formal alternative-investment process within a large, integrated operational structure.

Carl Dice is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and four years of industry experience. Before joining Charles Schwab in 2020, he worked in outdoor services and hospitality and spent nearly two decades at Southern Oregon University. Charles Schwab serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary investment guidance and access to discretionary separately managed accounts. The firm is notable for its large scale, integrated service model, and multi-asset portfolio strategies supported by in-house research and alternative investment options.

Richard Fawcett is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has been with Charles Schwab since 2000, including a role at Charles Schwab Bank beginning in 2018, and previously worked at optionsXpress, Inc. from 2011 to 2017. Outside of his advisory work, he owns several real estate and property management businesses in the Phoenix area. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining brokerage, custody, and advisory functions within an integrated platform.

Nicholas Bradley is a financial advisor at Charles Schwab with six years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab Bank, SSB since 2020. Prior to joining Schwab, he was employed at Office Depot and attended ColorDAO State University. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and a centralized operational structure.

Daniel Baus is a financial advisor with Charles Schwab in Phoenix, AZ, holding a Series 66 designation and 20 years of industry experience. He has been with Charles Schwab since 2007. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining centralized custody and brokerage services with a multi-asset portfolio approach and access to alternative investments.

Nancy Walker is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. She has been with Charles Schwab since 2012. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and a formal alternative investment process, supported by a large integrated structure and centralized operational services.

Robert Smith is a financial advisor with Charles Schwab in Phoenix, AZ, holding a Series 66 designation and 16 years of industry experience. His prior roles include positions at J.P. Morgan Securities and multiple Charles Schwab entities, where he has worked since 2016. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, using multi-asset model portfolios and centralized custody and operational infrastructure.

Kevin Loy is a financial advisor at Charles Schwab with one year of industry experience. He holds a Series 66 designation and previously worked at Vanguard Advisers, Inc., Vanguard Marketing Corporation, The Vanguard Group, Inc., and Northwestern Mutual. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary guidance and access to discretionary separately managed accounts. The firm is notable for its large client base, integrated operational structure, and multi-asset model portfolio approach.

Elliot Nektalov is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 credentials and over 25 years of industry experience. He has worked at Charles Schwab since 1999 and is also involved in personal attendant work in Maricopa County, as well as operating a barber shop and a video and photo production business. Charles Schwab serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment management services supported by multi-asset model portfolios and integrated custody and brokerage solutions.

Mark Luna is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and 11 years of industry experience. He has been with Charles Schwab since 2015. Outside of advising, he owns a rental property through an LLC for liability protection. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios alongside a formal alternative-investment onboarding process.

Mingya Chan is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and seven years of industry experience. Prior to joining Charles Schwab, Chan worked at Cox Communications and Vidya Concepts. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and due diligence from the Schwab Center for Financial Research.

Ari Clarke is a financial advisor at Charles Schwab with seven years of industry experience. He holds Series 63 and Series 66 designations and has worked at Charles Schwab since 2018. Prior to this, he had roles with the Sorrentino and Fowler families as well as positions outside finance at Olive Garden and IHOP. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMA portfolios, offering multi-asset model portfolios supported by research and due diligence on alternative investments.

Dennis Lumm is a financial advisor at Charles Schwab with 12 years of industry experience. He holds a Series 66 designation and has worked at various Charles Schwab entities since 2013, including Charles Schwab Trust Bank and Charles Schwab Premiere Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios supported by the Schwab Center for Financial Research.

Thomas Wheeler is a CFP® professional with nine years of industry experience, currently serving as a financial advisor at Charles Schwab. His prior experience includes roles at The Vanguard Group and AllState Insurance Company. Outside of his advisory work, he has maintained soccer coaching and referee licenses and occasionally engages in youth soccer coaching and officiating. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, offering clients multi-asset model portfolios and alternative investment options supported by centralized custody and operational infrastructure.

Lukas Haugen is a financial advisor with Charles Schwab holding a Series 66 designation and eight years of industry experience. He has worked at Charles Schwab since 2017, including a year at Charles Schwab Bank, SSB, and previously spent six years at Groupon. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary and discretionary investment guidance using multi-asset model portfolios and conducts due diligence on alternative investments through its formal onboarding and placement process.

Ty Meadows is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. He has worked with Charles Schwab & Co., Inc. since 2008 and with Schwab Wealth Advisory Inc. from 2016 to 2025. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary advisory models, incorporating multi-asset portfolios, alternative investments, and centralized operational support.

Karen Berkman is a financial advisor at Charles Schwab with 18 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Charles Schwab since 2008, including her current role starting in 2018. In addition to her advisory work, she is a general partner at Bewilderknits, a retail business focused on clothing, accessories, and knitting and crochet pattern publishing. Charles Schwab serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm combines a primarily non-discretionary client relationship model with access to discretionary separately managed accounts and employs a multi-asset strategic allocation approach supported by centralized operational and custodial services.

Jessica Love is a financial advisor at Charles Schwab with eight years of industry experience. She has held her current role since 2017 and previously worked at AeroCare Holdings, Inc. from 2013 to 2017. She holds Series 63 and Series 66 credentials. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a structured approach to alternative investments.

Anthony Gutierrez is a financial advisor at Charles Schwab with 2 years of industry experience and holds the Series 63 and Series 66 designations. Prior to his financial services career, he spent 10 years in full-time education. He is based in Phoenix, AZ. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed account and financial planning services. The firm combines non-discretionary advisory guidance with access to affiliated discretionary separately managed accounts, utilizing multi-asset model portfolios and due diligence on alternative investments.

Shie Hadar is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. He has worked at various Charles Schwab entities since 2010, including Premier Bank and Charles Schwab Bank. Outside of his advisory role, he is a 30% owner of two property management LLCs in Castle Hills, Texas, and Tucson, Arizona. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary and discretionary investment management, leveraging multi-asset model portfolios and access to alternative investments within an integrated operational framework.