Garrett Smith is a financial advisor with Charles Schwab based in Virginia Beach, VA, holding Series 63 and Series 66 credentials and with six years of industry experience. His previous roles include positions at Meridian Wealth Partners and AXA Advisors. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary financial planning and access to discretionary separately managed accounts. The firm is notable for its scale, integrated structure, and combination of advisory and brokerage services.

Aubrey Billings is a financial advisor at Charles Schwab with eight years of industry experience. He holds the Series 66 designation and has worked at Fidelity Brokerage Services and Ameriprise Financial Services prior to joining Schwab. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Haley Gebhart is a financial advisor with Charles Schwab, holding a Series 66 designation and three years of industry experience. Her work history includes roles at Charles Schwab Bank SSB and Charles Schwab & Co., Inc., as well as prior experience in the country club and athletic club sectors. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts.