Christina Kruse is a financial advisor with Charles Schwab & Co., Inc., holding a Series 66 credential and eight years of industry experience. She previously worked at Novitex and Phoenix Entertainment. Outside of advisory work, she participates in plasma donation through Octapharma. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering non-discretionary and discretionary investment management with a focus on multi-asset model portfolios and alternative investments.

Stephen Magistad is a financial advisor with Charles Schwab in Saint Paul, MN, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with Charles Schwab since 2011. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a non-discretionary client relationship model with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by the Schwab Center for Financial Research.