Michael Caplice is a financial advisor at Charles Schwab with 10 years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab Bank, Charles Schwab, Bank of America, and Merrill. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals. The firm offers a combination of non-discretionary and discretionary investment advisory services, integrating multi-asset model portfolios, alternative investments, and centralized custodial and supervisory arrangements.

Ryan Pozniak is a financial advisor with Charles Schwab, holding a Series 66 designation and nine years of industry experience. His career includes roles at TD Ameritrade, Charles Schwab Bank, and Charles Schwab & Co., Inc. Prior to entering the financial industry, he worked in athletic services and education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management with multi-asset model portfolios and access to alternative investments. Schwab’s integrated structure supports a large client base with centralized supervisory and custody services.

Patrick Walstad is a financial advisor at Charles Schwab with 27 years of industry experience. He has been with Charles Schwab since 2000 and Charles Schwab Bank since 2005. He holds the Series 63 and Series 66 designations and is based in Scottsdale, AZ. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management using multi-asset model portfolios, supported by centralized custody and operational resources.

Kevin Deluca is a financial advisor at Charles Schwab with nine years of industry experience. He holds a Series 66 designation and has been with Charles Schwab & Co., Inc. since 2016, including a role at Charles Schwab Bank, SSB since 2021. Outside of his advisory work, he serves as the Treasurer for The Phoenix Iowa Club, a volunteer position involving financial reporting and fund management. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separate managed accounts and offers a broad range of investment guidance through multi-asset model portfolios and alternative investment programs.

Caylie Taylor is a CFP® and ChFC® with four years of industry experience, currently affiliated with Charles Schwab in Scottsdale, AZ. Her work history includes various roles at Charles Schwab Bank and Charles Schwab & Co., Inc., along with prior positions at Urshan College and other organizations. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining extensive client coverage with a centralized operational structure.

Daniel Barry is a financial advisor with Charles Schwab, holding Series 66 and Series 63 licenses and with five years of industry experience. His prior work includes roles at TD Ameritrade and Zeal Financial Group. He is based in Scottsdale, AZ. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory and discretionary SMA management, supported by multi-asset model portfolios and centralized operational infrastructure.

Ryan Kanner is a financial advisor at Charles Schwab with Series 63 and Series 65 credentials and one year of industry experience. Prior to joining Schwab, he held positions at Morgan Stanley and State Farm. Outside of finance, he has experience working with Alpen Bluffs Outdoor Resort and One Stop Nutrition. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Charles Choe is a financial advisor at Charles Schwab with 18 years of industry experience. He holds the Series 66 designation and has worked at Charles Schwab & Co., Inc. since 2010, including a role at Charles Schwab Bank, SSB. His prior experience includes time at TD Ameritrade Inc. and Edward Jones. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering a combination of advisory, brokerage, custody, and financial planning services through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm utilizes a model that integrates non-discretionary client advisory with access to discretionary separate managed accounts, supported by centralized operational and investment resources.

Sevag Hagopian is a financial advisor at Charles Schwab with one year of industry experience. He holds a Series 66 credential and previously worked at Rocket Mortgage for eight years. Outside of his advisory role, he co-owns and manages the business operations of The Beauty Fix Med Spa in Scottsdale, AZ. Charles Schwab serves a large client base primarily composed of high- and ultra–high-net-worth individuals through Schwab Wealth Advisory’s wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary advice and access to discretionary separatley managed accounts, supported by a multi-asset model portfolio approach and a distinctive integrated operational structure.

Todd Hoeder is a financial advisor with Charles Schwab in Scottsdale, AZ, holding Series 63 and Series 65 licenses and 27 years of industry experience. He has been with Charles Schwab and its affiliated bank since 2000 and 2005, respectively. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized operational and supervisory structures.

Matthew Whitaker is a financial advisor at Charles Schwab with two years of industry experience. He holds Series 63 and Series 66 designations and has worked at Charles Schwab Co., Inc. since 2023, including a role at Charles Schwab Bank, SSB. Prior to joining Schwab, he was with Dynamite Wealth Management and has a background that includes periods outside the financial industry. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs, employing a multi-asset model portfolio approach supported by centralized custody and operational infrastructure.

John Dunkel is a CFP® with 17 years of industry experience, currently serving at Charles Schwab in Scottsdale, AZ. He has been with Charles Schwab and Charles Schwab Bank since 2011. Charles Schwab & Co., Inc. provides services primarily to high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMA portfolios and offers a centralized operational structure supporting a large client base.

Carmen Valiquette is a financial advisor at Charles Schwab with seven years of industry experience. She holds the Series 66 designation and has worked at Charles Schwab and Charles Schwab Bank since 2017, with prior roles at ITWorks, Modis, and Wells Fargo. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account services. The firm offers both non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios, written advice policies, and access to alternative investments through a centralized, integrated wealth management platform.

Dante Carbajal is a financial advisor at Charles Schwab with Series 66 and Series 63 licenses and two years of industry experience. His work history includes roles at Charles Schwab Bank, SSB, Charles Schwab & Co., Inc., and several service-oriented positions prior to joining the financial industry. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment options supported by multi-asset model portfolios and centralized operational infrastructure.

Ainaz Bayati is a financial advisor with Charles Schwab in Scottsdale, AZ, holding a Series 66 designation and one year of industry experience. Prior to joining Charles Schwab, she spent several years engaged in full-time education and worked at AZIG LLC. Bayati’s current roles include positions at Charles Schwab Bank, Charles Schwab Premier Bank, and Charles Schwab & Co., Inc. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm provides both non-discretionary investment guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios, research, and centralized operational infrastructure.

Max Brand is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and five years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2021 and Charles Schwab Bank since 2023. Max also served as an advisory board member for the Business Transition Summit Arizona, where he provided input on educational events and participated as a panel speaker on financial planning. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Emilio Acedo is a CFP®-designated financial advisor at Charles Schwab with three years of industry experience. His prior roles include positions at Freedom Mortgage and Finis Landing. He is based in Scottsdale, AZ. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, combining multi-asset model portfolios with alternative investment options and a centralized operational structure.

Antonio Cancilla is a financial advisor with Charles Schwab based in Scottsdale, AZ, holding Series 66 and Series 63 licenses and having 38 years of industry experience. His career at Charles Schwab and its affiliated entities spans over two decades, including roles at Charles Schwab Trust Bank and Charles Schwab Premiere Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining a large client base with integrated advisory, brokerage, custody, and cash-sweep services.

Daniel Boyett is a financial advisor at Charles Schwab with 24 years of industry experience. He holds the Series 66 and Series 63 designations and has worked at Charles Schwab Bank SSB and Charles Schwab since 2022, following 14 years at Scottrade and four years at TD Ameritrade. Outside of advising, he owns a business selling home security products, handmade clothing, and wooden furniture online. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, using multi-asset model portfolios and a centralized operational structure.

Alexander Johnson is a financial advisor at Charles Schwab with five years of industry experience. He holds Series 66 and Series 63 licenses and has worked at Charles Schwab and Charles Schwab Bank since 2021. Prior to his financial career, he served six years in the United States Air Force. Johnson is also a partner in a real estate LLC. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory models with access to affiliated discretionary SMA portfolios and offers a centralized operational structure for its extensive client base.

Vijay Kapur is a financial advisor with Charles Schwab based in Scottsdale, AZ, holding Series 63 and Series 66 credentials and over 32 years of industry experience. His prior work includes 17 years at TD Ameritrade Investment Management, LLC, followed by roles at TD Ameritrade Inc. and Charles Schwab since 2020. Outside of his advisory work, he volunteers with First Tee – Phoenix, a nonprofit that teaches children core values through golf and games. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering integrated wealth advisory, brokerage, custody, and financial planning services through its Schwab Wealth Advisory program and affiliated managed accounts. Schwab’s investment approach combines multi-asset model portfolios, both non-discretionary and discretionary management options, and access to alternative investments via a centralized platform.

Maxwell Cocreham is a CFP®-designated financial advisor at Charles Schwab with three years of industry experience. His work history includes roles at Charles Schwab and Charles Schwab Bank, as well as experience outside finance in education and digital dental fields. He is also a co-owner of Selander Allen LLC, an online reselling business. Charles Schwab serves a large client base, mainly high- and ultra-high-net-worth individuals, offering integrated wealth advisory, brokerage, and custody services through its Schwab Wealth Advisory program. The firm combines non-discretionary advisory guidance with access to affiliated discretionary strategies and alternative investments.

Spencer Weaver is a financial advisor with Charles Schwab based in Scottsdale, AZ, holding a Series 66 designation and bringing 20 years of industry experience. His career includes roles at TD Ameritrade from 2010 to 2022 and at Charles Schwab since 2022, including Charles Schwab Bank. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to discretionary separately managed accounts and a structured alternative investment platform.

Omeed Assadi is a financial advisor with Charles Schwab in Scottsdale, AZ, holding Series 63 and Series 66 credentials and 12 years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2013 and Charles Schwab Bank since 2017. He is also associated with Comfort Keepers since 2014. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering non-discretionary investment guidance alongside access to discretionary separately managed accounts and multi-asset model portfolios. Schwab’s integrated structure combines advisory, brokerage, custody, and cash-sweep services for a large client base.

Preston Friarson is a financial advisor at Charles Schwab with Series 63 and Series 66 credentials and four years of industry experience. Prior to joining Schwab, he held various roles outside of finance including positions at Olive Garden and FedEx. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm operates a large-scale, integrated model combining non-discretionary advisory relationships with access to affiliated discretionary SMA portfolios and alternative investment options.

Joseph Fitzgerald is a financial advisor with Charles Schwab in Scottsdale, AZ, holding Series 63 and Series 66 licenses and having 25 years of industry experience. He has been with Charles Schwab since 2000 and has concurrently worked at Charles Schwab Bank since 2006. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized custody and operational arrangements.

Mark Schwelling is a financial advisor with Charles Schwab in Scottsdale, AZ, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has been with Charles Schwab since 2000 and has worked with Charles Schwab Bank since 2005. Charles Schwab & Co., Inc. serves primarily high‑ and ultra‑high‑net‑worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, supported by multi-asset model portfolios and due diligence on alternative investments, leveraging its large scale and integrated operational structure.

Fredric Susser is a CFP®-certified financial advisor with 28 years of industry experience. He is currently with Charles Schwab and Co., Inc., having joined the firm and Charles Schwab Bank in 2022. Prior to this, he worked at TD Ameritrade from 2010 to 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers integrated brokerage, custody, and cash management solutions.

Seeria Kim is a financial advisor at Charles Schwab with 18 years of industry experience. She holds the Series 66 designation and has worked previously at TD Ameritrade before joining Charles Schwab in 2022. Outside of her advisory work, she is involved in real estate as a landlord. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a non-discretionary client relationship model with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by ongoing research and due diligence.

Matthew Jones is a CFP® with four years of industry experience, currently serving as a financial advisor at Charles Schwab in Scottsdale, AZ. His prior experience includes roles at Banterra Bank and Wells Fargo Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a blend of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by a centralized operational structure and comprehensive investment research.

Aaron Bailey is a financial advisor with Charles Schwab in Scottsdale, AZ, holding a Series 66 credential and 11 years of industry experience. He has been with Charles Schwab and affiliated entities since 2015. Outside of his advisory work, Bailey hosts the Not So Native Podcast, which features interviews and explores local attractions in Arizona. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts, offering a combination of brokerage, advisory, and custody services. The firm’s investment approach includes both non-discretionary and discretionary management options, supported by multi-asset model portfolios and due diligence through the Schwab Center for Financial Research.

Logan Gillespie is a financial advisor at Charles Schwab in Scottsdale, AZ, with one year of industry experience. He holds Series 66 and Series 63 licenses and previously worked at Morgan Stanley and Epic Valet. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, utilizing multi-asset model portfolios and a centralized operational structure.

Isabella Carrilho is a CFP® with five years of industry experience, currently serving at Charles Schwab in Scottsdale, AZ. Her prior work includes roles at Charles Schwab Bank, Turning Point USA, and Grand Canyon Education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment solutions along with integrated brokerage, custody, and financial planning services.

Brett Lungaretti is a financial advisor with Charles Schwab in Scottsdale, AZ, holding Series 63 and Series 66 credentials and possessing 28 years of industry experience. He has been with Charles Schwab since 1997 and also has a role at Charles Schwab Bank since 2007. Outside of his advisory work, he occasionally assists with data entry and client interactions for a flooring contracting business owned by his spouse. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and centralized operational support.

Frank Case is a financial advisor at Charles Schwab with four years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab Co., Inc. since 2022, along with prior roles at Discover Financial Services and Ascend Associate Inc. Outside of finance, he is involved with Wild Mamas, a company focused on marketing and manufacturing animal-based cosmetic beauty products and supplements. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a centralized operational structure supporting a large client base.

Devyn Wirth is a CFP® professional with six years of industry experience, currently affiliated with Charles Schwab in Scottsdale, AZ. Prior to joining Schwab, Wirth held roles at Canyon 49 Grill, The Lope House, Grand Canyon University, and HuHot Mongolian Grill. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment solutions, leveraging multi-asset model portfolios and alternative investment due diligence, supported by a large integrated operational structure.

Jarred Thompson is a financial advisor at Charles Schwab with Series 63 and Series 66 credentials and five years of industry experience. His prior work includes roles at Grand Canyon University and Miller Sports Construction. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Joy Briceland is a financial advisor at Charles Schwab with Series 66 and Series 63 licenses and five years of industry experience. Her career includes roles at Wells Fargo Bank and Charles Schwab Bank. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary advisory services and access to discretionary separately managed accounts, supported by centralized custody and an integrated operational structure.