Aaron Urbelis is a financial advisor at Charles Schwab in Rockford, IL, holding a Series 66 designation with eight years of industry experience. He has worked at Charles Schwab since 2017 and previously held positions at The Studio and LensCrafters. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios, written advice policies, and alternative investment options.

William Osborne is a financial advisor with Charles Schwab in Rockford, IL, holding Series 63 and Series 66 licenses and bringing 41 years of industry experience. He has worked at Charles Schwab since 2014 and is also involved with SMG Management since 2010. Outside of his advisory role, Osborne serves as a trustee of the Knights of Columbus St. Rita Council and participates in community activities as an usher and mascot for the local professional ice hockey team. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized supervisory and custody arrangements.

Trevor Kornfeld is a financial advisor at Charles Schwab with Series 66 and Series 63 licenses and one year of industry experience. His work history includes multiple roles at Charles Schwab as well as periods of full-time education and employment at the YMCA. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering a combination of non-discretionary guidance and access to discretionary separate managed accounts.

Mark Gerard is a financial advisor with Charles Schwab in Rockford, Illinois, holding Series 63 and Series 65 licenses and with 27 years of industry experience. He has been with Charles Schwab since 2013. Gerard serves as a board member for the Pheasant Ridge Homeowners Association and participates in local government through the Village of Fontana Fire & Police Commission and as secretary for a homeowners association. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering comprehensive wealth advisory, brokerage, custody, and financial planning services. The firm employs a primarily non-discretionary client relationship model, combined with access to discretionary separately managed accounts through its affiliate, Charles Schwab Investment Management.