Kohler Black is a CFP® professional at Charles Schwab with eight years of industry experience. He has worked at Charles Schwab since 2020, previously with TD Ameritrade, Ameriprise Financial Services, Cambridge Financial/Penn Mutual, and Vivint Smart Home. Outside of advisory work, he owns a small portfolio of single-family rental properties. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options supported by multi-asset model portfolios and centralized operational infrastructure.

Joshua Woodbury is a financial advisor with Charles Schwab, holding a Series 66 designation and 12 years of industry experience. He has worked at Charles Schwab since 2018 and previously held positions at Raymond James Financial Services and The Tax Company. Outside of his advisory work, he is a partner in Woodbury Real Estate Enterprises, a real estate venture. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering a mix of non-discretionary and discretionary investment advisory services through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm combines integrated custody, brokerage, and advisory functions with access to alternative investments and multi-asset model portfolios.

William Snell is a financial advisor at Charles Schwab with five years of industry experience. He holds a Series 66 designation and has previous experience at Ameriprise and FedEx. Outside of financial advising, he owns a small rental property business. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory and discretionary managed accounts with a multi-asset, model portfolio investment approach.