Ryan Schwenn is a financial advisor at Charles Schwab with eight years of industry experience. He holds the Series 66 designation and has worked at Charles Schwab since 2019. His prior experience includes roles at Growler USA, LEST Group, LLC, Axa Advisors, LLC, and Arizona Benefit Plans, Inc. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary investment guidance and access to discretionary separately managed accounts. The firm combines brokerage, advisory, custody, and cash-sweep services within an integrated operational structure to support a large client base.

Caleb Riddle is a financial advisor at Charles Schwab with Series 66 and Series 63 credentials and one year of industry experience. His prior work includes positions at The Dive Bar, The Kroger Co., FedEx, and Full Time Education. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining centralized custody and order-routing with access to alternative investments and multi-asset model portfolios.

Marcus Lespron is a financial advisor with Charles Schwab in Phoenix, AZ, holding a Series 66 designation and working in the industry for 12 years. He has been with Charles Schwab and Charles Schwab Bank since 2012 and 2015, respectively. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions, combining centralized operations with multi-asset model portfolios and access to alternative investments.

Michael Gelfand is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has been with Charles Schwab since 2012, including nine years at Charles Schwab Bank, SSB. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment advisory services with integrated brokerage, custody, and cash-sweep capabilities.

Karen Stevison is a financial advisor at Charles Schwab in Phoenix, AZ, holding Series 63, 65, and 66 licenses with 36 years of industry experience. She has been with Charles Schwab since 2012. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and employs a multi-asset model portfolio approach supported by centralized supervision and custody.

Ricardo Harris is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has been with Charles Schwab since 2013. Outside of his advisory role, he is involved in hosting through Airbnb. Charles Schwab serves a large client base of high- and ultra-high-net-worth individuals with a range of wealth advisory, brokerage, custody, and financial planning services. The firm’s wealth advisory program combines non-discretionary client guidance with access to affiliated discretionary strategies, supported by a multi-asset model portfolio approach and a structured alternative investments platform.

Hunter Ogle is a financial advisor with Charles Schwab & Co., Inc. in Phoenix, AZ, holding a Series 66 designation and four years of industry experience. He previously worked at Northwestern Mutual and has diverse experience including teaching at Brigham Young University-Idaho and community involvement with the Church of Jesus Christ of Latter Day Saints. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Corey Biron is a financial advisor at Charles Schwab with two years of industry experience. He holds the Series 66 and Series 63 licenses. Prior to joining Schwab in 2023, he worked at USAA from 2015 to 2023. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance using multi-asset model portfolios and centralized operational services.

Omar Abdelshife is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 66 and Series 63 licenses and three years of industry experience. His prior roles include positions at Charles Schwab Bank, West & East LLC, and the El Segundo Unified School District. Outside of his advisory work, he is involved in freelance Excel spreadsheet design through Purity Resource. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts and offers a multi-asset investment approach supported by Schwab’s Center for Financial Research.

Taylor Montgomery is a financial advisor at Charles Schwab with the Series 66 designation and four years of industry experience. His work history includes roles at Charles Schwab Bank, Charles Schwab & Co., Northwestern Mutual, and prior positions at Indiana University and in the hospitality and construction sectors. Charles Schwab & Co., Inc. serves predominantly high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment management services combined with brokerage, custody, and cash-sweep functions. The firm’s integrated structure supports a large client base with centralized operational and supervisory resources.

Alex Mc Neely is a financial advisor with Charles Schwab in Phoenix, AZ, holding a Series 66 designation and nine years of industry experience. He has been with Charles Schwab since 2014. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through Schwab Wealth Advisory’s wrap fee program and affiliated managed-account and financial planning services. The firm offers a combined approach of non-discretionary guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and alternative investment options.

Nimmi Bratcher is a financial advisor with Charles Schwab in Phoenix, Arizona, holding a Series 66 designation and 11 years of industry experience. She has been with Charles Schwab since 2014. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, supported by multi-asset model portfolios and a centralized operational structure.

James Perry is a CFP® with nine years of industry experience, currently serving at Charles Schwab and Charles Schwab Bank since 2016 and 2018, respectively. He is based in Phoenix, AZ, and holds Series 66 and Series 63 licenses. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options supported by multi-asset model portfolios and centralized operational infrastructure.

Daniel Porter is a financial advisor at Charles Schwab with nine years of industry experience. He holds the Series 66 and Series 63 designations and has been with Charles Schwab since 2016 in Phoenix, AZ. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by due diligence from its financial research center.

Kari Pepelnjak is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 credentials and bringing 29 years of industry experience. She has been with Charles Schwab since 2016. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, offering investment guidance through multi-asset model portfolios and a formal alternative-investment program.

Supranee Lucas is a CFP® professional with 26 years of industry experience, currently affiliated with Charles Schwab in Phoenix, AZ. Her work history includes roles at Schwab Private Client Investment Advisory Inc. from 2015 to 2021 and Charles Schwab since 2014. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and a formal alternative-investment onboarding process.

Sarah Spiller is a financial advisor at Charles Schwab with 11 years of industry experience. She holds the CFP® and ChFC® designations and has worked at Schwab Private Client Investment Advisory, Inc. and Charles Schwab since 2014. She is based in Phoenix, AZ. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance supported by multi-asset model portfolios and due diligence on alternative investments.

Andres Franco is a CFP® with 19 years of industry experience, currently advising at Charles Schwab in Phoenix, AZ. His career includes roles at The Vanguard Group and Schwab Private Client Investment Advisory. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through a combination of non-discretionary and discretionary advisory services, employing multi-asset model portfolios and offering integrated brokerage, custody, and advisory solutions.

Michelle Vanhof is a financial advisor at Charles Schwab in Phoenix, AZ, with 25 years of industry experience. She holds the Series 66 designation and has been with Charles Schwab since 2009. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts and offers multi-asset model portfolios supplemented by alternative investment options.

Thomas Cantrell is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and 26 years of industry experience. He has been with Charles Schwab since 1999. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions, utilizing multi-asset model portfolios and access to alternative investments through centralized supervisory and custody arrangements.