Marlon Varsace is a financial advisor with Charles Schwab in Stamford, CT, holding Series 63 and Series 65 licenses and 21 years of industry experience. His prior experience includes roles at Euro Pacific Capital Inc., Merrill, and Bank of America. Outside of his advisory work, he serves as president and board member of FISH of Stamford, Inc., a nonprofit charitable organization. Charles Schwab serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program, combining advisory, brokerage, custody, and cash-sweep services. The firm offers both non-discretionary and discretionary investment options using multi-asset model portfolios and a centralized operational structure.

Kevin Stanley is a CFA® charterholder with 29 years of experience in the financial services industry. He is currently with Charles Schwab in Stamford, CT, where he has worked since 2022. Prior to Schwab, he spent seven years at Fidelity Investments. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment advisory solutions supported by centralized operations and a formal process for alternative investments.

Jeffrey Hoelderlin is a financial advisor with Charles Schwab in Stamford, CT, holding Series 63 and Series 66 designations and having 21 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2010. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by a multi-asset investment approach and centralized operational structure.

Gerald Santoro is a financial advisor at Charles Schwab with 28 years of industry experience. He holds Series 63 and Series 65 designations and has been with Charles Schwab and Charles Schwab Bank since 2003 and 2005, respectively. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a range of multi-asset model portfolios supported by centralized supervision and custody services.

Hans Raymond is a CFP® professional with 29 years of industry experience, currently serving at Charles Schwab in Stamford, CT since 2005. He holds Series 63 and Series 65 licenses and has been involved with Charles Schwab bank and Charles Schwab for over two decades. Outside of his advisory work, he serves as a corporator for Hartford Hospital, participating in philanthropic leadership and community representation. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, employing multi-asset model portfolios and centralized operational support.

Thomas Williamson is a financial advisor with Charles Schwab in Stamford, CT, holding a Series 66 credential and 17 years of industry experience. His prior work includes roles at Northwestern Mutual Wealth Management Company, Tiaa, and TD Ameritrade. Outside of his advisory career, he serves as a volunteer firefighter with the Sound Beach Volunteer Fire Department. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Eric Rwiliriza is a financial advisor at Charles Schwab with 14 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at Fidelity Investments, HSBC, Bank of America, and Merrill. Based in Stamford, CT, Eric joined Charles Schwab in 2025. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining centralized custody and brokerage services with multi-asset model portfolios and alternative investment opportunities.

Gregory Carnes is a financial advisor at Charles Schwab with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Fidelity Investments and John Hancock. His current role at Charles Schwab began in 2024. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by a multi-asset investment approach and centralized operational structure.

Scott Schwendinger is a financial advisor with Charles Schwab in Stamford, CT, holding Series 63 and Series 66 licenses and 24 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank, SSB since 2012. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions, combining centralized custody and order-routing with a multi-asset strategic allocation approach.

Jon Rosenblatt is a Series 66 licensed financial advisor with eight years of industry experience. He currently works at Charles Schwab in Stamford, CT, having previously been employed at JPMorgan Securities LLC, TD Ameritrade, and a private family office. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and alternative investment options through a centralized and integrated operational structure.

Hans Olrik is a financial advisor at Charles Schwab with a Series 66 designation and four years of industry experience. He previously worked at Morgan Stanley Smith Barney LLC and has experience in both financial services and other business ventures, including roles in electronics and audio-visual workshops. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized custody and operational infrastructure.

Elise Derusha is a Series 66 licensed advisor at Charles Schwab with two years of industry experience. She has held roles at Charles Schwab Bank, Charles Schwab, Clifton Larson Allen, and Educated Investments. Outside of her advisory career, she has worked at Holmberg Orchards and Uber Eats. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options supported by multi-asset model portfolios and centralized custodial and brokerage services.

Dominic Mattei is a financial advisor at Charles Schwab with two years of industry experience. He holds the Series 66 designation and has worked at Charles Schwab and Charles Schwab Bank, SSB since 2024 and 2025, respectively. Prior to joining Schwab, he held roles at Gartner, Fresh Prints, and Amazon. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management supported by multi-asset model portfolios and a structured alternative-investment due diligence process.

Timothy Ressler is a CFP®-credentialed financial advisor with 13 years of industry experience. He is currently with Charles Schwab, where he has worked since 2023, following roles at Cetera Advisors, CCR Wealth Management, Fidelity, and AXA Advisors. He also has experience working with TNT Clambakes outside the financial sector. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering integrated advisory, brokerage, and custody services with a mix of non-discretionary and discretionary investment options.

Katharine Steffens is a financial advisor with Charles Schwab in Stamford, CT, holding Series 66 and Series 63 licenses and two years of industry experience. Her prior roles include positions at Fidelity Investments and Compass Higgins Group Private Brokerage. Outside of finance, she works as a freelance performer, teacher, composer, and writer. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a non-discretionary client relationship model with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by Schwab Center for Financial Research.

Odysseus Rethis is a Series 66-licensed financial advisor with 10 years of industry experience. He is currently affiliated with Charles Schwab, where he has worked since 2022, having prior experience at TD Ameritrade, Securities America, and Bank of America. Outside of his advisory role, he is a member of Bolden Rethis LLC, a small business involved in real estate management. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, supported by multi-asset model portfolios, alternative investment due diligence, and a centralized operational structure.

James Goetz is a financial advisor with Charles Schwab holding a Series 66 designation. He has been with the firm since 2025 and has prior experience at Morgan Stanley and in various roles outside the financial industry. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment management with a focus on multi-asset model portfolios and alternative investments.

James Raymond is a financial advisor at Charles Schwab with 31 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at firms including Fidelity Investments, Cantor Fitzgerald & Co., and Maxim Group LLC. Outside of his advisory work, he coaches lacrosse for the Long Island Lacrosse Club North. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and employs multi-asset model portfolios alongside centralized custody and order-routing.

Lecia Lupoli is a financial advisor at Charles Schwab with 14 years of industry experience. She holds a Series 66 designation and has been with Charles Schwab and Charles Schwab Bank since 2011. Outside of her advisory role, Lecia provides private tutoring focused on preparing high school students for standardized tests such as the PSAT, SAT, and ACT. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory services with access to discretionary separately managed accounts, offering clients strategic asset allocation and alternative investment options.

Kyle Asmann is a financial advisor with Charles Schwab, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Charles Schwab Bank and various positions connected with the University of Michigan and other organizations. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Kevin Judge is a CFP® professional affiliated with Charles Schwab, with 25 years of experience in the financial industry. He has worked at Charles Schwab and Charles Schwab Bank since 2018 and previously held roles at Infinex Investments, Inc., Fairfield County Financial Services, and Tennant Corporation. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options using multi-asset model portfolios and maintains a distinctive operational structure combining advisory, brokerage, custody, and cash-sweep services.