Christopher Genetti is a financial advisor with Charles Schwab in Santa Clara, CA, holding Series 63 and Series 66 licenses and 15 years of industry experience. He previously worked at Scottrade Inc. for nine years before joining Charles Schwab in 2018. Outside of his advisory role, he serves as a club officer for Los Gatos Toastmasters, contributing to member education and training. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed accounts. The firm offers a combination of non-discretionary advisory services and access to discretionary separately managed accounts, supported by strategic asset allocation models and alternative investment due diligence.

Hanyu Zhao is a CFP®-certified financial advisor with 10 years of industry experience. He is currently affiliated with Charles Schwab in Santa Clara, CA, where he has worked since 2016 across various Schwab entities. Prior to that, he was employed by JP Morgan Chase Bank and JP Morgan Securities from 2019 to 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary investment guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational resources.