Austin Harrison is a financial advisor with Charles Schwab in Phoenix, AZ, holding a Series 66 designation and two years of industry experience. His prior work includes roles at Edward Jones, Lyft, Vault, Cincinnati Insurance, and US Bank. Outside of financial services, he has experience as a dog trainer. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm’s integrated structure combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and a formal alternative-investment onboarding process.

Michael Dzioba is a financial advisor at Charles Schwab with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Charles Schwab Bank SSB and Charles Schwab & Co., Inc. since 2020, following a decade at USAA Financial Planning Services and related USAA investment entities. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios supported by centralized custody and operational infrastructure.

Staci Price is a financial advisor at Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses with 26 years of industry experience. She has been with Charles Schwab since 1995 and currently serves roles across multiple Schwab entities, including Charles Schwab Trust Bank and Charles Schwab Premiere Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts and maintains a centralized operational structure supporting a large client base.

Elayna Nolasco is a financial advisor at Charles Schwab with 7 years of industry experience. She holds Series 66 and Series 63 licenses and has worked at Charles Schwab since 2018, following positions at Houzz, Medix, and Mary Kay. Outside of finance, she operates a custom cake-making business, creating cakes and sweet treats for special occasions. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a non-discretionary client relationship model with access to discretionary separately managed accounts and provides multi-asset model portfolios supported by research and due diligence on alternative investments.

Trevor Cantarini is a financial advisor with Charles Schwab in Phoenix, AZ, holding a Series 66 designation and six years of industry experience. He previously worked at Merrill and has experience in various roles across multiple industries before joining Schwab. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance with a multi-asset model portfolio approach supported by centralized custody and operational infrastructure.

Nicole Perez is a financial advisor at Charles Schwab with 8 years of industry experience. She has held positions at Merrill from 2010 to 2018 before joining Charles Schwab, where she has worked since 2018. Perez holds Series 63 and Series 65 licenses. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by centralized custody and operational infrastructure.

Jayden Rolstone Kobal is a financial advisor at Charles Schwab with three years of industry experience. He holds the Series 63 and Series 65 designations. His prior work includes roles at J.P. Morgan Securities LLC, Albertsons Companies, and Robinhood Financial. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of advisory, brokerage, custody, and cash-sweep services with both non-discretionary and discretionary investment options.

Ramitesh Mathur is a financial advisor at Charles Schwab with eight years of industry experience. He has previously worked at The Vanguard Group and Bank of America. Mathur holds Series 63 and Series 66 designations. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and provides a range of integrated brokerage, custody, and advisory services.

Eric Sanger is a financial advisor at Charles Schwab with 17 years of industry experience. He previously worked at Sagepoint Financial, Inc. for eight years and OSAIC for one year. Outside of his advisory roles, he has been involved with Nature's Drop Essential Oil for ten years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a formal alternative-investment review process.

Cooper Schmidt is a CFP® and holds a Series 66 license, with nine years of experience in the financial services industry. He is currently with Charles Schwab and Co., Inc., where he has worked for ten years and is also affiliated with Charles Schwab Bank, SSB. Prior to that, he spent four years at Lyft. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm operates a hybrid model combining non-discretionary advisory recommendations with access to affiliated discretionary SMA portfolios and centralized custody and order-routing arrangements.

Joshua Ardelean is a financial advisor at Charles Schwab with 16 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Charles Schwab since 2010, including roles at Charles Schwab Bank and OptionsXpress, Inc. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm provides both non-discretionary and discretionary investment management options, supported by multi-asset model portfolios and due diligence on alternative investments.

David Suess is a financial advisor with Charles Schwab, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. Prior to joining Charles Schwab in 2020, he worked for multiple USAA affiliates, including USAA Investment Management Company and USAA Financial Advisors, Inc., over a span of more than a decade. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a blend of non-discretionary and discretionary investment management alongside brokerage, custody, and financial planning services.

Roy McClung is a financial advisor with Charles Schwab & Co., Inc. and holds Series 63 and Series 66 credentials. He has 30 years of industry experience, including prior roles at Strategic Staffing, USAA Investment Services Company, USAA Financial Advisors, Inc., TD Ameritrade, Inc., and Scottrade Inc. He is based in Phoenix, AZ. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by research and alternative investment options.

Rebecca Clark is a financial advisor with Charles Schwab in Phoenix, AZ, holding CFP®, ChFC®, and Series 63 credentials and bringing 20 years of industry experience. She previously worked at The Vanguard Group and Schwab Retirement Plan Services, Inc. Clark serves on the NAU Finance Advisory Council, where she mentors students and supports educational programs. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and utilizes multi-asset model portfolios and alternative investment due diligence.

Christopher Ratka is a financial advisor at Charles Schwab with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Financial Engines Advisors L.L.C. and The Vanguard Group. Ratka is based in Phoenix, AZ. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, utilizing multi-asset model portfolios and a centralized operational structure.

Paul Behnken is a financial advisor at Charles Schwab with 13 years of industry experience. He holds the Series 66 designation and has worked at firms including Bank of America, Merrill, and Robinhood before joining Charles Schwab. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, employing multi-asset model portfolios alongside alternative investment options.

Chandeep Chadha is a financial advisor at Charles Schwab with four years of industry experience. He holds Series 63 and Series 66 designations and has worked at various Schwab entities since 2021. Prior to his career in finance, he held roles at TopGolf and Chipotle. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment management solutions supported by multi-asset model portfolios and a centralized operational structure.

Kalonn Boyle is a financial advisor with Charles Schwab in Phoenix, AZ, holding a Series 66 designation and nine years of industry experience. His prior work includes roles at First Allied Securities, Inc. and BHF RG Capital Inc. before joining Charles Schwab in 2019. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios alongside a formal alternative-investment onboarding process.

Paul Gesina is a CFP® professional with 27 years of industry experience. He is currently with Charles Schwab in Phoenix, AZ, having previously worked at Morgan Stanley and E*TRADE Capital Management. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management with integrated brokerage, custody, and advisory services.

Tyler Ehlers is a financial advisor at Charles Schwab with 10 years of industry experience. He has been with Charles Schwab since 2014 and holds a Series 66 designation. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, centralized custody, and a formal alternative-investment onboarding process.