Vanessa Barger is a financial advisor at Charles Schwab with eight years of industry experience. She holds a Series 66 designation and has worked at Charles Schwab and Charles Schwab Bank since 2021, following nine years at Bank of America and Merrill. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and uses multi-asset model portfolios alongside a formal alternative-investment onboarding process.

Adam Kipnes is a financial advisor with Charles Schwab in Scottsdale, AZ, holding Series 63 and Series 65 licenses and having 26 years of industry experience. He has worked at Charles Schwab since 2010 and was previously with TD Ameritrade from 2021 to 2024. Outside of his advisory role, he is a founding partner of a management consulting firm. Charles Schwab serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm integrates brokerage, custody, and advisory services with a client relationship model that includes both non-discretionary guidance and access to discretionary separately managed accounts.

Steven Lucas is a financial advisor with Charles Schwab in Scottsdale, AZ, holding Series 63 and Series 66 credentials and bringing 27 years of industry experience. He has been with Charles Schwab since 2004. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining centralized custody and advisory functions with multi-asset model portfolios and alternative investment research.