Keyana Avery is a Series 66-licensed financial advisor with nine years of industry experience. She has worked at Charles Schwab & Co., Inc. since 2018 and previously held roles at TD Ameritrade from 2014 to 2018. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary investment guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and alternative investment due diligence.

Kyle Christensen is a financial advisor with Charles Schwab, holding a Series 66 credential and 19 years of industry experience. His work history includes roles at various Charles Schwab entities since 2018, with prior experience at Morgan Stanley and M Holding Securities. Outside of his advisory work, he provides consulting support in accounting and finance for his wife's interior design business. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary portfolios, offering multi-asset model portfolios and alternative investment options.

Derick Caldwell Jr. is a financial advisor at Charles Schwab with seven years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Charles Schwab and its affiliated entities since 2018, with prior experience at Ernst & Young and PriceWaterhouseCoopers. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary investment advice and access to discretionary separately managed accounts, supported by multi-asset model portfolios and an alternative investments program.

Eric Alaniz is a financial advisor at Charles Schwab with 23 years of industry experience. He holds the Series 63 and Series 66 designations. Prior to joining Charles Schwab in 2025, he worked at firms including First National Advisers, LLC, Madden Asset Management, Cumberland Hill Capital Management, HD Vest Advisory Services, and 1st Global Capital Corp. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separate managed accounts, supported by a multi-asset investment approach and centralized operational infrastructure.

Paul Hernandez is a financial advisor at Charles Schwab in Southlake, TX, holding a Series 66 designation with one year of industry experience. His professional background includes roles at Charles Schwab, H-E-B Grocery Company, and Whataburger, as well as several years in full-time education. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a formal alternative-investment onboarding process.