Philip Osei is a financial advisor with Charles Schwab in Springfield, NJ, holding Series 63 and Series 66 licenses and 19 years of industry experience. He previously worked at TD Ameritrade from 2015 to 2022 before joining Charles Schwab in 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by research from its Center for Financial Research.

Benjamin Wolkoff is a financial advisor at Charles Schwab with 28 years of industry experience. He has held his current role at Charles Schwab since 2002 and holds Series 63 and Series 65 licenses. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and centralized operational support.